Elmo Ball IV is a financial advisor with D.A. Davidson & Co. and holds a Series 66 designation. He has 20 years of industry experience, having previously worked at Truist Advisory Services, Truist Investment Services, BB&T Securities, and Scott & Stringfellow. Ball volunteers as a finance committee member for the Highland Food Pantry, a local nonprofit providing food support to those in need. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporations. The firm emphasizes fiduciary standards, employs both qualitative and quantitative analyses, and provides a range of planning and wealth management programs for clients, including those with high net worth.

Gary Whetzel is a financial advisor with PlanMember Securities Corporation in Winchester, VA, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Old Dominion Insurance and Investments since 2018 and operates a landscaping and handyman business, Whetzel's Landscaping & Handyman, since 2010. PlanMember provides retirement-plan advisory services to employers and participants, acting as a fiduciary for many plans and offering participant-level investment options. The firm’s investment approach emphasizes strategic asset allocation and risk-based mutual fund portfolios, supported by education and support services for plan sponsors and participants.

Zebulon Sale is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His career includes roles at Bb&T Bank and Bb&T Investments before joining Truist in 2019. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, implementing advice through a combination of discretionary manager relationships and non-discretionary consulting supported by multiple third-party platforms.

Megan Branch is a CFP®-certified financial advisor with seven years of industry experience, currently with D.A. Davidson & Co. She has previously worked at Truist Investment Services and BB&T in various advisory and securities roles. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse clientele, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm operates under the Advisers Act fiduciary standard and offers specialized services such as ERISA plan advisory, equity research, comprehensive financial planning, and a Private Wealth program for high-net-worth clients.

Stacey Loomis is a financial advisor at D.A. Davidson & Co. with one year of industry experience. She holds the Series 66 designation and has prior work experience with Truist Advisory Services and Truist Investment Services, as well as Truist Bank. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad client base, including retirement plans, individual investors, charitable organizations, and corporations. The firm offers various services such as ERISA retirement plan advisory, wrap fee programs, equity research, and comprehensive financial planning, operating under fiduciary standards and employing both qualitative and quantitative investment analyses.

Stuart Allen is a financial advisor with Planmember Securities Corporation in Winchester, VA, holding the CFP® designation and Series 63 and 65 licenses. He has 35 years of industry experience and has been with Planmember since 2014. His prior work includes roles at Old Dominion Insurance & Investments, Inc. and self-employed businesses dating back to 1989. Planmember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach with risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

Aleta Hoover is a financial advisor at D.A. Davidson & Co. with a Series 66 designation and four years of industry experience. Her prior experience includes roles at Truist Advisory Services, Truist Investment Services, and BB&T Bank from 2015 to 2022. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program for high-net-worth individuals, operating under fiduciary standards with both qualitative and quantitative investment analysis.

Ricky Leonard is a financial advisor with PlanMember Securities Corporation, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. He has worked with PlanMember since 2015 and also has roles at Old Dominion Insurance & Investments Inc. Outside of his advisory work, he previously spent several years teaching at James Madison University and Staunton City Schools. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm’s investment approach centers on strategic asset allocation and risk-based mutual fund portfolios, supported by education and personalized planning services.

Jordan Liskey is a financial advisor with NewEdge Advisors, holding a Series 66 credential and 15 years of industry experience. He previously worked at Edward Jones and Wells Fargo in various roles between 2011 and 2024. Outside of his advisory work, Liskey serves as a board member of Barns of Rose Hill, a local nonprofit focused on the arts, where he participates on the Budget, Finance & Investment and Development Committees. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm offers a wide range of services including portfolio management, financial planning, and consulting, utilizing multiple program structures and technology tools to support advisors and clients.

George Warren is a financial advisor at D.A. Davidson & Co. with 16 years of industry experience. He holds the Series 66 designation and has previously worked at Truist Advisory Services, Truist Investment Services, BB&T Securities, BB&T Investment Services, Ridgeway Conger Advisory Services, and Edward Jones. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad client base including employer-sponsored retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers ERISA retirement plan advisory services, comprehensive financial planning, and a private wealth program for clients with over $20 million in net worth, operating under the Advisers Act fiduciary standard and utilizing both qualitative and quantitative analysis.

