Mark Barton is a financial advisor with Wells Fargo Clearing in San Luis Obispo, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with affiliated Wells Fargo entities since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment advice grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm serves as an ERISA fiduciary and offers both discretionary and non-discretionary services, including unique investment options such as insurance-related vehicles and bank deposit sweep programs.

Brian Clarke is a financial advisor at Morgan Stanley in San Luis Obispo, CA, holding a Series 66 designation with 10 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize firm-approved tools and market simulations to assist clients in developing tailored plans.

Gary Yoder is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliated entities since 2009. His current roles include positions at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves individual and institutional clients by providing advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis from its Global Investment Committee.

Noah Aragon is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work includes roles at Firestone Walker Brewing Company and iFixit, among other businesses in diverse sectors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by research and due diligence.

Chandra Platt is a financial advisor with Morgan Stanley in San Luis Obispo, CA, holding a Series 66 credential and 10 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, Platt is involved in an art and culture venture, working occasionally as a designer. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Jeff Showers is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management. Based in the Bakersfield office, he has been with Merrill Lynch since 1984. Jeff helps clients determine long-term financial goals and develop strategies in areas such as education planning, family wealth management, retirement planning, and retirement income. He holds a Bachelor of Science in Finance from San Jose State University and has earned multiple professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Jeff is a native of Kern County and is involved in the community as a member of the advisory board for the Bob Elias Athletic Hall of Fame. Outside of his professional work, Jeff enjoys hiking, music, reading, and spending time with his wife, Kym, their two children, and three grandchildren.

Marie Caldera is a financial advisor at LPL Financial with 36 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked for NEXT Financial Group, Inc. for 25 years. Outside of her advisory role, she owns and operates Marie Caldera Insurance Services, a non-variable insurance agency based in San Luis Obispo, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Sandra Sailer is a financial advisor at Stifel with 41 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2009. Stifel serves a broad range of clients including individuals, institutional investors, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Janice Borsch is a financial advisor with Cetera, holding a Series 66 designation and over 20 years of industry experience. She has worked with Avantax and BT Wealth Management Services, among other firms, and maintains her own CPA practice focused on accounting and tax preparation. Borsch serves as a board director for the Ian M Hassett Foundation, participating in meetings and fundraising activities. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Jerry Gunn is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 45 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering investment solutions that include insurance-related vehicles and bank deposit sweep options.

Eddie Holmes is a CFP® and ChFC® with 30 years of industry experience, currently advising at OSAIC since 2024. His previous roles include positions at Woodbury Financial Services and Questar Asset Management. In addition to his advisory work, he operates as a sole proprietor selling life, disability, health insurance, and fixed annuities in San Luis Obispo. OSAIC serves a diverse client base, including individual investors, institutions, and charitable organizations, offering integrated advisory and brokerage services through a large network of affiliated financial advisers. The firm utilizes various tools and platforms to construct and manage portfolios across multiple asset classes on discretionary or non-discretionary bases.

Robert Nagle is a financial advisor at Wells Fargo Advisors with 13 years of industry experience. He holds a Series 66 designation and has worked within Wells Fargo-affiliated entities since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services including cash-flow, retirement, education, risk, and wealth-transfer planning, as well as specialized services for business-owner transitions, sports and entertainment, special needs, and divorce planning.

Edward English is a CFP® professional affiliated with Raymond James & Associates with 22 years of industry experience. He has held positions at Merrill Lynch and Bank of America prior to joining Raymond James. Outside of his advisory role, he provides life coaching for men and serves on the board of the San Luis Obispo Classical Academy, a private school. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and retirement plans. The firm emphasizes tailored, non-discretionary financial planning and investment consulting supported by extensive research, portfolio management options, and municipal advisory services.

Heather Allen is a financial advisor at LPL Enterprise with Series 63 and Series 65 credentials and three years of industry experience. Her prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and Bankers Life. Outside of advisory work, she has owned and operated small businesses such as Ashties Beach Shack and Sunbuggy Fun Rentals. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven approach to investment implementation and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Steven Burdick is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisor, Inc. from 2008 to 2024. Outside of his advisory work, he serves as a business manager for an educational tutoring and enrichment company and acts as an independent agent marketing a not-for-profit healthcare sharing program. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory, and financial planning services. The firm employs firm-provided asset-allocation tools and supports various advisory platforms, including access to third-party money managers and unified managed accounts.

Allison Estes is a financial advisor at Edward Jones with a Series 66 credential and two years of industry experience. She has been with Edward Jones since 2016 and previously worked with the Santa Maria Valley Humane Society. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.

Jacob Allen is a financial advisor at Edward Jones in Arroyo Grande, CA, holding a Series 66 designation with four years of industry experience. He previously worked at Ramsey Solutions from 2018 to 2022 and has entrepreneurial experience as the founder of a meal planner app. Edward Jones is a full-service wealth management firm serving a diverse client base, including individual and institutional clients, and manages over $1 trillion in assets through a large network of financial advisors and branch offices nationwide.

Corban Lethcoe is a financial advisor at Raymond James & Associates with three years of industry experience. He holds the Series 66 designation and has prior affiliations with firms including Bank of America, Merrill, and HighTower Securities. Outside of his advisory role, he serves as Secretary for the San Luis Obispo chapter of Toastmasters International, an organization focused on developing public speaking skills. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

David Gaddis is a CFP® professional with 25 years of experience in the financial industry, all with Edward Jones since 2001. He is based in Pismo Beach, California. Outside of his advisory role, he is involved as a non-managing member and private investor in several local businesses, including a restaurant and various rental properties. Edward Jones is a full-service wealth management firm that serves individual and institutional clients with a range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Kevin Gaunt is a financial advisor with UBS Financial Services in San Luis Obispo, CA, holding a Series 66 designation and 16 years of industry experience. He has been with UBS Financial Services since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans according to clients' goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of financial products and capital markets services.