Frances Parent is a CFP® with 34 years of industry experience, currently with Adirondack Financial Services Corp. She has held roles at Hazard & Siegel Inc. and has longstanding involvement with Greenleaf Contracting, Inc. and the Sagamore Institute. Outside of finance, she owns Blue Line Coffee House in Inlet and Old Forge, NY. Adirondack Financial Services provides investment advisory and portfolio management services to individual and institutional clients, employing a client-specific investment process that integrates quantitative screening with qualitative manager and security review. The firm manages approximately $412 million in assets across nearly 600 clients.

William Locke is a CFA® charterholder with Adirondack Financial Services Corp in Utica, NY, where he has worked since 2007. He has three years of industry experience. Adirondack Financial Services provides investment advisory and portfolio management services to individual and institutional clients, including companies, trusts, non-profit entities, and defined benefit plans. The firm employs a client-specific investment process that combines quantitative screening and qualitative review, managing approximately $412 million in assets.

John Clark is a CFA® charterholder with three years of industry experience. He has been with Adirondack Financial Services Corp since 2011. Adirondack Financial Services provides investment advisory and portfolio management services to individual and institutional clients, including companies, trusts, non-profit entities, and defined benefit plans. The firm employs a client-specific investment process that combines quantitative screening with qualitative manager and security review, managing approximately $412 million in assets.

Joseph Leo is a financial advisor at Quartz Partners Investment Management with 20 years of industry experience. He holds a Series 63 designation and has worked with firms including Benchmark Investments, Etico Partners, Etico Wealth Management, and Dinosaur Securities. Outside of his advisory role, he serves as treasurer and chair of the investment committee for Pathfinder Village, a local nonprofit organization. Quartz Partners serves individual investors, retirement plans, institutions, and financial intermediaries by providing model-based investment management through separately managed accounts, model portfolios, a digital investing platform, and advisory services. The firm combines top-down macro analysis and bottom-up stock selection across multiple model series, managing accounts mostly on a discretionary basis and supporting various platform sponsors through multiple delivery arrangements.

Pierre Duchmann is a Series 65 licensed advisor at Quartz Partners Investment Management with one year of industry experience. Prior to joining Quartz Partners, he has been involved in fuel sales through Silchuk Logistics and property management at Cedar Ridge Apartments. Quartz Partners serves individual investors, retirement plans, institutions, and financial intermediaries, offering model-based investment management with a focus on macro analysis and stock selection across multiple portfolio series.

Cathy Cristman is a CFP® professional with 15 years of experience, currently affiliated with Lifemark Securities Corp. and Skye Financial Services, LLC. Her work history includes roles at Cadaret, Grant & Co., Inc., Vanmeter Tax Services, and M. Griffith Investment Services. She also provides tax preparation services through CLC Tax Services during tax season. Lifemark Securities Corp. offers fee-based investment advisory and financial planning services primarily to individual investors and sponsors of participant-directed retirement plans. The firm employs a suitability-driven approach with various managed account options and combines advisory and broker-dealer activities under one roof while maintaining compliance and client disclosures.

James Brock Jr. is a Series 63-licensed financial advisor with Equity Services, Inc. in Utica, NY, where he has worked since 2000. He has 34 years of industry experience and also has longstanding roles with National Life of Vermont and his family agency, Jim Brock Agency, Inc. Outside of his advisory work, he serves on the Board of Directors for Friends of Bassett Healthcare Network. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm employs multiple advisory platforms, including third-party managers, and combines long-term strategies with options for shorter-term trading and specialized instruments.

Jason Hall is a financial advisor with Benjamin F. Edwards & Company, Inc., holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked with Benjamin F. Edwards since 2017 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he is president and sole operator of Northern Lights LLC, a seasonal aquatic weed harvesting business. Benjamin F. Edwards & Company provides investment advice and related services to individuals, retirement plans, trusts, estates, and corporate clients. The firm offers a combination of model-based and customized investment strategies, including mutual funds, ETFs, separately managed accounts, and unified managed accounts, supported by in-house trading and comprehensive ongoing management.

Allan Lallier is a financial advisor at TIAA-CREF with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has been with TIAA-CREF since 2001. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm provides ongoing portfolio management as well as point-in-time planning services and acts as adviser to a donor-advised fund through affiliated services.

Daniel Van Meter is a financial advisor at LPL Financial with Series 66 credentials and has been working in the industry since 2024. Prior to joining LPL Financial in 2025, he was with Cadaret, Grant & Co., Inc. and completed his education at Siena College. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Stephanie Osborn is a financial advisor at Osaic with five years of industry experience and holds a Series 66 designation. She previously worked at CG Capital, Commonwealth Financial Network, Royal Alliance, and Advanced Group Financial Services, LLC. In addition to her advisory role, she provides administrative support to Osaic representatives operating under the Plan Wisely Wealth Advisors name. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of advisors, using asset-allocation tools and third-party platforms to construct portfolios that include a range of investment types.

