Harriett Barnes is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has operated H B Financial Group, LLC since 2005, where she serves as sole member and manager. Barnes is also a notary public. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors by providing operations, trading, technology, investment management, compliance, and practice-management services. The firm offers a variety of advisory programs and model portfolios, allowing advisors discretion in portfolio construction and access to multiple program structures.

Robert Pryor Jr. is a CFP®-credentialed financial advisor with nine years of industry experience. He is currently with Capital Analysts and Lincoln Investment, having previously worked at Money Concepts Capital Corp and Total Business Care, LLC. Outside of his advisory role, Pryor owns a tax preparation and planning business. Capital Analysts serves a diverse clientele including individuals, high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, advisor-managed custom and model portfolios, and retirement-plan advice, utilizing both discretionary and non-discretionary investment management supported by an in-house research team and third-party managers.

Melody Foti is a CFP® professional with 26 years of industry experience, currently affiliated with Commonwealth Financial Network. She has held positions at Sophia Wealth Strategies, CURO Wealth Management, and Wells Fargo Clearing. In addition to her advisory work, she is an author of a self-published book featuring watercolor paintings and poetry. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and a broad client base. The firm provides a variety of managed-account programs, third-party asset manager access, and comprehensive back-office services.

Christina Couzelis is a financial advisor at Commonwealth Financial Network with six years of industry experience. She holds a Series 66 designation and has worked at Commonwealth since 2018, with prior experience at HB Financial Group, LLC. Christina is also involved in fixed insurance sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $212.7 billion in client assets. The firm offers a broad platform of managed-account programs, access to third-party asset managers, and custody services.

Lucia Shah is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC. She has previously worked with Hart & Patterson Financial Group and Carl P. Sherr & Co., among others. Outside of advisory services, she is also an insurance agent with Beacon Pointe Insurance Services. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients. The firm employs a manager‑of‑managers approach, utilizing a proprietary focus list and combining active and passive strategies, while also sponsoring proprietary investment vehicles and serving as an operating general partner for multiple private funds.

Glenn Allan is a financial advisor with Capital Analysts, holding the ChFC® and Series 63 designations, and has 33 years of industry experience. He has worked with Lincoln Investment since 2012 and has been associated with Capital Analysts since 1995. Outside of advising, he is an at-large board member of the Amherst Golf Club. Capital Analysts serves a diverse client base including retail and institutional investors, providing portfolio management, custom and model portfolios, and retirement-plan advice. The firm employs a proprietary mutual-fund screening process and supports both discretionary and non-discretionary investment management through a nationwide network of independent advisors and in-house teams.

Victoria Maraia is a financial advisor with Lincoln Investment in Amherst, MA, holding Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Lincoln Investment in 2026, she worked at NYLIFE Securities LLC and New York Life Insurance Company from 2024 to 2026. She also has experience in the restaurant industry, having been involved with Margaritas Mexican Restaurant and Capital Burger Company. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base, including individual and high-net-worth investors, trusts, charities, and retirement plans. The firm employs an in-house Investment Management & Research team to build strategic model portfolios and employs a layered delivery model combining independent advisors, third-party managers, and a platform with multiple service options.

Jonathan George is a CFP® with 26 years of industry experience, currently serving as an advisor at Money Concepts Capital Corp since 2000. He is also employed at George & Goodnow LLC as a certified public accountant. Outside of his advisory and accounting roles, he holds an officer position with the Springfield Court 144 Royal Order of Jesters, a charitable organization. Money Concepts Capital Corp is an enterprise firm with approximately 431 advisors managing over $3 billion for nearly 14,700 clients. The firm offers portfolio management, financial planning, and consulting services to individuals, pension plans, trusts, charitable organizations, and corporations, utilizing a range of managed programs and investment approaches including proprietary retirement model portfolios and third-party sub-advisers.

Kristopher Galenski is a financial advisor with GWN Securities Inc. in Leeds, MA, holding Series 63, 65, and 66 licenses and over 26 years of industry experience. He has been with GWN Securities since 2015 and previously worked at American United Life and Equitable Advisors. Outside of advisory work, he is involved in non-variable insurance sales. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning services. The firm employs a mix of affiliated and unaffiliated sub-advisers and utilizes both traditional and tactical market-timing strategies in its portfolio management.

Vikki Lenhart is a CFP® with 16 years of industry experience, currently serving at Beacon Pointe Advisors, LLC. Her prior roles include positions at Hart & Patterson Financial Group and Cambridge Investment Research Advisors. In addition to her advisory work, she is an insurance agent at Beacon Pointe Insurance Services. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and retirement plans. The firm employs a manager-of-managers approach, utilizing a proprietary Focus List and a formal due diligence process to implement client strategies across various asset classes.

