Michael Tringali is a CFP® and PFS™ with 24 years of experience in financial advising. He is the principal at Fee-Only Financial Advisors, LLC, an independent firm he founded in 2016, and has operated Michael J. Tringali, P.A. since 1991. Outside of his advisory work, he serves as finance director and executive committee member of the YMCA of the Suncoast's Citrus County branch and is involved with several nonprofit and community organizations, including a charitable foundation investment committee and a private trust providing educational scholarships. Fee-Only Financial Advisors, LLC manages approximately $25.7 million across 17 client relationships, serving individuals, trusts, estates, and corporate/business clients. The firm employs an investment approach based on academic research and Modern Portfolio Theory, offering diversified portfolios with tax-aware strategies and coordinated financial planning services.

Teresa Christensen is a CFP® professional with 15 years of industry experience, currently affiliated with Coats Financial Planning. She operates Christensen Consulting, a sole proprietorship through which she contracts exclusively with Coats Financial Planning. Ms. Christensen is based in Dunnellon, FL, and also meets with clients quarterly in Kentucky. Coats Financial Planning serves individuals, trusts, estates, and small businesses, providing fee-only financial planning and investment management primarily using a buy-and-hold strategy focused on passive index funds and ETFs. The firm employs a flat-fee retainer model and requires advisors to adhere to NAPFA compliance standards.

Marc Thompson is a Chartered Financial Consultant (ChFC®) with two years of experience at Gradient Advisors, LLC and over a decade of prior experience at ASB Financial. He is also the owner of Eagle Retirement Strategies, where he provides financial planning services. Gradient Advisors, LLC offers investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other entities. The firm operates mainly through third-party money managers and Investment Advisor Representatives, using a largely non-discretionary model that integrates fundamental, technical, and cyclical analysis.

Alfredo Arenas is a financial advisor with Mutual of Omaha Investor Services, Inc., holding Series 63 and Series 65 licenses and one year of industry experience. His work history includes roles at Mutual of Omaha Insurance Company, Mutual of Omaha Investor Services, PFS Investments Inc., and Primerica Financial Services. Outside of financial advising, he has been involved with Around The Clock Mortgage, LLC since 2019. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm primarily operates through a platform relationship with Envestnet and utilizes Pershing as custodian and broker-dealer for many managed accounts.

Mark Augustsson is a financial advisor at Gradient Advisors, LLC with two years of industry experience. He holds a Series 65 designation and has worked at several firms including Transparent Wealth Management, Aegis Wealth Management, and ASB Financial, where he has been involved since 2016. Outside of his advisory work, Augustsson owns and operates Eagle Retirement Strategies, a financial planning business. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and businesses. The firm works primarily through a network of Investment Advisor Representatives and third-party money managers, offering a largely non-discretionary operating model that incorporates fundamental, technical, and cyclical portfolio analysis.

Steven Holland is a financial advisor at Gibbs Wealth Management, LLC, holding a Series 65 license with three years of industry experience. He has been associated with InvestSafe Financial since 2011, where he owns and operates a business focused on assisting retirees with retirement accounts through seminars and client meetings. Gibbs Wealth Management provides discretionary investment advisory services to individual and high-net-worth clients, utilizing third-party model portfolios and platforms to tailor investment strategies based on clients’ financial situations, goals, and risk tolerances.

Robert Pitzer is a financial advisor at Truist Advisory Services with 26 years of industry experience. He holds the Series 63 and Series 65 designations and has been with SunTrust Advisory Services since 2016 and SunTrust Investment Services, Inc. since 2012. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and manager-selection programs, utilizing both discretionary and non-discretionary approaches with integrated third-party platform relationships.

Marc Lawrence is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has worked with SunTrust Investment Services and its affiliates since 2013. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering asset allocation, fiduciary support, and a manager-selection program. The firm uses a combination of discretionary and non-discretionary approaches, supported by third-party platforms and AI-enabled research tools.

