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Echo P

ChFC®, Series 63, Series 66, CLU®, RICP®

North Platte, NE

ECHO Financial LLC

My Goal is to help my clients live the best life possible with the money and resources they have, helping them pass those assets on to their loved ones or business colleagues with the values and goals that are of the utmost importance to them. Since financial decisions reveal the condition of the heart, I choose to use my gifts to serve others. Including debt management were needed to help clients start growing assets. To serve and to educate clients on financial principles. I know from experience that those who manage their finances according to financial wisdom and principles will experience contentment under all economic conditions. Over the years, I have discovered that all people have values; they generally care about the world and the people in it. Desire to make it a better place and through their own plans can be generous to others. Our home office is in Arnold Nebraska with a satellite office in North Platte Nebraska.

Business succession planning Retirement income strategy Debt management Long-term care insurance Multi-generational wealth transfer Retired Self-Employed Educators, Teachers, and Academics Union Employee Government Employee Mid-Career Professionals Approaching retirement Retired Behavioral coaching / decision support
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Darrel S

Series 63, Series 65

North Platte, NE

First Nebraska Financial Services

Darrel Smith is a financial advisor at First Nebraska Financial Services with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at First Nebraska Advisory LLC since 2019, following nineteen years at Royal Alliance Associates, Inc. Smith serves as a board member of the Nebraska Golf Association, participating in quarterly meetings and volunteering at golf tournaments. First Nebraska Advisory LLC provides investment management, financial planning, and ERISA plan advisory services to individuals, trusts, estates, business entities, charitable organizations, and retirement plans. The firm employs a strategic, risk-based asset allocation approach primarily through mutual funds and model portfolios, managing client accounts mostly on a non-discretionary basis with regular reviews and rebalancing.

Wealth management Retirement income strategy
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John S

Series 63

North Platte, NE

First Nebraska Financial Services

John Smith is a financial advisor with First Nebraska Financial Services, holding a Series 63 designation and 44 years of industry experience. He has worked at First Nebraska Advisory LLC since 2019 and previously spent 19 years with Royal Alliance Associates, Inc. Smith also serves as Chairman and President of First Nebraska Financial Services, Inc. and holds a Notary Public license. First Nebraska Advisory LLC provides investment management, financial planning, and ERISA plan advisory services to individuals, trusts, estates, business entities, charitable organizations, and retirement plans. The firm employs a strategic, risk-based asset allocation approach using mutual funds and model portfolios, generally managing client accounts on a non-discretionary basis.

Wealth management Retirement income strategy
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Mitchell S

Series 63, Series 66

North Platte, NE

First Nebraska Financial Services

Mitchell Smith is a financial advisor at First Nebraska Financial Services with 15 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes eight years at OppenheimerFunds Distributor, Inc. and ongoing roles at First Nebraska Advisory LLC and OSAIC. First Nebraska Advisory LLC provides investment management, financial planning, and ERISA plan advisory services to a range of clients including individuals, trusts, estates, business entities, charitable organizations, and retirement plans. The firm employs a strategic, risk-based asset allocation approach primarily using mutual funds and model portfolios, managing client accounts mostly on a non-discretionary basis.

Wealth management Retirement income strategy
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Troy F

Series 63, Series 66

North Platte, NE

Professional Financial Advisors, LLC

Troy Fry is a financial advisor with Professional Financial Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He previously worked at Wells Fargo Investments and Wells Fargo Bank, with tenures of 10 and 21 years respectively. Outside of finance, he assists with event setup and teardown for weddings in Hastings, Nebraska. Professional Financial Advisors, LLC serves individuals, pension and profit-sharing plans, trusts, estates, foundations, and other entities through discretionary portfolio management, financial planning, and retirement consulting. The firm integrates investment management with accounting and specialized retirement consulting, operating across seven offices and managing approximately $614 million in assets for over 2,000 clients.

Annuities Retirement income strategy General retirement planning Founder/Business Owner Retired Approaching retirement Mid-Career Professionals
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Mark M

CFP®, Series 66

North Platte, NE

Professional Financial Advisors, LLC

Mark Mayfield is a CFP® professional with eight years of industry experience, currently serving as an advisor at Professional Financial Advisors, LLC since 2020. His previous roles include positions at LPL Financial LLC, Securities America Advisors, Securities America Inc., and Tomorrow's Money. In addition to his advisory work, Mayfield is an independent insurance agent licensed in life and annuities, sickness/accident and health, and variable contracts. Professional Financial Advisors, LLC is an SEC-registered firm that offers discretionary portfolio management, financial planning, and retirement plan consulting to a diverse client base including individuals, institutions, and government entities. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored asset allocation strategies and manages approximately $770 million across more than 3,300 clients.

