Frank Stanley is a CERTIFIED FINANCIAL PLANNER™ with 26 years of industry experience. He is currently with Tactive Advisors, LLC and serves as President of FactorOne Capital LLC, a Commodity Trading Advisor. His prior experience includes roles at Claraphi Advisory Network LLC and Global Wealth Analytics Inc. Tactive Advisors provides portfolio management services to individual clients, trusts, businesses, employee benefit plans, and institutional investors. The firm combines a tactical asset allocation approach with model portfolios delivered through both a robo-advisor platform and advisor-led services.

Brittney Partow is a financial advisor with Intelligence Driven Advisers, LLC, holding Series 65 and Series 66 licenses and bringing 11 years of industry experience. Her prior roles include positions at LPL Financial and TD Ameritrade - Charles Schwab & Co., Inc. She is based in Carlsbad, CA. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for a diverse client base, including individuals, institutions, retirement plans, trusts, estates, and Native American sovereign entities. The firm employs a model-driven investment approach focused on low-cost institutional funds, risk management, and fundamental analysis, and offers a range of services including financial planning, discretionary management, retirement plan consulting, and held-away account management.

Jay Hovis is a financial advisor at Financial Focus LLC in Carlsbad, CA, holding CFP® and Series 66 designations with 10 years of industry experience. He has worked at OSAIC, Securities America, and Sagepoint Financial, and has operated as a sole proprietor since 2015. In addition to advisory work, he is involved in insurance sales. Financial Focus LLC serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with discretionary asset management, comprehensive financial planning, and retirement-plan consulting. The firm manages accounts using model portfolios and offers a wrap fee program that combines management and transaction costs into a single advisory arrangement.

Alex Klingensmith is a CFP® with 14 years of experience in the financial industry. He has worked at Intelligence Driven Advisers, LLC since 2018 and previously spent seven years at Labrum Wealth Management, LLC. Klingensmith is also involved with Invictus Real Estate Partners, LLC, a real estate management firm where he serves as managing member of a real estate fund. Intelligence Driven Advisers, LLC is a multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm provides financial planning, discretionary investment management through model strategies and custom accounts, retirement plan solutions, consulting, and held-away account management, emphasizing risk management and fundamental analysis in portfolio construction.

Matthew Marchand is a financial advisor with Pacific Point Wealth Management in Carlsbad, CA, holding a Series 65 credential and one year of industry experience. His prior work includes roles at X Advisors, Martian Property Group, and various positions outside financial services, such as at Wailea Golf Club and Julian Beer Co. Pacific Point Wealth Management is a five-advisor team providing discretionary asset management and comprehensive portfolio management services for individuals, trusts, estates, and business clients. The firm uses a combination of fundamental and technical analysis and employs diverse investment strategies, including options and margin, to construct tailored portfolios.

Stacey Buchholtz is a financial advisor at Anchor Bay Capital, Inc. with four years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Prudential Insurance Company of America and James Morrison Insurance Services. Outside of her advisory role, she has operated a health insurance business, QCE Insurance Solutions, focusing on employee benefits and plan enrollment. Anchor Bay Capital, Inc. provides investment management, financial planning, and retirement-plan services to individuals, businesses, and pension/profit-sharing plans. The firm manages approximately $216 million in discretionary assets and employs fundamental analysis and independent research to create diversified portfolios tailored to client risk profiles.

Hunter Daniel is a CFP®, CFA®, and holds a Series 65 license with eight years of industry experience. He is currently with Intelligence Driven Advisers, LLC and has previously worked at Morton Wealth, Dowling & Yahnke, LLC, and Goldman Sachs. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm emphasizes risk management and fundamental analysis through model portfolios primarily invested in low-cost institutional mutual funds and ETFs, while also offering financial planning, discretionary investment management, and retirement plan solutions.

Paul Karshner is a financial advisor with Financial Enhancement Group in Oceanside, CA, holding Series 63 and Series 65 licenses with 10 years of industry experience. He has been self-employed since 2016 and is involved with ULTRA Estate Planning, assisting Southern California clients with the signing of estate documents. In addition, he provides insurance products including term life, universal life, and fixed annuities. Financial Enhancement Group offers discretionary asset management and financial planning services to individuals, families, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a combination of fundamental and technical analysis, proprietary research, tactical overlays, and AI tools to manage portfolios across a variety of asset classes and specialized strategies.

Andrew Mescon is a financial advisor at Ballast Rock Private Wealth with 13 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Ballast Rock since 2022, following nine years at Integrity Financial Corp. Ballast Rock Private Wealth offers tailored portfolio management and investment policy statements for individuals, high-net-worth clients, and retirement plans. The firm employs a combination of fundamental analysis, modern portfolio theory, and quantitative methods to build long-term portfolios, providing financial planning and consulting services as part of its offering.

Madeline Reber is a financial advisor with Intelligence Driven Advisers, LLC, holding a Series 65 license and entering her first year of industry experience. She previously worked at American Assets Capital Advisers, LLC for eight years and has academic experience at the University of San Diego. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans and Native American sovereign entities. The firm offers services such as financial planning, discretionary investment management through model portfolios and custom accounts, and retirement plan consulting, with an investment process centered on low-cost institutional funds, risk management, and fundamental analysis.

