Kenneth Simmons is the owner and president of Simmons Financial Services, Inc. in Richmond, MI, with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been practicing law since 1994, operating an estate planning practice under the d/b/a Heritage Estate Planning. Simmons’s background includes over two decades at Horwitz & Associates, Inc., and he continues to provide estate planning services alongside his financial advisory work. Simmons Financial Services, Inc. offers discretionary investment supervisory services to individual investors, trusts, and estates, managing approximately $1.3 million in discretionary assets. The firm uses a combination of charting, fundamental, and technical analysis to implement portfolios primarily composed of publicly traded equities, bonds, and ETFs, while coordinating estate planning and insurance services through its attorney-led practice.

Michael Shanku is the sole advisor at MJS Capital Inc. in Chesterfield, MI, holding Series 63 and Series 65 licenses with 24 years of industry experience. He has been leading MJS Capital, Inc. since 2010. MJS Capital, Inc. manages approximately $2.9 million in assets for 11 individual clients, focusing on discretionary portfolio management with ongoing account reviews. The firm emphasizes a managed relationship approach, utilizing various investment strategies and risk assessments.

Jonathan Phelan is a CFP® and CFA® with 15 years of experience in financial advising. He has been with Waterford Financial Management, LLC, an independent firm based in New Baltimore, MI, since 2007. Outside of financial advising, he serves as a director of Thompson-Phelan Group, Inc., a general contracting business. Waterford Financial Management provides fiduciary investment management and financial planning primarily for private individuals with tax-qualified and fully taxable accounts. The firm also offers employer consulting, including defined-contribution plan services, and uses a structured investment approach combining modern portfolio theory with intrinsic stock valuation.

Matthew Walschlager is a CFP® professional with one year of experience at Bay Pointe Financial in New Baltimore, MI. He previously worked with Bay Pointe Financial Management for six years and has a background that includes ownership of Anchor Bay Aquarium LLC. Bay Pointe Financial provides portfolio management, financial planning, and pension consulting to individuals, high-net-worth clients, and employee benefit plans. The firm integrates fundamental analysis and modern portfolio theory in its investment strategies and actively participates in insurance distribution through its affiliation with the DPL Financial Partners platform.

Mark Pauwels Jr. is a financial advisor with Bay Pointe Financial, holding a Series 66 designation and 16 years of industry experience. Prior to joining Bay Pointe Financial in 2026, he worked for firms including Sigma Financial Corporation and Waddell & Reed Inc. He is also a licensed insurance agent appointed with various insurance companies. Bay Pointe Financial provides portfolio management, financial planning, and pension consulting primarily to individuals, high-net-worth clients, and employee benefit plans. The firm uses documented client profiles and a combination of fundamental analysis and modern portfolio theory to tailor investment strategies, often seeking discretionary authority and incorporating both long-term and short-term trading.

Brett Busuttil is a CFP® and ChFC® with 13 years of industry experience. He is currently with Bay Pointe Financial and has previously worked at Sigma Financial Corporation and MKD Wealth. Busuttil is also a licensed insurance agent appointed with various companies. Bay Pointe Financial provides portfolio management, financial planning, and pension consulting services to individuals, high-net-worth clients, and employee benefit plans. The firm integrates insurance products and uses documented client profiles alongside fundamental analysis and modern portfolio theory to tailor investment strategies.

Darren Hesselink is a financial advisor at Ironwood Financial, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wealth Watch Advisors and ON Investment Management CO. Outside of advising, he is involved with Energetic Brands LLC and Energetic LLC, businesses he has been associated with since 2015. Ironwood Financial, LLC provides discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, and institutional entities. The firm uses distinctive options-writing strategies within separately managed accounts and tailors portfolios based on clients’ risk profiles and time horizons.

Scott Barnhart is a CFP®, ChFC®, and Series 66-licensed advisor with nine years of industry experience. He is currently affiliated with Fairway Investment Group, LLC and has worked with Paradigm Equities, Inc. and MEA Financial Services since 2017. Prior to his financial services career, he was employed by Algonac Schools for five years. Fairway Investment Group serves members of the Michigan Education Association and their families, as well as individual clients, trusts, estates, and select businesses. The firm provides portfolio management through LPL Financial-sponsored programs and employs a tailored investment approach based on investor profiles and ongoing analysis, operating on a non-discretionary basis.

Kyle Tessmar is a financial advisor at MDRN Capital with three years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones, United Wholesale Mortgage, and Mortgage Pros. Outside of advisory services, he is also an insurance agent with MDRN Insurance, LLC. MDRN Capital serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, providing discretionary investment management and comprehensive financial planning through a multi-advisor team model. The firm constructs portfolios using unaffiliated independent managers and low-cost mutual funds and ETFs, employing both fundamental and technical analysis with a primarily long-term investment focus.