Annuities Retirement income strategy General retirement planning Founder/Business Owner Retired Approaching retirement Mid-Career Professionals
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Douglas P

CFP®, ChFC®, Series 63, Series 65

North Platte, NE

Professional Financial Advisors, LLC

Douglas Peterson is a CFP® and ChFC® with 42 years of experience in the financial industry. He is a managing member of Professional Financial Advisors, LLC and has held roles at the firm since 2003, as well as experience with Sagepoint Financial, Inc. Peterson also instructs adult education classes focused on the financial environment through the Priority Adult Learning Institute and serves as secretary for Donna’s Office Services, LLC, a consulting firm for railroad retirees. Professional Financial Advisors, LLC is an SEC-registered investment adviser serving individuals, institutional clients, and government entities. The firm offers discretionary portfolio management, financial planning, and retirement consulting, utilizing tailored asset allocation strategies and a combination of fundamental, technical, and cyclical analysis across various investment products.

Annuities Retirement income strategy General retirement planning Founder/Business Owner Retired Approaching retirement Mid-Career Professionals
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Kayla D

Series 65

North Platte, NE

Professional Financial Advisors, LLC

Kayla Douglas is a financial advisor with Professional Financial Advisors, LLC, holding a Series 65 designation and having four years of industry experience. She has been with Professional Financial Advisors since 2018 and previously worked at Mid Plains Community College and the City of North Platte Parks & Recreation. Professional Financial Advisors, LLC provides discretionary portfolio management, financial planning, retirement plan consulting, and related advisory services to a diverse client base including individuals, pension plans, trusts, foundations, and business entities. The firm utilizes a customized investment approach with mutual funds, third-party models, and direct securities, and maintains institutional relationships and affiliations that support specialized retirement consulting and accounting integration.

Annuities Retirement income strategy General retirement planning Founder/Business Owner Retired Approaching retirement Mid-Career Professionals
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Marc W

Series 63, Series 65

North Platte, NE

Professional Financial Advisors, LLC

Marc Werkmeister is a financial advisor with Professional Financial Advisors, LLC in North Platte, Nebraska, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. His prior experience includes roles at Sagepoint Financial Inc. and ongoing involvement with Donna’s Office Service, LLC and the Priority Adult Learning Institute, where he instructs adult education classes related to the financial environment. Outside of advisory work, he is a co-owner and operator of Werkmeister Farms and a partner in a local car wash business. Professional Financial Advisors, LLC offers discretionary portfolio management, financial planning, and retirement plan consulting services to individuals, pension plans, trusts, estates, foundations, and various business entities. The firm manages approximately $614 million in assets across more than 2,000 clients and maintains affiliations with accounting and specialized retirement consulting firms, supporting a multi-office presence and a mix of investment platforms.

Annuities Retirement income strategy General retirement planning Founder/Business Owner Retired Approaching retirement Mid-Career Professionals
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Bradley H

Series 65, Series 63

North Platte, NE

Professional Financial Advisors, LLC

Bradley Hisel is a financial advisor at Professional Financial Advisors, LLC in North Platte, NE, holding Series 63 and Series 65 licenses with five years of industry experience. Prior to joining Professional Financial Advisors, he worked with FBL Marketing Services, FBL Financial Group, and Shelter Mutual Insurance. He is also the owner and managing partner of 777 Legacy and Wealth LLC, a personal business unrelated to investment activities. Professional Financial Advisors, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, trusts, foundations, corporations, insurance companies, banks, and government clients. The firm provides tailored asset allocation strategies along with ongoing portfolio monitoring and rebalancing, utilizing mutual funds, ETFs, fixed income, and variable annuities, while employing a mix of fundamental, technical, and cyclical analysis.

Annuities Retirement income strategy General retirement planning Founder/Business Owner Retired Approaching retirement Mid-Career Professionals
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Bernard W

CFP®, Series 63, Series 66

North Platte, NE

Professional Financial Advisors, LLC

Bernard Wurts is a CFP® with over 31 years of experience in the financial services industry. He has been associated with Professional Financial Advisors, LLC since 2003 and previously worked at Sagepoint Financial, Inc. from 2005 to 2017. In addition to his advisory role, he teaches adult education classes focused on financial topics through the Priority Adult Learning Institute. Professional Financial Advisors, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, pension plans, trusts, foundations, corporations, and governmental entities. The firm provides discretionary portfolio management and financial planning, utilizing tailored asset allocation strategies and a mix of fundamental, technical, and cyclical analysis across various investment vehicles.

