Frances Parent is a CFP® with 34 years of industry experience, currently with Adirondack Financial Services Corp. She has held roles at Hazard & Siegel Inc. and has longstanding involvement with Greenleaf Contracting, Inc. and the Sagamore Institute. Outside of finance, she owns Blue Line Coffee House in Inlet and Old Forge, NY. Adirondack Financial Services provides investment advisory and portfolio management services to individual and institutional clients, employing a client-specific investment process that integrates quantitative screening with qualitative manager and security review. The firm manages approximately $412 million in assets across nearly 600 clients.

William Locke is a CFA® charterholder with Adirondack Financial Services Corp in Utica, NY, where he has worked since 2007. He has three years of industry experience. Adirondack Financial Services provides investment advisory and portfolio management services to individual and institutional clients, including companies, trusts, non-profit entities, and defined benefit plans. The firm employs a client-specific investment process that combines quantitative screening and qualitative review, managing approximately $412 million in assets.

John Clark is a CFA® charterholder with three years of industry experience. He has been with Adirondack Financial Services Corp since 2011. Adirondack Financial Services provides investment advisory and portfolio management services to individual and institutional clients, including companies, trusts, non-profit entities, and defined benefit plans. The firm employs a client-specific investment process that combines quantitative screening with qualitative manager and security review, managing approximately $412 million in assets.

Joseph Leo is a financial advisor at Quartz Partners Investment Management with 21 years of industry experience. He holds a Series 63 designation and has held previous roles at Benchmark Investments, Etico Partners, Etico Wealth Management, and Dinosaur Securities. Leo serves as treasurer and chair of the investment committee for Pathfinder Village, a local philanthropic organization. Quartz Partners Investment Management serves individual investors, retirement plans, institutions, and financial intermediaries, providing model-based investment management through separately managed accounts, model portfolios, and advisory services. The firm’s investment approach combines top-down macro analysis with bottom-up stock selection and manages accounts primarily on a discretionary basis.

Pierre Duchmann is a Series 65 licensed advisor at Quartz Partners Investment Management with one year of industry experience. Prior to joining Quartz Partners, he has been involved in fuel sales through Silchuk Logistics and property management at Cedar Ridge Apartments. Quartz Partners serves individual investors, retirement plans, institutions, and financial intermediaries, offering model-based investment management with a focus on macro analysis and stock selection across multiple portfolio series.

Cathy Cristman is a CFP® professional with 15 years of experience, currently affiliated with Lifemark Securities Corp. and Skye Financial Services, LLC. Her work history includes roles at Cadaret, Grant & Co., Inc., Vanmeter Tax Services, and M. Griffith Investment Services. She also provides tax preparation services through CLC Tax Services during tax season. Lifemark Securities Corp. offers fee-based investment advisory and financial planning services primarily to individual investors and sponsors of participant-directed retirement plans. The firm employs a suitability-driven approach with various managed account options and combines advisory and broker-dealer activities under one roof while maintaining compliance and client disclosures.

James Brock Jr. is a Series 63-licensed financial advisor with Equity Services, Inc. in Utica, NY, where he has worked since 2000. He has 34 years of industry experience and also has longstanding roles with National Life of Vermont and his family agency, Jim Brock Agency, Inc. Outside of his advisory work, he serves on the Board of Directors for Friends of Bassett Healthcare Network. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm employs multiple advisory platforms, including third-party managers, and combines long-term strategies with options for shorter-term trading and specialized instruments.

Jason Hall is a financial advisor with Benjamin F. Edwards & Company, Inc., holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, RBC Capital Markets, and J. B. Hanauer & Co. Outside the financial industry, he is the president and sole operator of Northern Lights LLC, a business specializing in aquatic weed management. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of services including financial planning, investment management, brokerage, insurance products, and M&A advisory, utilizing both proprietary strategies and third-party model providers.

Allan Lallier is a financial advisor at TIAA-CREF with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has been with TIAA-CREF since 2001. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm provides ongoing portfolio management as well as point-in-time planning services and acts as adviser to a donor-advised fund through affiliated services.

Daniel Van Meter is a Series 66-licensed advisor with LPL Financial in Little Falls, NY. He has been in the industry since 2024, previously working at Cadaret, Grant & Co., Inc., and spent four years at Siena College. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and various operational tools.

Stephanie Osborn is a financial advisor at Osaic with five years of industry experience and holds a Series 66 designation. She previously worked at CG Capital, Commonwealth Financial Network, Royal Alliance, and Advanced Group Financial Services, LLC. In addition to her advisory role, she provides administrative support to Osaic representatives operating under the Plan Wisely Wealth Advisors name. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of advisors, using asset-allocation tools and third-party platforms to construct portfolios that include a range of investment types.

