Steven Balaban is a financial advisor at Concorde Asset Management, LLC with 37 years of industry experience. He holds the CFP® designation and multiple securities licenses (Series 63, 65, and 66). He has worked at Concorde Asset Management and Concorde Investment Services since 2014 and previously was associated with Independent Financial Group LLC. Outside of his advisory role, he serves as Vice President of 1031 Capital Solutions, focusing on Delaware Statutory Trust investments to assist investors in deferring taxes when exchanging investment properties. Concorde Asset Management serves individual, corporate, and retirement-plan clients with discretionary and non-discretionary portfolio management, financial planning, and access to third-party asset managers. The firm employs asset-allocation and model-based strategies, including overlay management, and provides ERISA retirement-plan advisory services.

Gale Brodie is a financial advisor with Vanderbilt Advisory Services, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions at Founders Financial Securities, Waddell & Reed, Inc., and Centaurus Financial, Inc. He serves as a trustee for the Arthur & Marilyn Hughes trust. Vanderbilt Advisory Services serves a diverse client base including individuals, charitable organizations, trusts, businesses, and retirement plans. The firm offers a range of portfolio management and financial planning services, emphasizing strategic asset allocation and integrating advisory services with retirement-plan consulting and administration.

Stacy Paradise is a financial advisor with United Capital Financial Advisors in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Her prior roles include positions at Cetera Advisor Networks, Girard Securities, and Merrill. She also works as an insurance agent, selling life, health, and annuities products. United Capital Financial Advisors provides financial planning and investment management services nationally to individual investors, corporations, retirement plans, charitable organizations, and institutional clients. The firm offers discretionary portfolio management, access to third-party managers, alternative investments, and customized strategies including ESG and faith-based preferences.

Carlos Rodriguez is a financial advisor at Principal Financial Services with Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Principal Life Insurance Company, Principal Securities Inc, and Newport Group. He has also worked in diverse fields such as real estate with EXP Realty and public service with CA State Parks. Principal Securities offers brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel overseas. The firm provides financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Michael Williams is a financial advisor at Allworth Financial, L.P. with 13 years of industry experience. He has been with Allworth Financial since 2020 and also works as a pilot for American Airlines. Allworth Financial serves a diverse client base including individual and high-net-worth investors, pension plans, and charitable organizations, offering financial planning, portfolio management, and retirement consulting. The firm employs a combination of quantitative and qualitative analysis to create customized investment strategies across a variety of asset classes and specialized portfolios.

Joseph Clevenger III is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has previously worked with Strategic Wealth Advisors Group, Inc. and LPL Financial LLC. Since 2023, he has also provided investment advisory services through Mariner Independent Advisor Network, an independent advisory firm. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, and a range of advisory programs. The firm’s fiduciary-based model includes both discretionary and non-discretionary services, employing various investment strategies and technology platforms to support client goals.

Chris Johnson is a financial advisor with Principal Financial Services, holding a Series 66 designation and over 12 years of industry experience. His career includes roles at Principal Securities, Principal Life Insurance Company, and Edward Jones. Outside of his advisory work, he serves on the finance committee and as a board member of the Sacramento Literacy Foundation and coaches middle school basketball at Bradshaw Christian School. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, charitable organizations, businesses, and active-duty military personnel. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

William Schratz is a financial advisor at Allworth Financial, L.P. in Sacramento, CA, with seven years of industry experience. He previously worked at RAA and is also a pilot for Southwest Airlines, where he has been employed for over a decade. Allworth Financial serves a diverse client base including individual and high-net-worth investors, pension plans, trusts, corporations, and charitable organizations. The firm provides financial and wealth planning, portfolio management, retirement plan consulting, and specializes in customized investment strategies utilizing both quantitative and qualitative analysis.

Bryce O'Rourke is a financial advisor at Private Advisor Group, LLC, holding a Series 65 credential with one year of industry experience. His prior work includes roles at Campbell Krug Wealth Management and Western Governors University, as well as coaching positions in junior hockey leagues. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to a variety of advisory and managed account programs. The firm employs a fiduciary-based model, utilizing a range of investment strategies and technology platforms while often implementing advice through third-party managers.

Charles Simms IV is a financial advisor at MAI Capital Management, LLC with six years of industry experience. He holds Series 63 and Series 65 registrations and has prior experience at WCG Wealth Advisors, LLC, Northwestern Mutual, and Treloar & Heisel, LLC, where he is also involved in fixed insurance sales. MAI Capital Management provides investment management, wealth management, and retirement plan consulting services to high-net-worth individuals, families, institutional clients, and trusts. The firm offers customized portfolio strategies across various asset classes and integrates financial planning and related services into client relationships.

