Harriet Higgins is the sole advisor at Mayflower Capital, an independent investment advisory firm based in Cortland, NY. She holds Series 63 and Series 65 licenses and has 12 years of industry experience, including her entire advisory career at Mayflower Capital since 2014. Outside of her advisory work, she also works as a part-time ski instructor at Greek Peak Mountain Resort. Mayflower Capital provides portfolio management and financial planning services to individuals, families, estates, trusts, charitable organizations, and certain business entities. The firm emphasizes diversification, asset allocation, and limited portfolio turnover, with investment decisions supported by research through Charles Schwab and Morningstar.

Mattawe Clements is the principal advisor at Clements Investment Management in Marietta, NY, holding Series 63 and Series 65 licenses with 20 years of industry experience. He has managed Clements Investment Management since 2013 and has been involved in insurance and financial services since 1990. Additionally, he owns Clements Ranching LLC, a farm and ranch business that raises hay and cattle in Fernley, NV. Clements Investment Management provides discretionary investment management and financial consulting to individuals, retirement plans, trusts, estates, and charitable organizations. The firm manages approximately $26 million across about 42 clients, employing a strategic asset-allocation, core-satellite approach focused on passive index funds and ETFs supplemented by selective active management.

Logan Crandall is a financial advisor at Pragmatic Advisors, LLC with a Series 65 credential and experience dating back to 2021. His prior roles include positions at Northwestern Mutual, C&A Accounting, and Clark CPA PC. He also worked at Le Moyne and Hhs before entering the advisory field. Pragmatic Advisors provides portfolio management and investment services to individuals, pension and profit-sharing plans, and business entities, focusing on fundamental analysis and modern portfolio theory. The firm operates primarily on a non-discretionary basis, implementing portfolio changes only with client approval and typically recommending mutual funds, hedge funds, and private equity funds.

Michael Hearn is a financial advisor with Genesee Capital Advisors, LLC in Auburn, NY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Purshe Kaplan Sterling Investments for 11 years. Hearn serves on the advisory board of the Skaneateles Lake Association, an environmental nonprofit. Genesee Capital Advisors provides investment management, financial planning, and retirement plan advisory services to individuals, trusts, estates, charitable organizations, and businesses. The firm uses a primarily long-term investment approach with diversified model portfolios and applies an internal due-diligence process that considers custodial and tax constraints.

Ryan Pine is a financial advisor with Genesee Capital Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Genesee Capital Advisors since 2013 and was previously employed at Purshe Kaplan Sterling Investments. Outside of his advisory role, he is an insurance agent and a member of a real estate review partnership. Genesee Capital Advisors serves individuals, trusts, estates, retirement plans, charitable organizations, and businesses with discretionary and non-discretionary investment management, financial planning, and retirement plan advisory services. The firm utilizes model portfolios primarily composed of mutual funds and ETFs, combining fundamental and technical analysis in a long-term investment approach while accommodating shorter-term trades for rebalancing, tax management, or cash needs.

Jacob Morenus is a financial advisor at Gateway Wealth Partners, LLC with three years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Gateway Wealth Partners in 2026, he worked at Equitable Advisors, LLC for four years and was involved with North Star Real Estate & Property Management and the Big Cats Lacrosse Club. Gateway Wealth Partners is a registered investment adviser serving individuals, corporations, and retirement plans. The firm employs a diversified investment approach, using low-cost mutual funds and ETFs combined with individual securities and independent managers, and offers both discretionary and non-discretionary portfolio management.

Laurence Claudia is a financial advisor at Commonwealth Financial Network with 25 years of industry experience. He previously worked for Edward Jones for 20 years and has been involved with several other firms, including River Oaks Associates, Fallen Oaks Associates, and Overnite Associates. He holds a Series 63 designation. Laurence also engages in fixed insurance sales as a minor part of his business activities. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office services, including investment management, compliance, and technology support, allowing advisors discretion in portfolio construction alongside managed model portfolios.

