Luke Bunch is a financial advisor at OxenFree Financial in Melbourne, FL, with three years of industry experience. He holds a Series 65 designation and previously worked at Affinity Financial Advisors and James Phillips P.A. Dba Phillips Financial Advisors, with prior experience at Leggett & Platt Inc. Outside of advising, he is a solutions architect for OxenFree Technology LLC, a fintech company, and he serves as treasurer for the Sanibel Cove Homeowners Association. He also owns and operates ALT Customs LLC, an online retail business focused on 3D printing. OxenFree Financial serves individual investors, charities, and businesses by providing discretionary portfolio management, financial planning, and related consulting services. The firm offers tailored advice using mutual funds, ETFs, and model portfolios, with periodic account reviews that consider client objectives, risk tolerance, and tax factors.

Donald Johns III is a financial advisor at Ruggiero Investments with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including SW Financial, Arive Capital Markets, and WestPark Capital Inc. Outside of his advisory role, he is involved with Ruggiero Consulting, where he assists clients with debt and equity capital raises. Ruggiero Investments provides discretionary portfolio management and financial planning primarily to individual and high-net-worth clients, as well as pension consulting to retirement plans and organizational clients. The firm employs a multi-method investment approach with an emphasis on long-term horizons and manages a broad range of asset types under discretionary authority.

Garth Moreau is a financial advisor at OxenFree Financial in Melbourne, FL, holding the Series 66 designation with 18 years of industry experience. His prior roles include positions at Cetera, Affinity Financial Advisors, and Phillips Financial Advisors. Outside of his advisory work, he is also a licensed insurance agent selling life, annuities, and long-term care products, and serves as a notary public. OxenFree Financial serves individual investors, charities, and businesses with discretionary portfolio management, financial planning, and related consulting services. The firm offers tailored advice and manages accounts using mutual funds, ETFs, and model portfolios, incorporating client objectives and risk tolerance into its recommendations.

Jeffrey Leonard is a CFP® with 17 years of industry experience, currently serving as an advisor at Bay Colony Advisors. He has been involved with Seniors Financial Planning Asset Management, LLC, and Seniors Financial Planning Inc. Insurance Agency since 2007, where he holds leadership roles. Leonard also manages Leonard Financial Group and maintains an insurance agency practice. Bay Colony Advisors serves individuals, high-net-worth families, and institutional retirement plans, offering portfolio management, financial planning, retirement-plan consulting, and family-office services. The firm employs a primarily long-term, fundamentally driven investment approach using diversified mutual funds and ETFs, complemented by other asset classes and specialized strategies.

John Sinchok is a financial advisor at OxenFree Financial in Melbourne, FL, holding a Series 65 credential with four years of industry experience. Before joining OxenFree Financial in 2023, he worked at James Phillips PA DBA Phillips Financial Advisors and Affinity Financial Advisors. Outside of financial advising, he is involved with OxenFree Technology LLC, a fintech company, where he serves as media and operations coordinator. OxenFree Financial serves individual investors, high-net-worth clients, charities, and businesses by providing discretionary portfolio management, financial planning, and related consulting services. The firm offers tailored advice using mutual funds, ETFs, and model portfolios, and includes financial coaching and educational seminars as part of its service offerings.

Arthur Mcpherson is a financial advisor at Prostatis Financial Advisors Group with 33 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at firms including Triumph Wealth Advisors and World Equity Group Inc. Mcpherson serves as a board member for the Financial Independence Council, where he speaks at universities to promote financial literacy, and is also an author of financial education books. Prostatis Financial Advisors Group provides investment management and financial planning services to individuals, including high-net-worth clients, as well as foundations, trusts, estates, corporations, and charitable organizations. The firm employs a top-down, tactical asset-allocation approach with sector rotation and integrates independent third-party managers and AI-driven models in its portfolio management.

Nathan Kallal is a Series 65-licensed advisor with six years of industry experience. He is currently with OxenFree Financial, where he has worked since 2023, following prior roles at James Phillips PA DBA Phillips Financial Advisors and Affinity Financial Advisors. Outside of advising, he serves as an operations coordinator at OxenFree Technology LLC, a fintech company. OxenFree Financial serves individual investors, charities, and businesses by providing discretionary portfolio management, financial planning, and related consulting services. The firm offers tailored advice using mutual funds, ETFs, model portfolios, and limited listed-options strategies, while also facilitating estate planning and financial education.

Ronald Nalven is a CFP® with 40 years of industry experience and is currently affiliated with Modern Capital Advisors, LLC. He has worked at Liberty Partners Financial Services, LLC since 2016. Outside of financial advising, he is involved as a musician and band leader with Wishing Star Entertainment Group, LLC. Modern Capital Advisors provides financial planning, asset management, and retirement plan consulting to individuals, pension plans, charities, and corporations. The firm employs a strategic asset allocation approach with a core-and-satellite framework using passive index funds supplemented by active managers or third-party strategists.

Andrew Cettina is a financial advisor at OxenFree Financial with two years of industry experience. He holds a Series 65 designation and has worked at firms including EpicPRO Financial Management and SunTrust Bank. In addition to his advisory role, he serves as a project coordinator for SENA-Tech LLC, an electrical contracting company. OxenFree Financial serves individual investors, charities, and businesses with discretionary portfolio management, financial planning, and related consulting services. The firm offers tailored advice and manages accounts using mutual funds, ETFs, model portfolios, and limited listed-options strategies, incorporating client objectives and risk tolerance into its recommendations.