David Vanmeter is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 18 years of industry experience. He previously worked at Cadaret, Grant & Co., Inc. and operates VanMeter & VanMeter, LLC. Outside of advising, he is an author and president of Van Meter Tax Service, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives. The firm serves individuals, retirement plans, banks, trust companies, and institutions with financial planning, model portfolios, third-party asset management, and institutional platforms.

Jay Scienza is a financial advisor with LPL Financial in Herkimer, NY, holding Series 63 and Series 66 registrations and bringing 19 years of industry experience. His prior roles include positions at NBT Bank, Bank of America, Merrill, and Key Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including model portfolio programs and institutional platforms, supported by a large network of investment adviser representatives.

Austin Vanderhoof is a financial advisor at OSAIC with Series 63 and Series 65 credentials and one year of industry experience. He has previously worked at Equity Services Inc and National Life Group among other firms. Outside of his advisory role, he is involved with The Precision Financial Group and other entities focused on the sales and service of fixed insurance products. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, and charitable organizations through a large network of affiliated advisers. The firm offers a range of integrated brokerage and advisory services and employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes.

Christine Vanmeter is a financial advisor at LPL Financial with 28 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Cadaret, Grant & Co., Inc. for 18 years. In addition to her advisory role, she operates Vanmeter & Vanmeter LLC and Van Meter Tax Service, which provides tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, with a focus on a diverse set of investment strategies and operational support tools.

Peter Vanetten is a financial advisor with Primerica Advisors in Utica, NY, holding a Series 63 designation and over 22 years of industry experience. He has worked with PFS Investments Inc. since 2003 and spent 12 years at HeritageEnergy from 2008 to 2020. In addition to advising, he is involved in sales of loan products and home-related services referrals through affiliated companies. Primerica Advisors is a large institutional firm managing a wrap-fee asset management program primarily for individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-driven strategies supported by third-party asset managers and offers a range of tactical and strategic investment models.

Tobias Tillemans is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at PFS Investments Inc. and Primerica Financial Services, as well as teaching positions at Asia Pacific International School and Woodstock International School. He is also the owner of Tillemans Advising, LLC, a non-operational business entity. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and $15.5 billion in assets under management, utilizing model-driven investment strategies supported by third-party asset managers and custodial services.

Dean Leounis is a financial advisor with LPL Financial based in Utica, NY, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc. and Royal Alliance Associates, Inc. He operates Leounis Wealth Management as an investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research and operational tools.

Mark Foresti is a financial advisor at Primerica Advisors in Utica, NY, holding a Series 63 designation with 24 years of industry experience. He has been with Primerica Advisors since 2000 and Primerica Financial Services since 1999. In addition to his advisory role, Foresti serves as an instructor at Utica College. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm uses third-party asset managers selected through independent due diligence and provides services under a tiered wrap-fee structure.

Derek Meka is a financial advisor with Osaic Wealth, Inc. He holds a Series 63 designation and has 12 years of industry experience. Derek's prior roles include positions at The Vermont Agency, Equity Services, Inc., Pruco Securities, LLC, and Prudential Insurance Company of America. Outside of advisory work, he is co-owner of Superior Fence Company and a member of Kiwanis of Frankfort, a nonprofit focused on community fundraising. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through an extensive network of affiliated advisors and advisory platforms. The firm provides integrated brokerage and investment advisory services with a variety of portfolio construction tools and access to third-party managers.

Luke Van Meter is a Series 66-licensed financial advisor with seven years of industry experience. He is currently with LPL Financial and previously worked at Cadaret Grant & Co., Inc. Van Meter also operates Van Meter Tax Service. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a broad range of advisory and brokerage services.

Jonathan Fredericks is a financial advisor with Ameriprise who holds a Series 66 designation and has 21 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he serves on the Dolgeville Central School Board of Education. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated companies, with a structured approach that includes algorithmic tools and tax-efficient strategies.

Constance Smith is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. She has worked with Prudential Insurance Company of America since 2011 and started with LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm primarily uses model-driven investment approaches developed by its research department and third-party strategists, offering services such as financial planning, access to third-party asset managers, and insurance product facilitation.

Zachary Bowerman is a financial advisor at LPL Financial with a Series 66 designation and three years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cadaret, Grant & Co., Inc. for four years. In addition to his advisory role, he is involved with Van Meter Tax Services, Inc. and Van Meter & Van Meter, LLC, which provide tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various model portfolios and third-party asset managers.

Salvatore Valente is the principal of The Valente Group LLC in Herkimer, NY, holding Series 63 and Series 65 licenses with five years of industry experience. He has been with The Valente Group since 2013 and serves as Chief Marketing Officer at Heidelberg Group, Inc., where he negotiates contracts with trade partners. Valente also maintains a licensed insurance practice in life and health insurance. The Valente Group provides individualized financial planning and portfolio management for individuals, high-net-worth clients, and business entities. The firm emphasizes tailored asset allocations focused on value, safety, quality, and risk control, managing approximately $19 million in client assets primarily on a non-discretionary basis.