Rose Claudia is a financial advisor with Commonwealth Financial Network and Treadstone Wealth Advisors, holding a Series 63 designation and 25 years of industry experience. She worked at Edward Jones for 20 years before joining her current firms in 2020. Rose is also the owner of Treadstone Wealth Advisors. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors with advisory programs, wealth management, and retirement plan consulting. The firm provides operational, trading, technology, investment management, compliance, and practice-management support while enabling advisors to construct client portfolios using a broad range of securities and insurance products.

Adam Bruculere is a CFP® and Series 66 licensed financial advisor with six years of industry experience, currently with Edward Jones since 2020. Prior to joining Edward Jones, he held roles at Tala Bistro and Prime @ Saratoga National. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Michael Foster is a financial advisor at Cetera with a Series 66 credential and one year of industry experience. His prior work includes roles at the Young Women's Christian Association and St. John Fisher University. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, retirement plans, corporate and charitable entities, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers various portfolio management and financial planning services, using a multi-manager platform with discretionary and non-discretionary strategies.

Jay Sullivan is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 21 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with MetLife Securities from 2005 to 2017. His current role is based in Cortland, NY. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers annual, collaborative financial planning using firm-approved software and offers specialized planning programs such as divorce and estate-settlement services.

Aidan Carpenter is a financial advisor with LPL Enterprise, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Enterprise, he worked at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of his advisory role, Carpenter is involved in community activities as a basketball coach at Mater Dei Academy and a music instructor at the YMCA. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products.

Wendy Morasco is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Her prior roles include positions at Lincoln Financial Advisors Corporation, LPL Financial, and N B T Bank. She is involved in a family-owned siding business, where she handles financial record keeping. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, providing integrated brokerage and advisory services across multiple platforms. The firm employs asset-allocation tools and third-party solutions to construct portfolios that may include a range of investment types and offers both discretionary and non-discretionary management options.

Louis Tabone is a financial advisor at Mass Mutual Investors Services with 22 years of industry experience. He has held roles at Mass Mutual Investors Services since 2017 and previously worked at Metlife Securities, Inc. for 13 years. His career also includes longstanding experience with Agway, Inc. since 1983. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved analytical tools to develop written recommendations tailored to client goals.

John Baringer Jr. is a CFP® professional with 40 years of industry experience, currently serving at Ameriprise since 2005. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves on the Finance Committee of the YMCA in Cortland, NY. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Tracy Buisch is a Series 66 licensed financial advisor with Ameriprise, based in Cortland, NY, and has 17 years of industry experience. She has been with Ameriprise since 2008, including time at Kimberly Cawley Ameriprise Financial before transitioning to her current role. Outside of her advisory work, she is involved in independent insurance brokering, specializing in universal and whole life insurance products with West Coast Life Insurance Company. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and annual advice focused on income sources and tax-aware withdrawal strategies. The firm utilizes a centralized service team and an investment approach influenced by affiliated product offerings and economic relationships.

Eric Schneider is a financial advisor with LPL Financial in Cortland, NY, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at LPL Financial since 2008. Schneider also operates Schneider Financial LLC, focusing on non-variable insurance products including fixed annuities and life insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, institutions, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Christopher Rheaume is a financial advisor at Edward Jones in Auburn, NY, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he is the sole member of two LLCs. Edward Jones is a wealth management firm serving a broad client base, including individuals, institutions, and charitable organizations, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, and maintains affiliated capabilities such as a trust company and mutual funds.

Samuel Vasile is a financial advisor at RBC Capital Markets with Series 63 and Series 65 credentials and two years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley, and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Charles Shaw is a financial advisor with Equitable Advisors in Auburn, NY, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been with Equitable Advisors since 2012 and previously worked at Axa Advisors. Shaw serves as Treasurer for the Knights of Columbus Home Corp in Auburn, NY. Equitable Advisors provides financial planning, retirement-plan support, and asset management access to individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model utilizing LPL programs and third-party asset managers, offering both advisory and brokerage channels to clients.

Allison Barden is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 15 years of industry experience. She previously worked at Cadaret, Grant & Co., Inc., Morgan Stanley, and Wells Fargo Advisors LLC. Outside of her advisory role, she is involved as a riding instructor at Lone Birch Stables and is an owner of a manufacturing family business, IMS Precision. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and advanced technologies.