Annuities Retirement income strategy General retirement planning Founder/Business Owner Retired Approaching retirement Mid-Career Professionals
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Kenneth P

Series 66

North Platte, NE

Bankers Life Advisory Services, Inc.

Kenneth Patterson Jr. is a financial advisor with Bankers Life Advisory Services, Inc. He holds the Series 66 designation and has 13 years of industry experience. Kenneth has been with Bankers Life Advisory Services and its affiliated entities since 2016 and has worked in insurance sales and management at Bankers Life and Casualty since 2006. In addition to his advisory role, he serves as an insurance agent and unit sales manager, training and managing insurance agents. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser that serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management strategies to clients’ goals, risk tolerances, and time horizons.

Wealth management Retired
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Jordan K

Series 66

North Platte, NE

Ameritas Advisory Services, LLC

Jordan Krenik is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 credential and five years of industry experience. His prior work includes roles with Envision Wealth Network and Central Financial Services. Krenik is also active with Barth Financial Wealth Management Group and has experience in investment and insurance services. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and variable universal life subaccounts, supported by an Investment Committee and third-party resources.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Susan M

Series 65

North Platte, NE

Cetera Planning Partners

Susan Maline is a financial advisor at Cetera Planning Partners with three years of industry experience. She holds a Series 65 credential and has previously worked at Avantax Planning Partners, Inc. Outside of financial advising, she serves as secretary for McChesney Martin Sagehorn, P.C., a public accounting firm, and is involved in managing a community BMX track through 308 BMX, Inc. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, financial planning, Social Security optimization, and retirement-related advice. The firm integrates additional services such as tax planning and preparation, bookkeeping, payroll support, and estate-planning solutions through a third-party provider, utilizing a document-driven planning process with diversified mutual fund and ETF allocations.

Retirement income strategy Social Security optimization General retirement planning General tax planning Approaching retirement Retired
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Herbert M

Series 65, Series 66

North Platte, NE

Ameritas Advisory Services, LLC

Herbert Messersmith is a financial advisor with Ameritas Advisory Services, LLC, holding Series 65 and Series 66 credentials and bringing 24 years of industry experience. He has multiple ongoing roles within Ameritas entities and CFS Midwest, spanning investment advisory, financial services, and brokerage. Outside of advisory work, he is a partner in a real estate venture. Ameritas Advisory Services, LLC provides investment advisory and financial planning to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers various managed account programs and fee-based management of variable annuities, supported by an Investment Committee and multiple custodial platforms.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Misty R

Series 66

North Platte, NE

Raymond James Financial

Misty Robertson is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and six years of industry experience. Her background includes roles at Wells Fargo Bank and First National Bank, where she has been associated since 2019. Outside of financial advising, she operates a farming business as a sole proprietor. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm uses analytical tools for tailored, non-discretionary planning and supports a broad network of advisors with specialized programs and consulting services.

Wealth management Tax strategies for small businesses Business succession planning General estate planning guidance Founder/Business Owner Executive
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David P

Series 66

North Platte, NE

Wells Fargo Clearing

David Perry is a financial advisor with Wells Fargo Clearing in North Platte, NE, holding a Series 66 designation and 42 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Retired Founder/Business Owner
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Eric P

Series 66

North Platte, NE

Edward Jones

Eric Peterka is a Series 66 licensed financial advisor with Edward Jones, where he has worked since 2009. He has 16 years of industry experience. Outside of his advisory role, he serves as a board member for the Sutherland School Board in Nebraska. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Retirement income strategy General retirement planning Business exit / sale strategy Business succession planning General estate planning guidance Military & Veterans
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Casey S

Series 66

North Platte, NE

Edward Jones

Casey Schiel is a financial advisor with Edward Jones in North Platte, NE, holding a Series 66 credential and having four years of industry experience. He has been with Edward Jones since 2018, with a brief interruption, and is also involved in product invention through Door Night Light, LLC, which holds a U.S. utility patent. Additionally, Schiel serves as a volunteer firefighter for the North Platte Volunteer Fire Department. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory and investment services supported by a broad network of financial advisors and branch offices nationwide.