Mark Becker is an investment advisor representative with Kestra Advisory, holding Series 63 and Series 65 credentials and 31 years of industry experience. His prior work includes roles at LPL Financial and QA3 Financial LLC. Outside of his advisory duties, he is a partner in The Bee Box, a business involved in bringing honey and pollen to local stores. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a mixture of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, compliance testing, and employee education, supporting discretionary and non-discretionary investment management with due diligence on recommended investments.

Arnold Bassett is a financial advisor with TIAA-CREF in Sacramento, CA, holding a Series 66 designation and having 21 years of industry experience. He has been with TIAA and its affiliated entities since 2016. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm also serves as investment adviser to the TIAA Donor Advised Fund and operates within a vertically integrated group that uses affiliated funds.

Charles Romualdez is a financial advisor at Commonwealth Financial Network with one year of industry experience. He holds the Series 66 designation. Prior to his current role, he has worked at HR Block, Paragon Financial Services, LLC, Northwestern Mutual, and has a background in education and the food service industry. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Marco Anaya is a financial advisor at Mariner with 14 years of industry experience and holds a Series 66 designation. His prior roles include positions at LPL Financial, Wells Fargo Clearing, and J.P. Morgan Securities. He also provides administrative support to Mariner Independent Advisor Network, LLC. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, and charitable organizations through investment management, financial planning, and retirement plan consulting. The firm employs discretionary, customized portfolios overseen by an Investment Committee and offers integrated tax and accounting services alongside traditional portfolio management.

Kim Deleeuw is a financial advisor with Allworth Financial, L.P. in Sacramento, CA, holding eight years of industry experience. Prior to joining Allworth Financial in 2020, Deleeuw worked for 15 years at GCISD. Allworth Financial serves a diverse client base including individuals, high-net-worth investors, pension plans, trusts, and charitable organizations, providing customized wealth planning and portfolio management through a combination of quantitative and qualitative analysis.

Manuel Vizcarra is a financial advisor with Citigroup Global Markets in Sacramento, CA, holding Series 63 and Series 65 licenses and possessing four years of industry experience. His background includes roles at Capital Datacorp and a one-year period outside the industry before joining CitiBank in 2020. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees, and operates with a combination of large institutional scale and specialized market roles.

David Pietruszewski is a financial advisor at Allworth Financial, L.P. in Sacramento, CA, with nine years of industry experience. Prior to joining Allworth Financial in 2020, he worked at RAA for seven years. Outside of his advisory role, he is a pilot for Delta Air Lines, a position he has held concurrently with his financial career. Allworth Financial serves a diverse client base including individual and high-net-worth investors, pension plans, and charitable organizations. The firm provides customized investment management and financial planning, combining quantitative and qualitative analysis through an Investment Committee and utilizing a range of strategies and technologies to support client portfolios.

Christopher Lema is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked with Guardian Life and its affiliates since 2009 and has been with Park Avenue Securities since 2017. Outside of his advisory work, Lema owns a Martinizing Dry Cleaning franchise and serves as treasurer of the California Cleaners Association, reflecting involvement in business operations beyond finance. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, high-net-worth clients, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary and third-party solutions, alongside integrated insurance and alternative investment products.

David Comstock is a financial advisor at Allworth Financial, L.P. in Sacramento, CA, with 22 years of industry experience. He has been with Allworth Financial since 2020 and previously worked at RAA from 2008 to 2020. He holds a Series 63 designation. Allworth Financial serves a broad client base, including individuals, high-net-worth investors, pension and profit-sharing plans, trusts, corporations, and charitable organizations. The firm offers financial and wealth planning, portfolio management, retirement plan consulting, and education through various channels, using a combination of quantitative and qualitative analysis to create customized investment strategies.

Mark Crissman is a financial advisor at Allworth Financial, L.P. with nine years of industry experience. He has worked at Allworth Financial since 2020 and is also a pilot for United Airlines. Allworth Financial serves a diverse client base, including individual and high-net-worth investors, pension plans, trusts, corporations, and charitable organizations. The firm offers financial planning, portfolio management, retirement plan consulting, and education through various channels, using a combination of quantitative and qualitative analysis to implement customized investment strategies.