Mitchell La Flam is a financial advisor at Osaic Institutions, Inc. with three years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously with Eagle Strategies (NY Life), NY Life Securities LLC, and New York Life Insurance Company. Prior to his financial services career, he was affiliated with Castleton University for six years. Osaic Institutions, Inc. serves individuals including high-net-worth clients, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer structure.

Garrett Hofer is a financial advisor at Janney Montgomery Scott with 25 years of industry experience. He holds the CFP® and Series 66 designations and has worked previously at UBS Financial Services. Outside of his advisory role, he volunteers as a coach and secretary for the Shoreline Spartans Youth Rugby team. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse range of clients, including individuals, families, trusts, corporate sponsors, and municipal clients, offering brokerage, financial planning, and advisory services through various managed account programs.

Beau O Brien is a CFP® professional with five years of industry experience, currently affiliated with Independent Financial Group, LLC. He has worked in various roles including co-hosting the Retirement, Life and Investment Radio Show since 2023. Prior to joining Independent Financial Group, he held positions at Undertone, Intersection, LittleThings, and NBC Sport. Independent Financial Group is a large advisory and brokerage firm serving individuals, trusts, corporations, business owners, and plan sponsors. The firm offers a range of investment advisory programs and financial planning services, utilizing both in-house and third-party models to tailor strategies across multiple risk profiles.

Martin Lader is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He has been with Private Advisor Group and LPL since 2011. His additional business activities include operating a Certified Financial Planner DBA and providing financial planning and fixed annuity sales. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering discretionary and non-discretionary portfolio management, financial planning, retirement consulting, and access to third-party asset management programs.

Jennifer Eastbourne is a financial advisor at OSAIC Institutions, Inc. with 16 years of industry experience. She holds a Series 66 credential and has worked at Chelsea Groton Bank since 2013, where she also serves as a team manager and First Vice President. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating under a hybrid adviser/broker-dealer model with both discretionary and non-discretionary account management.

Frederick Leonard is a financial advisor at Janney Montgomery Scott with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Janney since 2019. Prior to that, he was with Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, Leonard serves as President of the Board for the Slopeside Village Condominium Association in Killington, Vermont. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, corporate and retirement plans, and municipal clients, offering brokerage services, financial planning, and multiple advisory programs.

George Coleman is a financial advisor at First Command Advisory Services with Series 65 and Series 63 licenses and one year of industry experience. He previously served 28 years in the US Army and has worked in cybersecurity and consulting roles supporting military-related contracts. Outside of his advisory work, he co-owns a yoga instruction business with his wife. First Command Advisory Services is an SEC-registered investment adviser specializing in financial planning and wrap-fee asset management programs for individuals, corporate, and charitable clients, with a longstanding focus on active-duty service members and their families. The firm manages portfolios through a centralized Investment Management Team and Wealth Portfolio Managers, offering discretionary asset management and a selection of model portfolios using mutual funds, ETFs, and third-party managers.

Lisa Cayer is a financial advisor with Janney Montgomery Scott, holding Series 65 and Series 66 licenses and bringing 26 years of industry experience. She previously worked at Morgan Stanley Smith Barney from 2009 to 2017 before joining Janney Montgomery Scott, where she has been since 2017. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, and institutional clients, offering brokerage, financial planning, consulting, and advisory services through in-house and third-party portfolio management.

Montgomery Bradley is a financial advisor at Janney Montgomery Scott with 37 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory role, he manages a part-time seasonal rental property in Gouldsboro, ME. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a broad range of brokerage, financial planning, and advisory services.

Frederick Leonard is a financial advisor at Janney Montgomery Scott with 12 years of industry experience. He holds a Series 66 designation and has worked at Janney Montgomery Scott since 2019, following roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of finance, he has been involved with Abbotts Lobster in the Rough since 2020. Janney Montgomery Scott LLC serves a diverse client base including individuals, families, trusts, estates, and institutional clients, offering brokerage services, financial planning, and advisory programs. The firm manages approximately $110 billion in assets and combines in-house and third-party portfolio management across multiple wrap programs and unified managed accounts.