Business ownership considerations Business exit / sale strategy Business succession planning General estate planning guidance Inheritance planning Founder/Business Owner
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Shannon M

Series 66

Hershey, NE

OSAIC

Shannon Messersmith is a financial advisor with OSAIC, holding a Series 66 designation and 20 years of industry experience. She has worked at Woodbury Financial Services and Questar Capital Corporation and owns Messersmith Financial, Inc., where she engages in the sale of fixed insurance products. She is also a licensed agent with Welch Insurance and Financial, providing property and casualty insurance services. OSAIC serves a diverse client base including retail and institutional investors and offers a wide range of brokerage and advisory services supported by automated portfolio management tools and access to third-party managers.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Mark T

Series 63, Series 65

North Platte, NE

Ameriprise

Mark Tillman is a financial advisor with Ameriprise in North Platte, Nebraska, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior roles include positions at Great Western Investments & Insurance, Raymond James Financial Services, Cetera, and Great Western Bank. He is also engaged as a financial advisor with Cirksena, Knight, Jacobsen, Sieps, Kresse, LLC in Omaha. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized retirement planning primarily through managed accounts.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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Jeffrey V

Series 63, Series 66

North Platte, NE

Edward Jones

Jeffrey Vap is a financial advisor with Edward Jones in North Platte, Nebraska, holding Series 63 and Series 66 licenses and over 40 years of industry experience. He has been with Edward Jones since 1985. Outside of his advisory work, Vap is involved in farming operations, including marketing grain and consulting on farm management, and manages a farm and ranch business, Vap's Seed and Hardware, LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and is notable for its extensive advisor and branch network as well as its affiliated trust and lending services.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Samantha R

Series 63

North Platte, NE

Ameriprise

Samantha Rotert is a financial advisor at Ameriprise with 18 years of industry experience. She holds a Series 63 designation and has worked at several firms, including Raymond James Financial Services, LPL Financial, and First Interstate Bank. Outside of her advisory role, she is an administrative assistant at Cirksena, Knight, Jacobsen, Sieps & Kresse, LLC. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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Yoko L

Series 66

North Platte, NE

LPL Financial

Yoko Lawing is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. Prior to joining LPL in 2021, she worked at Edward Jones from 2014 to 2020 and has been involved with Zen Wealth Strategies since 2020. Outside of her advisory role, she is the founder and key organizer of North Platte CONNECT, a community group, and serves as a cultural advocate and educator. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Dutch V

Series 66

North Platte, NE

Edward Jones

Dutch Vap is a financial advisor at Edward Jones with the Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2026, he worked at Contractor Services Inc and Allo Communications in various roles from 2016 to 2026. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Kevin D

Series 66

North Platte, NE

Thrivent Investment Management

Kevin Dimmitt is a financial advisor with Thrivent Investment Management and holds the Series 66 designation. He has two years of experience at Thrivent Investment Management and previously worked at Union Pacific Railroad for 31 years. His current role is based in North Platte, Nebraska. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial planning topics without implementation. The firm combines holistic, goal-based analyses with a managed-account program called “WealthPlan” but does not manage portfolios for institutional clients or select other advisers for institutional mandates.

Business ownership considerations
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Jacob W

Series 66

North Platte, NE

Ameriprise

Jacob White is a financial advisor at Ameriprise with three years of industry experience. He holds the Series 66 designation and has prior experience at Ameritas Life Insurance Corp. and the University of Nebraska-Lincoln. In addition to his role at Ameriprise, he is an Associate Financial Advisor at Cirksena, Knight, Jacobsen, Sieps, Kresse, LLC, where he focuses on client retention and business development. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of large institutional providers.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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Jonathan H

CFP®, Series 63

North Platte, NE

Edward Jones

Jonathan Hermelbracht is a CFP® professional affiliated with Edward Jones, with 27 years of experience in the financial industry. He has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a broad network of financial advisors and branch offices, offering a variety of discretionary and non-discretionary investment strategies.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Melinda B

Series 66

North Platte, NE

LPL Financial

Melinda Borges is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. She previously worked at SII Investments, Inc. for four years before joining LPL Financial in 2018. Outside of her advisory role, she is a part owner of a family farm in Venango, Nebraska. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive resources and technology.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Jereme H

CFP®, Series 66

North Platte, NE

Edward Jones

Jereme Hartman is a CFP® with 11 years of industry experience and has been with Edward Jones since 2014. He is based in North Platte, NE. Outside of his advisory role, he is a 50% owner of Sunup LLC, a real estate investment business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of over 23,000 financial advisors.

Inheritance planning General estate planning guidance Wealth management General retirement planning Founder/Business Owner
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