David Vanmeter is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He previously worked at Cadaret, Grant & Co., Inc. for 17 years and has operated VanMeter & VanMeter, LLC since 2011. Outside of advisory work, he is an author and president of Van Meter Tax Service, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm offers diverse advisory programs and financial planning services with both discretionary and non-discretionary management options.

Jay Scienza is a financial advisor with LPL Financial based in Herkimer, NY, holding Series 63 and Series 66 licenses with 19 years of industry experience. His prior work includes roles at Bank of America, Merrill, and Key Investment Services. In addition to his advisory duties, he is involved with NBT Insurance Agency, providing non-variable insurance services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, supported by model portfolios, third-party subadvisors, and technology-driven investment approaches.

Austin Vanderhoof is a financial advisor at OSAIC with Series 63 and Series 65 credentials and one year of industry experience. His prior work includes roles at Equity Services Inc, National Life Group, and First Source FCU. Vanderhoof is also involved with several advisory entities, including The Precision Financial Group and Excelsior Wealth Partners, where he performs client communications and advisory services. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through a large network of advisers, utilizing asset-allocation tools, risk assessments, and automated portfolio rebalancing across multiple investment vehicles.

Christine Vanmeter is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has worked at Cadaret, Grant & Co., Inc. for 18 years and has operated Vanmeter & Vanmeter LLC since 2011. In addition to her advisory work, she is involved with Van Meter Tax Service, providing tax preparation and accounting services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from both internal and third-party sources.

Tobias Tillemans is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at PFS Investments Inc. and Primerica Financial Services, as well as teaching positions at Asia Pacific International School and Woodstock International School. He is also the owner of Tillemans Advising, LLC, a non-operational business entity. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and $15.5 billion in assets under management, utilizing model-driven investment strategies supported by third-party asset managers and custodial services.

Dean Leounis is a financial advisor with LPL Financial in Utica, NY, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc. and Royal Alliance Associates, Inc. Leounis also operates Leounis Wealth Management, an investment-related business aligned with his LPL activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients, including high-net-worth individuals and retirement plans. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, research, and various technology-driven solutions.

Mark Foresti is a financial advisor at Primerica Advisors in Utica, NY, holding a Series 63 designation with 24 years of industry experience. He has been with Primerica Advisors since 2000 and Primerica Financial Services since 1999. In addition to his advisory role, Foresti serves as an instructor at Utica College. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm uses third-party asset managers selected through independent due diligence and provides services under a tiered wrap-fee structure.

Derek Meka is a financial advisor with Osaic Wealth, Inc. He holds a Series 63 designation and has 12 years of industry experience. Derek's prior roles include positions at The Vermont Agency, Equity Services, Inc., Pruco Securities, LLC, and Prudential Insurance Company of America. Outside of advisory work, he is co-owner of Superior Fence Company and a member of Kiwanis of Frankfort, a nonprofit focused on community fundraising. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through an extensive network of affiliated advisors and advisory platforms. The firm provides integrated brokerage and investment advisory services with a variety of portfolio construction tools and access to third-party managers.

Luke Van Meter is a financial advisor at LPL Financial with seven years of industry experience. He holds the Series 66 designation and has previously worked at Cadaret Grant & Co., Inc. and Clarkson University. Van Meter also operates Van Meter & Van Meter, LLC, an affiliated tax service business. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, including model portfolios and both discretionary and non-discretionary management.

Jonathan Fredericks is a financial advisor with Ameriprise who holds a Series 66 designation and has 21 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he serves on the Dolgeville Central School Board of Education. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated companies, with a structured approach that includes algorithmic tools and tax-efficient strategies.

James Chase is a financial advisor with LPL Financial based in Utica, NY, holding Series 63, 65, and 66 designations and 13 years of industry experience. He has worked at firms including NBT Bank N.A., Wells Fargo Clearing Services LLC, and Key Investment Services LLC. He is also a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Constance Smith is a financial advisor with LPL Enterprise in Utica, NY, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. She has worked at Prudential Insurance Company of America and its affiliated broker-dealer, Pruco Securities, LLC, since 2011. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management arrangements, and a range of brokerage and insurance products via its integrated platform.

Zachary Bowerman is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cadaret, Grant & Co., Inc. for four years and has held roles in various other businesses including Wilcor International and Leatherstocking Golf Course. He is also involved with Van Meter Tax Services, Inc. and Van Meter & Van Meter, LLC, which provide tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, retirement consulting, and brokerage services, with both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Salvatore Valente is the principal of The Valente Group LLC in Herkimer, NY, holding Series 63 and Series 65 licenses with four years of industry experience. He also serves as Chief Marketing Officer at Heidelberg Group, Inc., a separate business where he negotiates contracts with trade partners. Additionally, Valente is a licensed insurance agent involved in life and health insurance sales. The Valente Group LLC provides financial planning and portfolio management services to individual clients, high-net-worth individuals, and business entities. The firm emphasizes individualized asset allocation with a focus on value, safety, quality, and risk control, primarily managing client accounts on a non-discretionary basis.