Christopher Aldrich is a financial advisor with Integrated Wealth Concepts LLC, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has worked at Integrated Wealth Concepts since 2017 and has previous experience with LPL Financial and Axa Advisors, LLC. Aldrich is also involved in owning and managing private business entities unrelated to his advisory work. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach with both internally managed and third-party recommended strategies.

Matthew Carney serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where he joined the team in 2017. He is a CERTIFIED FINANCIAL PLANNER® professional and Personal Investment Advisor, focusing on areas including executive compensation, equity compensation services, family wealth management strategies, and socially responsible investing. His approach emphasizes personalized financial planning and clear communication to help clients understand their current financial situation and align their strategies with their long-term goals. Matthew holds a Bachelor's degree in Economics and American Public Policy from St. Mary's College of Maryland, graduating with Magna Cum Laude honors. During his time at St. Mary's, he was a member of the men's varsity lacrosse team and participated in the student-athlete advisor committee, leading community service events and fundraisers for local nonprofits. Outside his professional role, Matthew remains active in alumni associations for St. Mary's lacrosse and The Potomac School. He contributes to community involvement through events such as the St. Mary's College of Maryland men's lacrosse fundraising game for The Wounded Warrior Project. Matthew resides in Washington, DC, and enjoys traveling, attending concerts, and spending time with his family.

James Elliott is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His prior work includes roles at Chelsea Groton Bank, Infinex Investments, Bank Rhode Island, and Commonwealth Financial Network. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base with brokerage services, financial planning, consulting, and multiple advisory programs, employing both in-house and third-party portfolio management.

Justin Staub is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and four years of industry experience. His career includes multiple roles at Janney Montgomery Scott since 2021 and prior experience at Wells Fargo Advisors. Janney Montgomery Scott LLC is a large enterprise firm managing approximately $110 billion in client assets. It serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipalities, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party portfolio management.

Paulette Retsinas is a CFP® professional with 41 years of industry experience, currently affiliated with OSAIC Institutions, Inc. She has worked at Chelsea Groton Savings Bank and infinex Investments, Inc. since 2006. Outside of her financial advisory role, she is involved in the distribution of essential oils with Young Living. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients. The firm provides customized advisory services and combines adviser and broker-dealer functions through a hybrid structure with a focus on delegated investment management and a broad range of service offerings.

Holly Hedde is a financial advisor at NewEdge Advisors with 19 years of industry experience. She holds a Series 66 designation and has previously worked at firms including MassMutual Life Insurance Company, Mass Mutual Investors Services, Janney Montgomery Scott, Merrill, LPL Financial, and Remote Advisor Resources. Outside of her advisory role, she assists with seasonal property management for a rental property in Stonington, CT. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent representatives. The firm offers a range of portfolio management and consulting services, utilizing multiple program structures and technology tools to support diverse client needs.

James Thomas is a financial advisor with OSAIC Institutions, Inc. He holds Series 63 and Series 65 licenses and has 43 years of industry experience. Since 2013, he has been associated with Infinex Investments, Inc. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services through a network of investment adviser representatives, combining a hybrid adviser and broker-dealer structure with access to alternative investments and a lending marketplace.

Steven Ayer is a financial advisor with Hightower Advisors in Norwich, CT, holding Series 63 and Series 65 licenses and having 31 years of industry experience. He has been with Hightower Advisors since 2010. Outside of his advisory role, he is a board member and chairman of Farmers Cow Development Corp., a company involved in franchising a regional food brand. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment strategies.

Corbin Couture is a Series 66-licensed financial advisor with 15 years of industry experience, currently affiliated with OSAIC Institutions, Inc. He has worked at Securities America Advisors and Securities America, Inc. since 2019 and previously at Infinex Investments, Inc. from 2013 to 2019. In addition to his advisory role, he is involved in insurance sales. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a model that delegates investment analysis and account management to its representatives.

Branden Findeisen is a financial advisor at SPC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with SPC since 2011 and Parkland Securities since 2014. Outside of his advisory role, he serves as co-trustee of two family trusts benefiting minor children and operates as an independent insurance agent focusing on life, health, and fixed index annuities. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm provides portfolio management, financial planning, and ERISA-related retirement services through a network of over 460 advisors.