Kandice Borel is a financial advisor at Truist Advisory Services with one year of industry experience. She holds the Series 66 designation and has worked at Truist Bank since 2014. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, and fiduciary support, utilizing a mix of discretionary and non-discretionary manager relationships along with AI-enabled research tools.

James Patton is a financial advisor with PlanMember Securities Corporation in Winchester, VA, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. His career includes roles at Everbank and Virginia Eagle Distributing Co., LLC, and he is involved in investment and insurance services through Old Dominion Insurance & Investments. He also works as a delivery driver for Door Dash. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a strategic asset allocation approach with risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

John De Sarno is a financial advisor at OSAIC Institutions, INC. with 23 years of industry experience. He holds a Series 66 designation and has held roles at firms including Infinex Investments Inc., Bank of Clarke County, and The Prudential Insurance Company of America. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a platform that includes lending solutions and third-party asset managers.

Zachary Franks is a financial advisor at OSAIC Institutions, Inc. with one year of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bank of Clarke, Teksystems, and Element Risk Wealth Advisors. Outside of financial services, he was involved with Green Monstah Firearms. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer structure that integrates third-party promoters and multiple affiliated entities.

Isaac Hutchison is a CFP®-designated financial advisor with eight years of industry experience, currently associated with Planmember Securities Corporation. He has worked with Old Dominion Insurance & Investment Inc since 2017 and previously spent twelve years with Greene County Public Schools. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options through its PlanMember Asset Allocation Portfolios. The firm employs a top-down strategic asset allocation framework and manages risk-based mutual-fund portfolios, supplemented by educational and support services for plan sponsors and participants.

Chet Bingham is a CFA® charterholder with 17 years of industry experience, currently serving at OSAIC Institutions, Inc. in Winchester, VA. His prior roles include six years at LPL Financial LLC and entrepreneurial experience with Complete Pass, LLC. OSAIC Institutions, Inc. is an SEC-registered investment adviser that serves individuals, retirement plans, trusts, and corporate clients through a network of investment adviser representatives. The firm combines a hybrid adviser/broker-dealer structure with a lending marketplace and access to alternative investments, offering customized advisory services alongside firm supervision of client accounts.

Thomas Varney is a financial advisor with Bankers Life Advisory Services, Inc. He holds Series 63 and Series 65 licenses and has 14 years of industry experience. Prior to his current role starting in 2019, he worked with Acn and Bankers Life Securities, Inc., and he has been associated with Bankers Life & Casualty since 2008, where he manages a team of agents and is involved in hiring and training. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals through discretionary and non-discretionary portfolio management and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create customized investment strategies aligned with clients’ goals and risk tolerances.

Christopher Merchant is a CFP® professional with 17 years of experience in the financial services industry. He is currently affiliated with Commonwealth Financial Network and Hunt Country Wealth Management, where he is also an owner. Merchant has previously worked at firms including Securities America Advisors, LPL Financial, and Middleburg Bank. He is the author of two books, *On Investing Well – The Elements of Good Investing* and *On Retiring Well – The Guidebook for Retirement Planning over 50*. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and services, supporting affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management resources.

Erin Bojarczuk is a Series 66 licensed financial advisor with 12 years of industry experience. She currently works with Truist Advisory Services and has held prior roles at Wells Fargo Clearing and SunTrust Advisory Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, plan sponsor fiduciary support, participant advice, and a manager-selection program implemented through discretionary and non-discretionary arrangements.

Matthew Dyson is a financial advisor with Truist Advisory Services in Winchester, VA, holding a Series 66 designation and six years of industry experience. His career includes roles at Truist Investment Services, BB&T Securities, Highline Partners, and Cardinal Distributing. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary and non-discretionary manager relationships supported by third-party platforms and AI-enabled research tools.