Jared Walsh is a Series 65-licensed financial advisor with AE Wealth Management, LLC, where he has worked since 2023. He has two years of industry experience and has held roles at Dale Frank Financial Group LLC and GOGO Magnolia. Outside of his advisory work, he is involved in insurance sales. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach combining model portfolios managed internally and by third parties, discretionary asset management, financial planning, and other services.

Joseph Bach is a financial advisor at Commonwealth Financial Network with Series 63 and Series 66 licenses and two years of industry experience. His career background includes roles at Northwestern Mutual, MassMutual Life Insurance Company, Kestra Advisory Services, and the Wealth Transition Collective. Commonwealth Financial Network is a dual-registered broker/dealer and investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a comprehensive adviser-support platform with access to managed-account programs, third-party asset managers, and a range of investment options.

Nicole Domnarski is a financial advisor with Commonwealth Financial Network in Springfield, MA, holding Series 63 and Series 65 licenses and 27 years of industry experience. She has been with Commonwealth and Fsb Financial Group since 2011. In addition to her advisory role, she is involved in fixed insurance sales. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational, trading, compliance, and practice-management support to affiliated advisors.

Trevor Lyne is a financial advisor with MassMutual Investors Services, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Cetera Investment Advisers, Pioneer Financial Group, and Minnesota Life Insurance Co. In addition to his advisory work, he is also licensed as an insurance broker, focusing on life, disability, long-term care, and fixed annuities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements that provide written recommendations based on detailed client information and firm-approved analytical tools.

Matthew Hart is a Wealth Management Advisor at Merrill Lynch Wealth Management, having joined the firm in 2005. He specializes in helping clients achieve sustainable financial independence by developing personalized financial strategies that adapt to their evolving life circumstances, needs, and resources. Matthew works with private clients, families, entrepreneurs, founders, and key associates at both public and private companies. He aims to help these individuals understand the challenges associated with equity ownership and integrate it into their overall financial strategies. He collaborates with his clients' professional advisors, including CPAs and estate attorneys, to develop integrated strategies focused on mitigating tax liabilities and preserving legacies. He holds the CERTIFIED FINANCIAL PLANNER® (CFP®) and Certified Plan Fiduciary Advisor® (CPFA®) designations and earned a bachelor's degree in Management from Johnson & Wales University in Rhode Island. Matthew resides in Boston and enjoys cooking, hiking, photography, and traveling.

Christopher Baker is a CFP® and Series 66-licensed financial advisor with Equitable Advisors, where he has worked for four years. His background includes roles at Patrick Belniak/FCG, LLC and experience in construction management with Baker Mason Contractors, Inc. He also has experience from his time at Syracuse University and Southwick Regional High School. Equitable Advisors serves a broad range of clients, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management services. The firm offers various advisory programs through a network of representatives and emphasizes the use of third-party asset managers and model programs.

Thomas Schreiber is a financial advisor with Equitable Advisors, holding a Series 66 designation and 20 years of industry experience. He has been with Equitable Advisors since 2006, including its predecessor firm AXA Advisors, LLC. Outside of his advisory work, he is involved in operating Wauban Farm with his family and serves as an assistant girls’ track coach at Frontier Regional School. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, corporations, pension plans, and charitable organizations. The firm offers a variety of advisory models and investment options, utilizing both proprietary and third-party programs to serve a diverse client base.

Nicole Gorman is a financial advisor at Edward Jones with seven years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2018. Outside of her advisory role, she serves as a board member for Greenfield Community College, contributing her financial expertise to the institution's investment and finance committee. Additionally, she is involved as a trainer and coach at Westminster Fit Body Bootcamp. Edward Jones is a full-service wealth management firm that serves both individual and institutional clients, offering a range of advisory programs and investment solutions. The firm operates under a fiduciary standard and supports over 23,700 financial advisors nationwide.

Robert Lowney is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 36 years of industry experience. Prior to joining Cetera in 2025, he worked for Avantax Insurance Services, Avantax Advisory Services, and Avantax Investment Services from 2012 to 2025. Outside of his advisory role, he owns and manages Hadley Tax & Financial, where he supervises tax preparation and financial services operations. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of investment programs and third-party managers.

Sarah Burnap is a Series 66-registered financial advisor with Equitable Advisors in Hatfield, MA, with 11 years of industry experience. She has worked at Equitable Advisors since 2018 and previously held roles at AXA Advisors, Cambridge Investment Research, and Hart & Patterson Financial Group. Outside of her advisory work, she serves as PTO President for Bernardston Elementary School and volunteers as a coach for a local summer league softball team. Equitable Advisors provides financial planning, retirement consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a variety of advisory models and third-party asset managers, focusing on matching clients to appropriate program strategies.