David Price is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in the La Jolla office. He joined Merrill in January 2000 and has spent his entire career there, marking over 22 years of experience as of 2022. David's work focuses on providing personal attention and comprehensive services to retirees, busy professionals, and families who have significant assets but seek assistance in managing complex financial details. His expertise includes portfolio construction, discretionary portfolio management, asset allocation, tax minimization strategies, retirement income strategies, college planning, estate planning, and wealth transfer strategies. David earned a Master’s degree from San Diego State University and a Bachelor’s degree from Old Dominion University. Over his career, he has developed strong relationships with clients, guiding them through various life challenges such as widowhood, health crises, estate planning, and educating younger generations about retirement savings. He holds the Personal Investment Advisor (PIA) designation. Outside of his professional role, David lives in Solana Beach with his wife, Brooke, their sons, and their dog. He participates in community activities including volunteering with the Skyline Elementary School Dad's Club, the Best Day Foundation, and has served on the board of Solana Beach Little League. His personal interests include baseball, basketball, surfing, photography, and reading.

Nicholas Maly is a financial advisor with Fidelity, holding a Series 66 designation and 14 years of industry experience. He has worked at various Fidelity entities since 2013, including Fidelity Personal and Workplace Advisors since 2018. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios using mutual funds, ETFs, and ETPs.

Joseph Maier V is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation and has previously worked at The Vant Group and R.J. Kates Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party research, and various investment strategies.

Tarik Benchabane is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Based in La Jolla, CA, he has been with Morgan Stanley since 2022. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery, approved planning tools, and various modeling techniques to support client goals, generally acting in an advisory capacity.

Eva Murdock is a financial advisor at Morgan Stanley with 27 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs and financial planning services supported by data-driven tools and invests approximately $2.74 trillion in client assets.

Edgard Martinez is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 63 and Series 66 licenses and has prior work experience at Convoy Home Loans, Global Equity Finance, Academy Mortgage, and Gold Star Mortgage Financial. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment onboarding process.

Adawna Ruthart is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63, 65, and 66 registrations and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2013, with additional experience at Truist Advisory Services and related entities. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Cearra Free is a financial advisor with LPL Financial, holding a Series 66 designation and beginning her advisory career in 2023. Her prior work experience includes roles at Trax Wealth Management, Guaranteed Rate, Supreme Lending, JH Ranch, and Bike Lab Customs. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and utilizes model portfolios and research from multiple sources.

Russell Gallen is a financial advisor with Morgan Stanley in La Jolla, CA, holding a Series 66 designation and 17 years of industry experience. He previously worked at Bank of America and Merrill before joining Morgan Stanley and its Private Bank in 2018. Outside of his advisory role, he is involved in property management. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by firm-approved tools and research.

David Gillaspy is a financial advisor with Raymond James & Associates in San Diego, CA, holding Series 63 and Series 66 licenses and with 26 years of industry experience. He previously worked at Madison Avenue Securities, Inc. for nine years and has been associated with multiple Raymond James entities since 2022. In addition to his advisory role, he maintains a non-active California real estate sales agent license. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Christopher Weber is a financial advisor with Cetera, holding CFP® and ChFC® designations and the Series 66 license. He has 17 years of industry experience, including prior roles at Independent Financial Group, LLC. Weber is also licensed to sell fixed insurance products in a minimal capacity. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base with services including portfolio management, financial planning, and retirement plan consulting. The firm offers a multi-manager platform with access to affiliated and unaffiliated managers and manages over $256 billion in assets through a network of more than 10,000 advisors.

Eric Dahl is a Series 66 registered advisor with LPL Financial in San Diego, CA, where he has been since 2026. He has prior experience in the hospitality industry, including roles at Chef Works Inc, Evans Hotels, and Fairmont Hotels. His other business activities include his ongoing role at Chef Works Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and brokerage services, supported by research and technology across discretionary and non-discretionary management approaches.

Eric Wasmuth is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in helping clients achieve financial confidence through a disciplined and tax-efficient approach to portfolio management, as well as by assisting with wealth transition strategies designed to pass on legacy assets to the next generation. Eric’s expertise includes college education planning, divorce transition planning, family wealth management strategies, employee financial health, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and tax minimization. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Eric earned his bachelor’s degree from the University of California System. Outside of his professional duties, Eric enjoys boxing, camping, golfing, swimming, tennis, and spending time with his family. His approach to wealth management centers on understanding clients’ life priorities to create personalized plans tailored to their goals and aspirations.

Peter Fink is a CFP® professional with over 60 years of industry experience, currently advising at LPL Financial since 2021. His prior experience includes roles at Lumena Financial Strategies, Waddell & Reed, and SKLUTH Trust. He has served on the Board of Governors for City of Hope since 1997 and has been involved with AYSO as a soccer referee and instructor since 1975. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs, financial planning, and retirement consulting through a national network of investment adviser representatives.

Michael Anderson is a CFA® charterholder and holds a Series 66 license with 15 years of industry experience. He has worked at UBS Financial Services since 2021 and previously spent nine years at Robert Baird & Co. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and supports its advisors with proprietary research and model-based asset allocations.

Mark Nussbaum is a CFP® with 34 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Nussbaum is involved with several community organizations, including serving on the Impact Investing Subcommittee of the Jewish Community Foundation of San Diego and the Endowment Committee of Congregation Dor Hadash. He also participates on the investment committee of Reconstructing Judaism-Reconstructionist Rabbinical College. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Malik Olatunde is a financial advisor at Fidelity with Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at Northwestern Mutual and Guaranty Trust Bank Plc. He previously managed a business, MBOLAT Properties Inc, from 2020 to 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a systematic investment process that combines fundamental research with quantitative analysis and algorithmic portfolio construction.

Keith Sippy is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 63 designation and 32 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets. Outside of his advisory role, he serves as an offensive line coach for Cathedral Catholic High School's football team. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and a range of investment services supported by firm-approved tools and models.

Thania Sotelo is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work includes positions at Bank of America and Prospera Financial. Outside of advising, she owns and manages two small businesses: an e-commerce company and a photo booth and 360 video service for events. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Anne Summers is a financial advisor at Cetera with 11 years of industry experience. She holds a Series 66 designation and has worked across several Cetera entities since 2018, including Cetera Wealth Services, LLC. Summers serves as a board member for the Coronado Alano Club, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered adviser serving a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.