Christopher Schwarzkoff is an advisor at Founders Financial Securities LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Founders Financial Securities since 2021, following a prior role at GWFS Equities, Inc. from 2016 to 2020. Schwarzkoff is also involved with Diversified Retirement Services, engaged in the solicitation and placement of fixed insurance products. Founders Financial Securities serves individuals, retirement plan sponsors, trusts, and corporate clients through a network of 118 investment adviser representatives managing approximately $4.1 billion in client assets. The firm offers diverse advisory platforms and services, allowing IARs to tailor investment strategies and provide fiduciary plan management while supporting niche offerings such as 1031 exchange consulting and co-advised private wealth portfolios.

Michael Mann is a CFP® professional with 14 years of industry experience, currently serving at Ausdal Financial Partners, Inc. He has worked at firms including Miami Life, Inc., Emerson Equity LLC, and Axiom Capital Management, Inc. In addition to his advisory role, Mann owns a financial planning business and engages in activities such as insurance sales and client referrals for tax planning and charitable strategies. Ausdal Financial Partners, Inc. serves individuals, trusts, estates, retirement plans, and business entities, managing approximately $3.73 billion for over 16,000 clients. The firm offers a range of investment advisory and financial planning services, integrating third-party managers and model portfolios tailored to client objectives and risk tolerances.

Christopher De Veny is a financial advisor with Wealth Watch Advisors, Inc. in Marine City, MI, holding Series 63 and Series 66 credentials and over 23 years of industry experience. His prior work includes roles at Wealth Strategies Financial Group, Securian Financial Services, Minnesota Life, and Valic Financial Advisors Inc. He also offers annuity, life, and health insurance as an independent contractor. Wealth Watch Advisors serves a diverse client base including individuals, pension plans, trusts, charitable organizations, corporations, and other registered investment advisers. The firm employs a mix of quantitative, qualitative, and technical investment strategies, utilizing third-party model managers and providing access to approved alternative private placements for accredited investors.

Christopher Bonapace is a CFP® with seven years of industry experience, currently serving as an advisor at Advisory Services Network since 2025. His prior experience includes roles at Ameriprise and Edward Jones, and he also worked at Dorsey Schools before entering financial advising. Outside of his advisory work, he owns and operates OHANA FINANCIAL, LLC, a service company supporting the business income and expenses of his financial practice. Advisory Services Network serves individuals, families, corporations, and charitable organizations with portfolio management, financial planning, and retirement-plan consulting. The firm’s network of independent advisors manages approximately $8.6 billion in client assets using a range of strategies and implementation options tailored to client needs.

Peter Potestato is a financial advisor with Founders Financial Securities LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Founders Financial Securities since 2010. Outside of his advisory role, he is active as an insurance agent specializing in the sale of fixed and equity indexed annuities. Founders Financial Securities serves a diverse client base including individual and high-net-worth investors, retirement plans, charitable organizations, and corporate clients. The firm offers discretionary and non-discretionary portfolio management, access to third-party asset managers, financial planning, retirement consulting, and affiliated brokerage and insurance services, utilizing a range of advisory programs and innovative delivery methods.

Nicole Fobare is a financial advisor with PNC Wealth Management and holds Series 63 and Series 66 licenses. She has 19 years of industry experience, including roles at TD Ameritrade, Scottrade, and Citizens Securities. PNC Wealth Management offers retail brokerage and advisory services through model-based investment programs, including an invitation-only digital portfolio strategists offering that uses algorithmic risk assessment and approved model strategies implemented via mutual funds and ETFs.

Aaron Goodwin is a financial advisor with Empower Advisory Group in Saint Clair, MI, holding a Series 66 designation. He has been with Empower Advisory Group since 2026 and has prior experience with Freestar Financial Credit Union, Paychex, ADP, and Rocket Mortgage. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage clients. The firm uses an integrated model linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns, annual rebalancing, and savings rates rather than short-term forecasts.

Lori Stephenson is a Series 66-licensed financial advisor with Stifel in Saint Clair, MI, and has 17 years of industry experience. She has been with Stifel Nicolaus & Co. since 2010. In addition to her advisory role, she is a commissioned notary. Stifel serves a diverse client base that includes individuals, institutional investors, and municipal entities, providing both brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group, offering fee-based financial planning and model allocations intended to assist client decision-making.

Haley Tiseo is a financial advisor at Edward Jones in New Haven, MI, holding a Series 66 designation. She has one year of experience at Edward Jones, following prior roles at Pinnacle Inc./Alpha Medical and positions in fitness and wellness. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies and affiliated financial services, managing over $1 trillion in assets through a nationwide network of advisors and branch offices.

Cory Shivers is a financial advisor with Cetera who holds Series 63 and Series 66 designations and has 27 years of industry experience. He has previously worked at Cambridge Investment Research and Sigma Planning Corporation among other firms. Outside of his advisory role, Shivers is involved as a realtor with Epique Realty and serves as president of CTS Financial Inc., providing financial services. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary services through a nationwide network of over 10,000 advisors.

Steven Weingartz is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 33 years of industry experience. His prior work includes roles at Royal Alliance Associates, Inc., Signator Investors, Inc., and Insurance Specialists Agency LLC. He also manages Weingartz Financial Services, Inc., a business entity he has operated since 2001. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.