Jay Hovis is a financial advisor at Financial Focus LLC in Carlsbad, CA, holding CFP® and Series 66 designations with 10 years of industry experience. He has worked at OSAIC, Securities America, and Sagepoint Financial, and has operated as a sole proprietor since 2015. In addition to advisory work, he is involved in insurance sales. Financial Focus LLC serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with discretionary asset management, comprehensive financial planning, and retirement-plan consulting. The firm manages accounts using model portfolios and offers a wrap fee program that combines management and transaction costs into a single advisory arrangement.

Alex Klingensmith is a CFP® with 14 years of experience in the financial industry. He has worked at Intelligence Driven Advisers, LLC since 2018 and previously spent seven years at Labrum Wealth Management, LLC. Klingensmith is also involved with Invictus Real Estate Partners, LLC, a real estate management firm where he serves as managing member of a real estate fund. Intelligence Driven Advisers, LLC is a multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm provides financial planning, discretionary investment management through model strategies and custom accounts, retirement plan solutions, consulting, and held-away account management, emphasizing risk management and fundamental analysis in portfolio construction.

Matthew Marchand is a financial advisor with Pacific Point Wealth Management in Carlsbad, CA, holding a Series 65 credential and one year of industry experience. His prior work includes roles at X Advisors, Martian Property Group, and various positions outside financial services, such as at Wailea Golf Club and Julian Beer Co. Pacific Point Wealth Management is a five-advisor team providing discretionary asset management and comprehensive portfolio management services for individuals, trusts, estates, and business clients. The firm uses a combination of fundamental and technical analysis and employs diverse investment strategies, including options and margin, to construct tailored portfolios.

Stacey Buchholtz is a financial advisor at Anchor Bay Capital, Inc. with five years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Prudential Insurance Company of America and James Morrison Insurance Services. Outside of her advisory work, she has been the owner and president of Qualified Consumer Exchange, Inc., a health insurance business, since 2017. Anchor Bay Capital, Inc. provides discretionary investment management, financial planning, and retirement-plan services to individuals, businesses, and plan sponsors. The firm constructs diversified portfolios tailored to clients’ risk profiles and financial situations, reviewing and adjusting them regularly through a team of six advisors.

Hunter Daniel is a CFP®, CFA®, and holds a Series 65 license with eight years of industry experience. He is currently with Intelligence Driven Advisers, LLC and has previously worked at Morton Wealth, Dowling & Yahnke, LLC, and Goldman Sachs. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm emphasizes risk management and fundamental analysis through model portfolios primarily invested in low-cost institutional mutual funds and ETFs, while also offering financial planning, discretionary investment management, and retirement plan solutions.

Paul Karshner is a financial advisor with Financial Enhancement Group in Oceanside, CA, holding Series 63 and Series 65 licenses with 10 years of industry experience. He has been self-employed since 2016 and is involved with ULTRA Estate Planning, assisting Southern California clients with the signing of estate documents. In addition, he provides insurance products including term life, universal life, and fixed annuities. Financial Enhancement Group offers discretionary asset management and financial planning services to individuals, families, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a combination of fundamental and technical analysis, proprietary research, tactical overlays, and AI tools to manage portfolios across a variety of asset classes and specialized strategies.

Madeline Reber is a financial advisor with Intelligence Driven Advisers, LLC, holding a Series 65 license and entering her first year of industry experience. She previously worked at American Assets Capital Advisers, LLC for eight years and has academic experience at the University of San Diego. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans and Native American sovereign entities. The firm offers services such as financial planning, discretionary investment management through model portfolios and custom accounts, and retirement plan consulting, with an investment process centered on low-cost institutional funds, risk management, and fundamental analysis.

James Curran is a financial advisor with Pacific Point Wealth Management in Carlsbad, CA, holding Series 63 and Series 66 licenses and 10 years of industry experience. His prior roles include positions at Edward Jones, Wells Fargo, and X Advisors. Pacific Point Wealth Management is a five-advisor team providing discretionary asset management and comprehensive portfolio management services for individuals, trusts, estates, and businesses. The firm uses fundamental and technical analysis and implements a range of strategies, including long-term, short-term, and trading approaches, while utilizing stocks, bonds, ETFs, mutual funds, and other securities.

Billie Cook is a CFP® professional with 13 years of experience in financial advisory roles. She is currently with Financial Focus LLC, a team-based firm in Carlsbad, CA, and has held positions at multiple firms including Securities America, Inc. and Sagepoint Financial Group. Outside of her advisory work, she serves on the Rules/Handicap committee board at Crossings at Carlsbad Golf Club. Financial Focus LLC provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm manages discretionary asset portfolios through the AssetMark platform, offers comprehensive financial plans, and sponsors a wrap fee program that combines management and transaction coverage within a single advisory arrangement.

Tanner Wrisley is a financial advisor with Anchor Bay Capital, Inc. in Carlsbad, CA, holding Series 63 and Series 66 licenses and nine years of industry experience. He has held various roles within Anchor Bay entities, including Anchor Bay Securities, LLC and Anchor Bay Private Wealth, LLC. Outside of investment advisory, he is the owner of Anchor Bay Tax & Consulting LLC, which provides tax preparation and estate consulting services. Anchor Bay Capital, Inc. provides discretionary investment management and financial planning services to individuals, business entities, and retirement plans. The firm constructs diversified portfolios based on fundamental analysis, tailoring them to clients’ risk profiles and regularly reviewing them for tactical adjustments.