James Marshal is a financial advisor at The Institute with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at The Institute For Wealth Management LLC and its predecessor firms since 2012. In addition to his advisory role, Mr. Marshal provides personal CFO services to nonprofit and for-profit businesses, including financial analysis, budgeting, tax reporting, and payroll services. The Institute for Wealth Management serves individuals, trusts, retirement plans, charitable organizations, and business entities, managing approximately $1.37 billion for around 803 clients. The firm employs a team-based investment approach centered on an internal Investment Committee that develops diversified portfolios, and it is notable for its involvement in private fund management and advisory services.

James Phillips is a financial advisor at OxenFree Financial in Melbourne, FL, holding Series 63 and Series 65 licenses with 19 years of industry experience. He has worked with multiple firms including Cetera, Affinity Financial Advisors, and McDaniel Knutson Financial Partners. Phillips serves on the boards of several nonprofit organizations, including the Fellowship of Christian Athletes and No Limits Academy, and is president of OxenFree Technology LLC, a fintech company. OxenFree Financial serves individual investors, charities, and businesses by providing discretionary portfolio management, financial planning, and consulting services. The firm offers tailored advice using mutual funds, ETFs, and model portfolios, and includes limited listed-options strategies for eligible clients. OxenFree is affiliated with OxenFree Tax LLC and OxenFree Technology LLC, which deliver tax and financial education services.

Erik Bryan is a financial advisor at OxenFree Financial in Melbourne, FL, holding Series 65 and Series 66 registrations with one year of industry experience. Prior to joining the firm, he worked for Brevard County Public Schools for 12 years. Outside of finance, he is the owner-operator of Brevard String Academy, a private music instruction business. OxenFree Financial serves individual investors, charities, and businesses by providing discretionary portfolio management, financial planning, and related consulting services. The firm offers tailored advice using mutual funds, ETFs, and model portfolios, and also provides educational seminars, estate-planning facilitation, and access to specialized tax and retirement services.

Lesley Degenhart is a financial advisor at Rossby Financial, LLC with 18 years of industry experience. She holds the Series 66 designation and has previously worked at firms including Ameriprise Financial Services, NewEdge Advisors, and LPL Financial. Outside of her advisory role, she is also a licensed notary public. Rossby Financial provides investment advisory and financial planning services to a diverse client base, including high net worth individuals, charitable organizations, and corporate entities. The firm employs a variety of analytical approaches to tailor portfolios according to client objectives and risk tolerances and manages approximately $565 million in discretionary assets.

Corrie Borde is a financial advisor at KCD Financial, Inc. with four years of industry experience and holds a Series 65 designation. Prior to joining KCD Financial, Borde worked at Borde & Associates and Bankers Life. Outside of advisory work, Borde is involved in insurance sales through Borde Insurance & Investments. KCD Financial, Inc. is a multi-team registered investment adviser and broker-dealer with 38 advisors managing approximately $202 million in assets. The firm serves individuals, corporate pension and profit-sharing plans, and charitable organizations, offering tailored investment strategies and access to third-party management programs.

Philip Mathey is a financial advisor with Flagship Harbor Advisors, LLC in Melbourne, FL, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has been with Flagship Harbor Advisors and affiliated with LPL Financial since 2011. Flagship Harbor Advisors is an SEC-registered investment adviser that serves individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets through a team of about 60 advisors, using a variety of investment strategies including mutual funds, ETFs, individual securities, and separately managed accounts.

Donald Chamberlin Jr. is a financial advisor with Foundations Investment Advisors LLC, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He is also the owner of The Chamberlin Group, through which he provides income tax planning, tax strategies, business consulting, and other professional services. Chamberlin serves as St. Louis Chapter President and instructor for the American Financial Education Alliance, a nonprofit focused on financial literacy education, and is a committee member for the National Memorial for Military Ascent. Foundations Investment Advisors, LLC offers financial planning and portfolio management to individual, high-net-worth, and institutional clients through a large network of affiliated offices. The firm employs a tailored investment approach combining fundamental, technical, and cyclical analysis, utilizing model portfolios and third-party sub-advisers.

Lucas Kalin is a financial advisor at Impact Partnership Wealth, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at Wadadli Financial Group, where he also performs paraplanner duties related to investment recommendations and trades. Prior to his financial career, he was involved with Michael A. Smith's Martial Arts Studio for three years. Impact Partnership Wealth provides investment management, model-portfolio implementation, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm utilizes a combination of third-party strategists, adviser-managed models, and direct indexing with various overlays and generally exercises discretionary trading authority within client-imposed restrictions.

Steven Austin is a financial advisor with Kovack Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2011. Outside of his advisory role, he is involved in a modeling and acting venture. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension and profit-sharing plans, and banking institutions. The firm offers discretionary and non-discretionary asset management, financial planning, and third-party manager recommendations, emphasizing diversified asset-class exposure primarily through mutual funds and ETFs.

Andrew Evans is a financial advisor with Rossby Financial, LLC in Melbourne, FL, holding a Series 66 designation and 21 years of industry experience. His prior firms include TAG Advisors and Cambridge Investment Research. He serves as a board member for Archive Intel, a surveillance and archiving technology company. Rossby Financial is a Registered Investment Adviser providing portfolio management, financial planning, and retirement consulting to individuals, trusts, charitable organizations, and corporate entities. The firm manages approximately $358.6 million across 800 client relationships, using a variety of analysis methods and customized strategies tailored to client risk tolerance and investment horizons.

Nicola Nichol is a CFA® charterholder with 20 years of industry experience, currently serving as an advisor at Rossby Financial, LLC. Prior to joining Rossby Financial, Nicola worked for Securities America Advisors for a decade. In addition to advisory services, Nicola provides insurance solutions through Financial Strategies of Amelia. Rossby Financial is a Registered Investment Adviser managing approximately $358.6 million for around 800 clients, including individuals, trusts, charitable organizations, and corporate entities. The firm employs multiple investment analysis methods and offers tailored portfolio management, financial planning, and retirement consulting services.