Elizabeth Mott is a financial advisor at Tillman Hartley LLC in Satellite Beach, FL, holding Series 63 and Series 65 licenses. She has been in the industry since 2022, with prior experience at Northwestern Mutual Wealth Management Company and Ross Alisiani. Before entering finance, her work history includes roles outside the industry such as positions at LIV Sothebys International Realty and in hospitality. Tillman Hartley provides personalized financial planning and discretionary investment management to individuals, high-net-worth clients, trusts, estates, charitable organizations, retirement plans, and small businesses. The firm’s investment approach is based on Modern Portfolio Theory and offers customized portfolios with ongoing rebalancing, focusing on a small number of large, complex client relationships.

Luke Bunch is a financial advisor at OxenFree Financial in Melbourne, FL, with three years of industry experience. He holds a Series 65 designation and previously worked at Affinity Financial Advisors and James Phillips P.A. Dba Phillips Financial Advisors, with prior experience at Leggett & Platt Inc. Outside of advising, he is a solutions architect for OxenFree Technology LLC, a fintech company, and he serves as treasurer for the Sanibel Cove Homeowners Association. He also owns and operates ALT Customs LLC, an online retail business focused on 3D printing. OxenFree Financial serves individual investors, charities, and businesses by providing discretionary portfolio management, financial planning, and related consulting services. The firm offers tailored advice using mutual funds, ETFs, and model portfolios, with periodic account reviews that consider client objectives, risk tolerance, and tax factors.

Donald Johns III is an investment advisor at Ruggiero Investments with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including SW Financial and WestPark Capital Inc. Outside of his advisory role, he is involved with Ruggiero Consulting, where he assists clients with raising debt and equity capital. Ruggiero Investments provides discretionary portfolio management, financial planning, and pension consulting services to individuals, high-net-worth clients, businesses, non-profits, trusts, and families. The firm focuses on long-term, client-specific investment strategies using fundamental, technical, and quantitative analysis within a fiduciary framework.

Garth Moreau is a financial advisor at OxenFree Financial in Melbourne, FL, holding the Series 66 designation with 18 years of industry experience. His prior roles include positions at Cetera, Affinity Financial Advisors, and Phillips Financial Advisors. Outside of his advisory work, he is also a licensed insurance agent selling life, annuities, and long-term care products, and serves as a notary public. OxenFree Financial serves individual investors, charities, and businesses with discretionary portfolio management, financial planning, and related consulting services. The firm offers tailored advice and manages accounts using mutual funds, ETFs, and model portfolios, incorporating client objectives and risk tolerance into its recommendations.

Jeffrey Leonard is a CFP® professional with 17 years of experience in financial advisory. He is currently with Bay Colony Advisors and has prior experience at Seniors Financial Planning Asset Management, LLC, where he served as managing principal. Leonard also holds a role as an insurance agent and is involved in commercial real estate through Chaney Properties, LLC. Bay Colony Advisors provides comprehensive financial planning and portfolio management services to individual investors, high-net-worth families, trusts, retirement plans, and institutional clients. The firm integrates fundamental analysis and a long-term investment approach with access to model portfolios and third-party sub-advisers, while offering family-office and concierge services alongside institutional retirement fiduciary solutions.

Thomas Flavin is a CFP® and PFS™ credentialed advisor with 11 years of industry experience, based in Melbourne, FL. He has been affiliated with Flavin Financial Services, Inc. and its predecessor entities since 1999, and he is also CEO and shareholder of Flavin Nooney & Person, a certified public accounting firm. Outside of his financial advisory work, Thomas serves as acting Head of School and past board chair at Holy Trinity Episcopal Academy, a nonprofit K-12 church-affiliated school. Flavin Financial Services provides discretionary wealth management and retirement plan advisory services to individuals, families, trusts, estates, corporations, small business owners, foundations, and municipalities. The firm’s investment approach emphasizes fundamental analysis and diversification, managing portfolios on a discretionary basis with tailored allocations aligned to client goals and risk tolerance. Its affiliation with an accounting practice and integrated tax planning distinguishes it within the advisory community.

