James Roeder is a CFA® charterholder and Series 63 licensee with 23 years of experience in the financial industry. He is the sole advisor at Noble Investors LLC, where he has worked since 2023. His prior experience includes roles at Invesco Distributors, Inc. and Van Kampen Funds Inc. Outside of his advisory work, Roeder serves as a director for the American Heritage Education Foundation and is a board member of the Clemson Institute for the Study of Capitalism. Noble Investors LLC provides discretionary portfolio management services primarily to individual and high-net-worth clients, focusing on long-term investment strategies centered on large-cap U.S. equities alongside mutual funds, ETFs, fixed income, TIPS, and select international securities for diversification. The firm operates as a single-advisor practice emphasizing client-specific investment policy statements and discretionary trading.

James Sansoterra is the sole advisor at Sansoterra Group LLC in Fredericksburg, TX, holding a Series 65 designation with 20 years of industry experience. He has been with Sansoterra Group LLC since 2005. Sansoterra Group provides discretionary portfolio management and investment advice primarily to trusts, individual retirement accounts, and retirement plans with a focus on preserving existing wealth. The firm uses a top-down, macroeconomic approach to asset allocation, emphasizing low turnover, tax and transaction cost control, and broad diversification while avoiding derivatives and technical trading.

Patrick Moore is a financial advisor at Private Group Wealth Management, LLC in Fredericksburg, Texas, with 22 years of industry experience. He holds a Series 63 designation and has worked as a CPA in his own tax and audit practice since 1979, which continues alongside his advisory role. His CPA practice involves preparing tax returns and auditing financial statements. Private Group Wealth Management provides investment advisory services to individual clients, including high-net-worth individuals, as well as corporate pension and profit-sharing plans. The firm uses model-based portfolio management combined with integrated financial, tax, estate, and business-planning advice, managing approximately $30 million across about 61 accounts.

Pamela Hinton is a financial advisor at Precedent Wealth Partners, LLC with two years of industry experience. She has been with Precedent Wealth Partners since 2024. Outside of her advisory role, she owns and operates Hinton Riding Lessons, providing horseback riding instruction in Fredericksburg, Texas. Precedent Wealth Partners, LLC is a registered investment adviser managing approximately half a billion dollars for around 165 clients through a four-advisor team. The firm serves individuals, trusts, estates, corporations, and retirement plans using a committee-driven investment process that combines asset allocation, active and passive management, and third-party managers accessed via a TAMP.

Daniel Hinch is a financial advisor with Frost Investment Services in Fredericksburg, TX, holding Series 63 and Series 66 credentials and 18 years of industry experience. His prior experience includes 17 years at Citigroup Global Markets and one year at Thrivent Financial and Thrivent Investment Management. He joined Frost Investment Services in 2025. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, managing approximately $3.7 billion in assets across 179 advisors. The firm is notable for its affiliation with a banking institution and its enterprise-scale platform, which employs a fee model primarily based on assets under management.

David Mayfield is a financial advisor with Strategic Financial Concepts, LLC in Fredericksburg, TX, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at LPL Financial LLC and Investment Centers of America, Inc. In addition to his advisory role, he works part-time at the Lady Bird Johnson Golf Course. Strategic Financial Concepts offers personalized investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth households, and institutional clients, utilizing discretionary portfolio management, model portfolios, and third-party manager solutions with ongoing supervision.

James Mills is a financial advisor with Kestra Advisory who holds Series 63 and 66 licenses and has 35 years of industry experience. His prior firms include Cambridge Investment Research Advisors, Inc., and Ameriprise Financial Services, Inc. Outside of his advisory work, he is president of Rustic Spur LLC, a business that grows and sells wine grapes and markets finished wine under the Rustic Spur label. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm offers fiduciary consulting, plan-level investment advice, and pooled plan solutions, serving a client base that includes large institutional investors such as sovereign wealth funds.

Carolyn Munroe is a financial advisor with Edward Jones, holding a Series 66 designation and over 1 year of industry experience. She has been with Edward Jones since 2001 in various capacities. Outside of her advisory role, she occasionally provides pet sitting services to assist a friend. Edward Jones is a full-service wealth management firm serving both individual and institutional clients across a broad range of wealth levels. The firm offers a variety of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Jack Pounds is a financial advisor with Edward Jones in Fredericksburg, TX, holding CFP® and Series 66 credentials and eight years of industry experience. He has been with Edward Jones since 2017 and previously worked at Relode and Midtown Fellowship. Outside of advising, Pounds serves as Music Administrator for Hill Country Church, where he organizes music for weekly services. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Andrea Condon is a financial advisor with LPL Financial in Fredericksburg, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with LPL Financial and its predecessor firm since 2005. Outside of her advisory role, she designs and sells seasonal decorative wreaths and provides personal lifestyle management services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by research and multiple investment strategies.

Kristy Knaupp Beyer is a financial advisor at Edward Jones in Fredericksburg, TX, holding a Series 66 designation with 13 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million clients with a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers both discretionary and non-discretionary strategies under a fiduciary standard.