Nathaniel De Jesus is a ChFC® credentialed financial advisor with seven years of industry experience. He is currently affiliated with Eagle Strategies (New York Life) and has previously worked with firms including MassMutual and MML Investors Services. His background includes roles outside of finance, such as with Coca Cola Beverages of Florida and Walmart Logistics. Eagle Strategies serves a diverse client base including individual investors and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of advisory programs and emphasizes tailored recommendations, with most assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

Amy Delapaz is a financial advisor with Truist Advisory Services and holds Series 63 and Series 65 credentials, bringing 19 years of industry experience. She has been with Truist Advisory Services and its affiliated entities since 2013. Outside of her advisory role, she assists with the management and administrative support of her husband’s veterinary practice. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and manager-selection programs, utilizing a combination of discretionary and non-discretionary approaches supported by affiliated broker-dealer and banking services.

Bradley Easom is a Series 66-registered financial advisor with PlanMember Securities Corporation, possessing 27 years of industry experience. He has worked at PlanMember since 2013 and serves on the City of Dunnellon Police and Fire Pension Board, a role he has held since 2007. Easom also manages Jay Easom, LLC, a firm focused on retirement, fixed insurance, and financial services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation framework with risk-based mutual fund portfolios and offers education, support services, and participant-level investment options.

John Hodgkins II is a financial advisor at SPC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at SPC and Parkland Securities since 2020, following positions with SunTrust Bank and related entities from 2013 to 2020. Outside of his advisory role, he serves on the boards of the YMCA Advisory Council in Lecanto, the Crystal River Area Council of the Citrus County Chamber of Commerce, and the Fellowship of Christian Athletes of Citrus County. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and offers tailored, discretionary investment advice delivered at the individual advisor level.

Shannon Vinsonhaler is a financial advisor with Edward Jones in Lecanto, FL, holding a Series 66 designation. Vinsonhaler has prior experience in various roles, including positions at Superior Residences of Lecanto, Sunshine Gardens, and Crystal Automotive, as well as self-employment from 2019 to 2026. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients across a broad range of households and organizations. The firm offers a variety of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of financial advisors and branch offices.

Tanner Booth is a financial advisor at Edward Jones in Homosassa, Florida, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Barbara Stetzko is a CFP® with 30 years of industry experience currently serving with OSAIC since 2024. Her prior experience includes roles at Woodbury Financial Services and Questar Asset Management. She is president of The Financial Sense People, LLC, which provides services including insurance, income tax, and divorce financial planning. OSAIC serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services through a wide network of affiliated advisers and multiple platforms. The firm emphasizes a structured investment approach with tools for asset allocation, risk assessment, and automated portfolio management, supporting both discretionary and non-discretionary accounts.

Dawn Sherwood is a financial advisor with Ameriprise in Dunnellon, FL, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has been with Ameriprise and its affiliated entities since 2013. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specified asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm delivers these services through a centralized consulting team using a combination of research, modeling, and tax-efficiency analysis, with an emphasis on assets held in Ameriprise Managed Accounts.

Justin Brashear is a financial advisor at Edward Jones with nine years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Edward Jones, he worked at Healthtrust Workforce Solutions and Citrus Memorial Hospital. Brashear is also the owner of Brashear's Vital Care Corp, a pharmacy business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary managed solutions, and maintains a large national network of advisors and branch offices.

John Selby is a financial advisor at Edward Jones with 10 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2016. Outside of his advisory role, he is involved in real estate activities, including property flipping and ownership of rental properties. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and operates under a fiduciary standard, supported by a nationwide network of over 23,000 advisors and 15,000 branch offices.

Joyce Carlucci is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2014. She is a passive owner of two limited liability companies associated with her family's business interests. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a range of clients including individuals, high-net-worth clients, and institutions. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers.

William Martin is a CFP® professional with 44 years of industry experience, currently serving at Mass Mutual Investors Services since 1991. He also holds Series 63 registration and has worked concurrently with MassMutual Life Insurance Company over the same period. In addition to his advisory role, he is involved as an agent in life settlements. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser specializing in financial planning for individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap and money-manager programs, and educational seminars.