Samantha Wells is a financial advisor with Capital Analysts in Pensacola, FL, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. She has worked at Lincoln Investment LLC since 2016 and is involved with The Gabor Agency, Inc., where she provides insurance services to employees of Florida state colleges and universities. Outside of finance, she is president and majority owner of W3 Engineering, Inc., an engineering consulting firm. Capital Analysts serves a range of clients including individuals, high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management and retirement-plan advice through both discretionary in-house management and non-discretionary advisor and third-party manager solutions.

Olivia Di Filippo is a financial advisor at Gradient Advisors, LLC with one year of industry experience. She holds a Series 65 credential and previously worked at Swan Capital, LLC for three years. Outside of finance, she has a background that includes roles at Haven Salon & Spa and involvement with multiple United Methodist Churches. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, using a largely non-discretionary model that incorporates fundamental, technical, and cyclical analysis in portfolio management.

Kari Foust is a CFP® professional with 18 years of experience in the financial services industry. She has been with Navy Federal Investment Services, LLC since 2012 and currently works in Pensacola, FL. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, offering portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm utilizes managed advisory programs with third-party portfolio managers and provides layered investment solutions alongside a digital automated ETF portfolio product.

Ashley Tucker is a CFP® professional with five years of industry experience, currently advising at Waverly Advisors, LLC since 2022. Prior to Waverly Advisors, Ashley worked at Warren Averett Asset Management, LLC for six years. Ashley serves as a board member for the Community Foundation of Northwest Florida and is an instructor for the Estate Planning Online Course in Florida State University's Certified Financial Planning Program. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm combines traditional equity and fixed-income strategies with alternative and private-market allocations and provides financial planning, retirement plan consulting, and multi-family office services.

Erin Wilmer is a financial advisor with CreativeOne Wealth, LLC, holding a Series 66 designation and 13 years of industry experience. Prior to joining CreativeOne Wealth and affiliated firms in 2022, she worked at Edward Jones for ten years. Outside of her advisory role, Wilmer is involved in several community and nonprofit organizations, including serving as a minister, a member of philanthropic review groups, and overseeing financial literacy seminars through her foundation. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting to individuals, corporations, and other advisory firms. The firm manages primarily discretionary accounts using a combination of proprietary models and third-party managers, employing various investment strategies including ETFs, mutual funds, and options.

Tyler Lovett is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and seven years of industry experience. He has been with Navy Federal Financial Group and its affiliated entities since 2017, including a prior role at Tom James Company. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients. The firm offers portfolio management, financial planning, and retirement-plan fiduciary services, utilizing managed advisory programs with third-party portfolio managers and providing both advisory and commission-based options through its affiliation with a banking and credit-union group.

Isaac Holland is a financial advisor at McAdam LLC in Pensacola, FL, holding a Series 65 credential. He joined McAdam LLC in 2021 after working at Clarion University of Pennsylvania and Goodmans. Holland has no prior industry experience before joining McAdam LLC. McAdam LLC is an enterprise-scale registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm uses fundamental analysis to manage portfolios across mutual funds, ETFs, independent managers, and individual securities, offering both traditional and alternative investment strategies tailored to client objectives.

William Copeland is a Series 66-licensed financial advisor with Navy Federal Investment Services, LLC, based in Pensacola, FL. He has 10 years of industry experience and has been with Navy Federal Investment Services and Navy Federal Financial Group since 2015. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, providing portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm primarily uses managed advisory programs with third-party portfolio managers and offers layered investment solutions alongside digital automated portfolios.

Langley Holley is a Series 66 licensed advisor with six years of industry experience. He is currently with Navy Federal Investment Services, LLC and Navy Federal Financial Group, LLC, having joined both in 2025. Prior to this, he worked at Wiregrass Investment Management LLC for seven years and LPL Financial for ten years. Outside of his advisory work, he provides bookkeeping services for a family farm on a contract basis. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, offering portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm primarily uses managed advisory programs with third-party portfolio managers and supports layered portfolio solutions and automated ETF products.

Stephen Speirs is a financial advisor with G. A. Repple & Company, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with G. A. Repple & Company since 2002. Outside of his advisory work, Speirs serves as a pastor and officiates beach weddings. G. A. Repple & Company provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, and corporations. The firm employs various analytical methods to create portfolios aligned with clients’ goals and risk tolerances and offers both wrap and non-wrap programs, including Biblically-Responsible Investing options.