Marija Petrovic is a financial advisor with Intelligence Driven Advisers, LLC and holds a Series 65 designation. She has three years of prior experience at StepStone Group and joined her current firm in 2025. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm uses a model-driven investment approach centered on risk management and fundamental analysis, offering financial planning, discretionary investment management, and retirement plan solutions.

Jacqueline Lewis is a CFP® with 23 years of industry experience, currently serving as an advisor at Brooklyn FI, LLC. Her prior roles include Wealth with Options, Mariner Platform Solutions, AdvicePeriod, LLC, and Wells Fargo Clearing. She serves on the board of directors for Ronald McDonald House San Diego. Brooklyn FI provides investment management and financial planning services to individual and high-net-worth clients, emphasizing household-level advisory. The firm uses a primarily passive investment approach while incorporating specialized external strategies and actively manages held-away accounts as part of comprehensive portfolio oversight.

Jordie Czapinski is a Series 66-licensed financial advisor with 18 years of industry experience. He has worked at Intelligence Driven Advisers, LLC since 2018 and concurrently at International Assets Advisory, LLC since 2016, in addition to previous experience at Labrum Wealth Management, LLC. Intelligence Driven Advisers, LLC is a multi-team SEC-registered advisory firm managing approximately $882 million for individual and institutional clients. The firm employs a risk-managed investment process overseen by an Investment Committee and offers comprehensive financial planning, discretionary management, retirement plan solutions, and consulting services.

Brooke Courtney is a financial advisor at Ballast Rock Private Wealth with a Series 65 designation and over six years of industry experience. She has worked previously at Altair Advisers and Cambridge Financial Group, LLC, and has held various roles at The University of Alabama. Ballast Rock Private Wealth offers tailored portfolio management and investment policy statements for individuals, high-net-worth clients, and pension or profit-sharing plans. The firm combines fundamental analysis, modern portfolio theory, and quantitative methods to construct long-term portfolios and provides financial planning and consulting services to its clients.

Jason Labrum is a CFP® professional with 28 years of experience in the financial services industry. He is a founding CEO of an insurance agency focused on life insurance and fixed annuities, and he also holds leadership roles in real estate investment and management firms. Labrum has been with Intelligence Driven Advisers, LLC since 2018 and has prior experience running his own wealth management company. Intelligence Driven Advisers, LLC is a multi-team SEC-registered advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, and Native American sovereign entities. The firm provides financial planning, discretionary investment management using low-cost institutional funds and ETFs, retirement plan solutions, and consulting, with a coordinated approach involving tax and legal professionals as needed.

John Richardson Jr. is a CFP® and Series 66-licensed financial advisor with 23 years of industry experience. He has been with Red SEVEN since 2013 and previously worked at Total Wealth Management Inc., Cambridge Investment Research Advisors, Strongtower Financial, Capital Resource Management, and Commonwealth Financial Network. Red SEVEN offers comprehensive financial planning and discretionary portfolio management for individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm uses a combination of fundamental and technical analysis with both long- and short-term trading strategies, tailoring portfolios to clients’ goals, risk tolerance, and time horizon.

Bradley Lineberger is a CFP® and ChFC® with 18 years of industry experience. He is a founding owner of Seaside Wealth Management, Inc. and has been with the firm since 2011. Prior to that, he was affiliated with Purshe Kaplan Sterling Investments for 10 years. He also teaches financial classes at Mira Costa Junior College and serves as Athletic Chair for the La Costa Canyon High School Foundation. Seaside Wealth Management advises individuals, high-net-worth clients, and employer plan sponsors with discretionary asset management, financial planning, and retirement plan consulting. The firm’s investment approach emphasizes passive/indexed strategies, broad asset allocation, and disciplined rebalancing, supported by academic research and tools such as Pontera for tax-efficient asset management.

James Allen is a CFP® with 29 years of experience in the financial services industry. He is currently with Anchor Bay Capital, Inc., where he has worked since 2019, and also serves as president of related entities including Anchor Bay Tax & Consulting LLC and Anchor Bay Private Wealth. Allen is the board chair of the Financial Planning Association of Orange County. Anchor Bay Capital, Inc. provides discretionary investment management, financial planning, and retirement-plan services to individuals, business entities, and pension plans. The firm constructs diversified portfolios based on fundamental analysis and independent due diligence, offering tailored strategies that range from conservative to aggressive to suit client risk profiles.

Jerod Fenton is a CFP® with 20 years of industry experience and has been with Red SEVEN since 2013. His prior work includes roles at Total Wealth Management Inc., Cambridge Investment Research Advisors, Strongtower Financial, Inc., and Capital Resource Management, Inc. He holds independent licenses to sell insurance and annuity products through various companies. Red SEVEN provides comprehensive financial planning and discretionary portfolio management to individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm customizes portfolios based on client goals and employs a combination of fundamental and technical analysis with regular account reviews.

Derek Thomsen is a CFP® with eight years of industry experience. He is currently with Red SEVEN, where he has worked since 2026. Prior to that, he held roles at Legacy Investment Strategies, LLC, LPL Financial, and MGM Financial Group. Outside of his advisory work, he is involved in tax preparation and accounting through MGM Financial Group. Red SEVEN provides comprehensive financial planning and discretionary portfolio management to individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm customizes portfolios based on client goals and risk tolerance, employing both fundamental and technical analysis with regular account reviews.