John Sinchok is a financial advisor at OxenFree Financial in Melbourne, FL, holding a Series 65 credential with four years of industry experience. Before joining OxenFree Financial in 2023, he worked at James Phillips PA DBA Phillips Financial Advisors and Affinity Financial Advisors. Outside of financial advising, he is involved with OxenFree Technology LLC, a fintech company, where he serves as media and operations coordinator. OxenFree Financial serves individual investors, high-net-worth clients, charities, and businesses by providing discretionary portfolio management, financial planning, and related consulting services. The firm offers tailored advice using mutual funds, ETFs, and model portfolios, and includes financial coaching and educational seminars as part of its service offerings.

Arthur Mcpherson is a financial advisor at Prostatis Financial Advisors Group with 33 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at firms including Triumph Wealth Advisors and World Equity Group Inc. Mcpherson serves as a board member for the Financial Independence Council, where he speaks at universities to promote financial literacy, and is also an author of financial education books. Prostatis Financial Advisors Group provides investment management and financial planning services to individuals, including high-net-worth clients, as well as foundations, trusts, estates, corporations, and charitable organizations. The firm employs a top-down, tactical asset-allocation approach with sector rotation and integrates independent third-party managers and AI-driven models in its portfolio management.

Nathan Kallal is a Series 65-licensed advisor with six years of industry experience. He is currently with OxenFree Financial, where he has worked since 2023, following prior roles at James Phillips PA DBA Phillips Financial Advisors and Affinity Financial Advisors. Outside of advising, he serves as an operations coordinator at OxenFree Technology LLC, a fintech company. OxenFree Financial serves individual investors, charities, and businesses by providing discretionary portfolio management, financial planning, and related consulting services. The firm offers tailored advice using mutual funds, ETFs, model portfolios, and limited listed-options strategies, while also facilitating estate planning and financial education.

Ronald Nalven is a CFP® with 40 years of industry experience and is currently affiliated with Modern Capital Advisors, LLC. He has worked at Liberty Partners Financial Services, LLC since 2016. Outside of financial advising, he is involved as a musician and band leader with Wishing Star Entertainment Group, LLC. Modern Capital Advisors provides financial planning, asset management, and retirement plan consulting to individuals, pension plans, charities, and corporations. The firm employs a strategic asset allocation approach with a core-and-satellite framework using passive index funds supplemented by active managers or third-party strategists.

Andrew Cettina is a financial advisor at OxenFree Financial with two years of industry experience. He holds a Series 65 designation and has worked at firms including EpicPRO Financial Management and SunTrust Bank. In addition to his advisory role, he serves as a project coordinator for SENA-Tech LLC, an electrical contracting company. OxenFree Financial serves individual investors, charities, and businesses with discretionary portfolio management, financial planning, and related consulting services. The firm offers tailored advice and manages accounts using mutual funds, ETFs, model portfolios, and limited listed-options strategies, incorporating client objectives and risk tolerance into its recommendations.

James Marshal is a financial advisor at The Institute with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at The Institute For Wealth Management LLC and its predecessor firms since 2012. In addition to his advisory role, Mr. Marshal provides personal CFO services to nonprofit and for-profit businesses, including financial analysis, budgeting, tax reporting, and payroll services. The Institute for Wealth Management serves individuals, trusts, retirement plans, charitable organizations, and business entities, managing approximately $1.37 billion for around 803 clients. The firm employs a team-based investment approach centered on an internal Investment Committee that develops diversified portfolios, and it is notable for its involvement in private fund management and advisory services.

James Phillips is a financial advisor at OxenFree Financial in Melbourne, FL, holding Series 63 and Series 65 licenses with 19 years of industry experience. He has worked with multiple firms including Cetera, Affinity Financial Advisors, and McDaniel Knutson Financial Partners. Phillips serves on the boards of several nonprofit organizations, including the Fellowship of Christian Athletes and No Limits Academy, and is president of OxenFree Technology LLC, a fintech company. OxenFree Financial serves individual investors, charities, and businesses by providing discretionary portfolio management, financial planning, and consulting services. The firm offers tailored advice using mutual funds, ETFs, and model portfolios, and includes limited listed-options strategies for eligible clients. OxenFree is affiliated with OxenFree Tax LLC and OxenFree Technology LLC, which deliver tax and financial education services.