Thomas Cannon III is a Series 66-credentialed financial advisor with one year of industry experience. He is currently associated with LPL Enterprise LLC and previously worked for Tompkins Community Bank for seven years. He serves on the board of Cortland Loaves & Fishes, a local nonprofit organization. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory, and brokerage services supported by a platform that integrates adviser programs with insurance sales and collateralized lending.

Alfred Saracene is a financial advisor at Ameriprise with 16 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliates since 2009. Outside of his advisory role, he owns Strategic Concepts Group, LLC, a holding company for a financial planning practice, and is involved in leadership and management through Strategic Concepts Group. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to develop personalized Recommendation Reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Tyler Krowiak is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. Prior to this, he was involved with Lesko Financial Services and had roles outside finance, including at Krooked Tusker Distillery and Dave Kaz Baseball. Edward Jones is a full-service wealth management firm serving individual and institutional clients, managing approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors. The firm offers a range of investment strategies and affiliated financial products, operating under a fiduciary standard.

Thomas Donahue is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has previous experience with Lincoln Financial Securities Corporation. In addition to his advisory work, he serves on the boards of two nonprofit organizations, including the Central New York Ski Racing Foundation. OSAIC serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services supported by multiple platforms and a range of investment solutions.

Gillian Dimora is a financial advisor at Equitable Advisors with 13 years of industry experience. She holds Series 63 and Series 66 designations and has been with Equitable Advisors since 2012, previously working at AXA Advisors. Outside of her advisory role, she serves as a board member and treasurer for the Auburn Hockey Club. Equitable Advisors provides financial planning and retirement plan support to individual investors, corporations, and charitable organizations. The firm uses a hybrid referral and implementation model, offering access to asset management through LPL programs and multiple third-party asset managers.

Daniel Cuddy is a CFP® with 33 years of industry experience, currently affiliated with Cetera since 2025. He has operated Cuddy Financial Services since 2003 and owns Daniel R. Cuddy, CPA, LLC, providing tax preparation and accounting services. Cuddy serves as Secretary and a board member of Champions for Life, a nonprofit focused on character development for children through sports. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform including discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Kimberly Cawley is a financial advisor at Ameriprise with 29 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of her advisory role, she owns a horse ranch and serves on the board of directors for Chadwick Residence. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, using a centralized consulting team to deliver tailored, non-discretionary recommendations that integrate tax-efficiency and adaptive withdrawal strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Robert Buisch is a financial advisor at Ameriprise with three years of industry experience. He has been with Ameriprise since 2018 and previously worked at Moes Southwest Grill for three years. He holds a Series 66 designation and is based in Watkins Glen, NY. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Jason Cicioni is a financial advisor at Edward Jones with 27 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. He has been with Edward Jones since 1998. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Earl Phillips is a financial advisor with LPL Enterprise, holding a Series 63 designation and bringing 38 years of industry experience. He has worked at Prudential Insurance Company of America and Pruco Securities, LLC for over three decades before joining LPL Enterprise in 2024. LPL Enterprise serves a wide range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services. The firm utilizes an integrated platform combining adviser programs with active sales of financial products and emphasizes co-investment and referral relationships with third-party managers.

Robert Landis is a financial advisor at Edward Jones in Moravia, NY, holding CFP® and Series 66 designations with nine years of industry experience. He served in the U.S. Navy for 20 years before working as a self-employed advisor and joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets with a nationwide network of more than 23,000 advisors and offers additional services such as trust, securities-based lending, and tax-efficient investment solutions.

Bret Hartman is a financial advisor with Cetera, holding a Series 66 designation and bringing 21 years of industry experience. He has previously worked at Berthel, Fisher & Company Financial Services, N B T Bank, and LPL Financial. Hartman is also the owner of Upskill Wealth Management and Upskill Tax Services, where he provides financial and tax services. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform, with access to affiliated and unaffiliated third-party managers and multiple program options.

Alex Crouch is a financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he worked at Lockheed Martin for five years. Outside of his advisory role, he provides operational counsel for Plains Moving, LLC, a household goods moving business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm supports a large network of advisors and branch offices and offers additional capabilities such as trust services and securities-based lending.