James Curran is a financial advisor with Pacific Point Wealth Management in Carlsbad, CA, holding Series 63 and Series 66 licenses and 10 years of industry experience. His prior roles include positions at Edward Jones, Wells Fargo, and X Advisors. Pacific Point Wealth Management is a five-advisor team providing discretionary asset management and comprehensive portfolio management services for individuals, trusts, estates, and businesses. The firm uses fundamental and technical analysis and implements a range of strategies, including long-term, short-term, and trading approaches, while utilizing stocks, bonds, ETFs, mutual funds, and other securities.

Billie Cook is a CFP® professional with 13 years of experience in financial advisory roles. She is currently with Financial Focus LLC, a team-based firm in Carlsbad, CA, and has held positions at multiple firms including Securities America, Inc. and Sagepoint Financial Group. Outside of her advisory work, she serves on the Rules/Handicap committee board at Crossings at Carlsbad Golf Club. Financial Focus LLC provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm manages discretionary asset portfolios through the AssetMark platform, offers comprehensive financial plans, and sponsors a wrap fee program that combines management and transaction coverage within a single advisory arrangement.

Patrick Brazell is a financial advisor at Balboa Wealth Partners, Inc. based in Encinitas, CA, holding a Series 65 designation with two years of industry experience. Prior to joining Balboa Wealth Partners in 2021, he worked at East Los Angeles College and Seafood Central. Balboa Wealth Partners is an SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a long-term, diversified investment approach using low-cost mutual funds and ETFs alongside individual securities, conducting regular account reviews and offering both discretionary and non-discretionary portfolio management.

Tanner Wrisley is a financial advisor with Anchor Bay Capital, Inc. in Carlsbad, CA, holding Series 66 and Series 63 credentials and nine years of industry experience. He has worked within various affiliated entities of Anchor Bay since 2017 and also owns Anchor Bay Tax & Consulting LLC, which specializes in tax preparation and estate consulting. Anchor Bay Capital, Inc. provides discretionary investment management, financial planning, and retirement-plan services to individuals, business entities, and pension plans. The firm constructs diversified portfolios based on fundamental analysis and independent due diligence, tailoring strategies to each client’s risk profile and financial situation.

Marija Petrovic is a financial advisor with Intelligence Driven Advisers, LLC and holds a Series 65 designation. She has three years of prior experience at StepStone Group and joined her current firm in 2025. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm uses a model-driven investment approach centered on risk management and fundamental analysis, offering financial planning, discretionary investment management, and retirement plan solutions.

Jordie Czapinski is a Series 66-licensed financial advisor with 18 years of industry experience. He has worked at Intelligence Driven Advisers, LLC since 2018 and concurrently at International Assets Advisory, LLC since 2016, in addition to previous experience at Labrum Wealth Management, LLC. Intelligence Driven Advisers, LLC is a multi-team SEC-registered advisory firm managing approximately $882 million for individual and institutional clients. The firm employs a risk-managed investment process overseen by an Investment Committee and offers comprehensive financial planning, discretionary management, retirement plan solutions, and consulting services.

Brooke Courtney is a financial advisor at Ballast Rock Private Wealth with a Series 65 designation and over six years of industry experience. She has worked previously at Altair Advisers and Cambridge Financial Group, LLC, and has held various roles at The University of Alabama. Ballast Rock Private Wealth offers tailored portfolio management and investment policy statements for individuals, high-net-worth clients, and pension or profit-sharing plans. The firm combines fundamental analysis, modern portfolio theory, and quantitative methods to construct long-term portfolios and provides financial planning and consulting services to its clients.

Jason Labrum is a CFP® professional with 28 years of experience in the financial services industry. He is a founding CEO of an insurance agency focused on life insurance and fixed annuities, and he also holds leadership roles in real estate investment and management firms. Labrum has been with Intelligence Driven Advisers, LLC since 2018 and has prior experience running his own wealth management company. Intelligence Driven Advisers, LLC is a multi-team SEC-registered advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, and Native American sovereign entities. The firm provides financial planning, discretionary investment management using low-cost institutional funds and ETFs, retirement plan solutions, and consulting, with a coordinated approach involving tax and legal professionals as needed.

Clark Dearmond is a financial advisor with Secure Investment Management, LLC, holding Series 65 and Series 66 licenses and 19 years of industry experience. He has worked with Secure Investment Management since 2017 and also owns and operates two licensed insurance agencies, Clark DeArmond, LLC and J.D. Mellberg Financial, LLC. Secure Investment Management serves individuals, business entities, trusts, and estates, including retail and high-net-worth clients, providing financial planning, discretionary portfolio management, and separately managed account solutions. The firm employs a quantitative, factor-based investment approach centered on Modern Portfolio Theory and diversified allocations using low-cost mutual funds, ETFs, third-party managers, and direct indexing.

Bradley Lineberger is a CFP® and ChFC® with 18 years of industry experience. He is a founding owner of Seaside Wealth Management, Inc. and has been with the firm since 2011. Prior to that, he was affiliated with Purshe Kaplan Sterling Investments for 10 years. He also teaches financial classes at Mira Costa Junior College and serves as Athletic Chair for the La Costa Canyon High School Foundation. Seaside Wealth Management advises individuals, high-net-worth clients, and employer plan sponsors with discretionary asset management, financial planning, and retirement plan consulting. The firm’s investment approach emphasizes passive/indexed strategies, broad asset allocation, and disciplined rebalancing, supported by academic research and tools such as Pontera for tax-efficient asset management.