Erik Bryan is a financial advisor at OxenFree Financial in Melbourne, FL, holding Series 65 and Series 66 registrations with one year of industry experience. Prior to joining the firm, he worked for Brevard County Public Schools for 12 years. Outside of finance, he is the owner-operator of Brevard String Academy, a private music instruction business. OxenFree Financial serves individual investors, charities, and businesses by providing discretionary portfolio management, financial planning, and related consulting services. The firm offers tailored advice using mutual funds, ETFs, and model portfolios, and also provides educational seminars, estate-planning facilitation, and access to specialized tax and retirement services.

Lesley Degenhart is a financial advisor at Rossby Financial, LLC with 18 years of industry experience. She holds the Series 66 designation and has previously worked at firms including Ameriprise Financial Services, NewEdge Advisors, and LPL Financial. Outside of her advisory role, she is also a licensed notary public. Rossby Financial provides investment advisory and financial planning services to a diverse client base, including high net worth individuals, charitable organizations, and corporate entities. The firm employs a variety of analytical approaches to tailor portfolios according to client objectives and risk tolerances and manages approximately $565 million in discretionary assets.

Philip Mathey is a financial advisor with Flagship Harbor Advisors, LLC in Melbourne, FL, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has been with Flagship Harbor Advisors and affiliated with LPL Financial since 2011. Flagship Harbor Advisors is an SEC-registered investment adviser that serves individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets through a team of about 60 advisors, using a variety of investment strategies including mutual funds, ETFs, individual securities, and separately managed accounts.

Lucas Kalin is a financial advisor at Impact Partnership Wealth, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at Wadadli Financial Group, where he also performs paraplanner duties related to investment recommendations and trades. Prior to his financial career, he was involved with Michael A. Smith's Martial Arts Studio for three years. Impact Partnership Wealth provides investment management, model-portfolio implementation, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm utilizes a combination of third-party strategists, adviser-managed models, and direct indexing with various overlays and generally exercises discretionary trading authority within client-imposed restrictions.

Steven Austin is a financial advisor with Kovack Advisors, Inc. in Melbourne Beach, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He previously worked at Morgan Stanley from 1991 to 2011 before joining Kovack Advisors. Outside of his advisory role, he is involved in insurance sales and has pursued modeling and acting opportunities. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and governmental clients, employing a risk-based investment process supported by Envestnet and using both internal models and third-party managers to manage portfolios.

Andrew Evans is a financial advisor at Rossby Financial, LLC in Melbourne, FL, holding a Series 66 credential with 22 years of industry experience. He has worked at firms including TAG Advisors, Cambridge Investment Research, Charles Schwab, Merrill, and Raymond James. Outside of advisory work, Evans is involved as a board member of Archive Intel, a surveillance and archiving technology company, and serves as Chief Experience Officer of Practice Intelligence, LLC, which provides user interface and advisor engagement services. Rossby Financial offers investment advisory and financial planning services to individuals, charitable organizations, pension and profit-sharing plans, corporations, and other business entities. The firm manages approximately $565 million in discretionary assets, employing diversified strategies tailored to client objectives and risk tolerances using a variety of analytical approaches and third-party platforms.

Nicola Nichol is a CFA® charterholder with 21 years of industry experience. She is currently an advisor at Rossby Financial, LLC and also provides insurance solutions through Financial Strategies of Amelia. Her prior work includes ten years at Securities America Advisors and experience at Merrill and UBS Financial Services. Rossby Financial offers investment advisory and financial planning services to individuals, charitable organizations, pension and profit-sharing plans, corporations, and other business entities. The firm combines multiple analytical approaches to tailor portfolios according to clients’ objectives and risk tolerances, managing approximately $565 million in discretionary assets.