Troy Schoonover is an investment advisor with Navy Federal Investment Services, LLC, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His career includes positions at Edward Jones and multiple roles within Navy Federal entities since 2011. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm utilizes a managed advisory approach with third-party portfolio managers and provides layered investment solutions through the Envestnet platform.

Warren Johnson Jr. is a financial advisor at Navy Federal Investment Services, LLC with 11 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 66 licenses. His prior experience includes roles at Cetera Investment Services LLC and Regions Bank, along with service in the US Army Reserves and the Mississippi National Guard. Navy Federal Investment Services serves members of Navy Federal Credit Union and other clients by offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm primarily delivers advice through managed advisory programs using third-party portfolio managers and provides both customized and automated investment solutions.

Paul Mattke is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and seven years of industry experience. Prior to joining Ameritas, he worked at First Command Financial Planning Inc. for five years and served in the US Air Force's 81st Communications Squadron. Outside of finance, he is a partner at Barracuda Carpentry and Haul, where he manages carpentry projects and haul services. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary services, utilizing model portfolios, third-party sub-advisers, and custom strategies to serve a broad client base.

William Phillips is a financial advisor with Summit Financial, LLC in Pensacola, FL, holding a Series 66 designation and 18 years of industry experience. His career includes roles at Purshe Kaplan Sterling Investments and Cambridge Investment Research Advisors, in addition to operating his own firm, Phillips Financial Strategies. He serves as president of the board for CMI-Promex Inc., a nonprofit organization. Summit Financial, LLC is a multi-team, SEC-registered advisory firm managing approximately $26.35 billion in assets for around 17,800 clients. The firm offers a combination of discretionary and consultative investment management programs, financial planning, retirement plan advisory services, and access to alternative investments and variable annuities.

Harley King is a CFP® professional with two years of experience in financial advising, currently with Pure Financial Advisors, LLC. Prior to this role, he worked at Symphony Financial Planning and has a background that includes positions at UC Davis Health Cancer Center and Centura Health. Pure Financial Advisors, LLC is a multi-team registered investment adviser managing approximately $11 billion in assets for individual and high-net-worth clients. The firm employs a financial-planning-centered approach using academic frameworks and offers a range of services including comprehensive planning, discretionary portfolio management, and specialized solutions such as pension consulting and donor-advised fund management.

Ruddie Powell is a CFP® with four years of industry experience, currently advising at Navy Federal Investment Services, LLC. His career has been focused within the Navy Federal Financial Group and its affiliated entities since 2019, with prior work experience in the automotive industry. Navy Federal Investment Services serves members of Navy Federal Credit Union alongside individual, trust, and institutional clients, providing portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm relies on managed advisory programs that utilize third-party portfolio managers and offers layered solutions including unified managed accounts and automated ETF portfolios.

Brandon Baum is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and one year of industry experience. His prior experience includes roles at Equitable Advisors, LLC, and service in the United States Army Reserve, where he currently serves as a 2nd Lieutenant in the Quartermaster Corps. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, providing portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options through managed advisory programs and third-party portfolio managers.

Richard Rivera is a CFP® with 40 years of industry experience, currently with United Capital Financial Advisors. He previously spent 18 years at Calton & Associates, Inc. Rivera is also a member and manager of Cell Gen Therapeutics, LLC, a therapeutic laser sales business. United Capital Financial Advisors provides national financial planning and discretionary investment management to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts, offering customized investment solutions and a broad affiliate network.

Bryan Etheridge is a Series 66-credentialed financial advisor with six years at Navy Federal Investment Services, LLC and related entities, and a total of four years in the financial industry. Prior to his current role, he worked for the Florida Department of Corrections for three years. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients by offering portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options. The firm primarily delivers advice through managed advisory programs that utilize third-party portfolio managers and supports layered solutions including unified managed accounts and digital automated ETF portfolios.

Michael Crouch is a financial advisor at Cyndeo Wealth Partners with 13 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill from 2013 to 2022. Cyndeo Wealth Partners serves individuals, families, corporations, and business owners by providing portfolio management, financial planning, family office services, and financial consulting. The firm manages approximately $2.58 billion and employs customized investment strategies across various asset classes, integrating its advisory services with business consulting for middle-market clients.