Joseph Donovan is a financial advisor with LPL Financial, holding a Series 66 designation and 22 years of industry experience. He has been with LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Mark Southard is a Series 66 licensed financial advisor with seven years of industry experience. He is currently with OSAIC and previously worked at Securities America Advisors. Outside of his advisory role, he is involved with a family partnership that manages ranch property and investments in Texas, where he assists with guided hunts to generate revenue. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, providing integrated brokerage and advisory services supported by a broad network of financial advisers and various advisory platforms. The firm employs asset-allocation tools and multiple third-party services to construct and manage portfolios tailored to client needs.

Nicole Singleton is a financial advisor with Raymond James Financial in Fredericksburg, TX, holding a Series 66 designation and nine years of industry experience. She has been with Raymond James and its related entities since 2015, with a two-year period as a stay-at-home parent. Outside of her advisory role, Singleton is involved in real estate brokerage and serves as president of S4 Wealth Management, LLC, overseeing its operations. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing comprehensive risk profiling and asset-allocation tools to tailor recommendations.

Stephen Wade is a financial advisor with LPL Financial in Fredericksburg, Texas, holding Series 63 and Series 65 registrations and 24 years of industry experience. He has operated Steve Wade Investment Services, LLC since 2016 alongside his role at LPL Financial, where he has worked since 2011. Outside of advisory work, he is employed with Gillespie Farm Mutual Insurance Company. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and other institutions through a broad network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Damon Dozier is a financial advisor with LPL Financial in Fredericksburg, TX, holding a Series 66 credential and 17 years of industry experience. Prior to joining LPL Financial in 2017, he worked at J.P. Morgan Securities for five years. He is involved in managing entities related to his advisory business and other tax and investment purposes unrelated to his primary role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, supported by research and technology-driven portfolio management solutions.

Autumn Riggan is a financial advisor at Raymond James Financial with a Series 66 designation and three years of industry experience. She is the owner and CEO of AT Riggan Wealth Management, a company focused on managing financial operations and payroll. Riggan has held positions at various firms including Raymond James & Associates and The Camp Transformation Center of San Antonio. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to tailor recommendations while allowing clients to retain final decision authority.

Timothy Carder is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation and has a diverse background including roles in construction and engineering. Outside of finance, he plays violin professionally at weddings and in a local orchestra as the sole proprietor of Carder LLC. Edward Jones is a full-service wealth management firm serving a broad client base including individual, institutional, and corporate clients. The firm offers a range of investment advisory programs, both discretionary and non-discretionary, supported by a large network of advisors and branch offices across the country.

Nathan Quay is a financial advisor with Edward Jones in Fredericksburg, TX, holding Series 63 and Series 66 credentials and 21 years of industry experience. He has been with Edward Jones since 2005. Quay serves as a director of the 00 Club of Gillespie County in Fredericksburg, where he helps manage the affairs of the club. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Michael Madden is a CFA® charterholder with 34 years of industry experience. He currently works at LPL Financial and previously spent 27 years at Lincoln Financial Advisors Corporation. Outside of his advisory role, he is involved in land ownership and beef cattle ranching through Jacaranda Ranch, LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and uses both proprietary and third-party research in its investment management.

Tammie Knopp is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 65 licenses. She has 17 years of industry experience, including prior roles at BBVA Wealth Solutions Inc. and BBVA Securities Inc. Outside of her advisory work, she is involved as a co-owner of a company that builds metal buildings. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Richard Strasters is a financial advisor with J.P. Morgan Securities in Fredericksburg, TX, holding Series 63 and Series 66 credentials and with 12 years of industry experience. His background includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, Keller Williams, and entrepreneurial experience running Realtor Rick Utah LLC and Be Complete LLC. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors through its Institutional Consulting Services program, providing asset-allocation advice and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

Sondra Forkner is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. She has worked at LPL Financial since 2020 and has also been affiliated with Lucia Securities, LLC and RJL Wealth Management, LLC for over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management, supported by research and model portfolios.

Scott Immel is a financial advisor with OSAIC, holding a Series 66 credential and 15 years of industry experience. Prior to joining OSAIC in 2024, he worked at Securities America Advisors and Securities America, Inc. from 2020 to 2024, and at Symmetry Financial Solutions from 2011 to 2020. He serves as a committee member on the Fredericksburg Independent School District Bond Committee. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage diversified portfolios on both discretionary and non-discretionary bases.

Sharon Joseph is a financial advisor at LPL Financial with 42 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Linsco/Private Ledger Corp. since 1993. Joseph also conducts seminars for women and is involved in a business unrelated to investments. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and access to research and model portfolios.

Denethia Yebernetsky is a financial advisor at Fidelity with 32 years of industry experience. She holds Series 63 and Series 66 designations and has worked in various roles within Fidelity and related entities since 2015. Outside of her advisory work, she is a partner in Lifewave, a multi-level marketing business focused on health improvement products. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse range of clients, including charitable funds and registered investment companies, and employs advanced methodologies such as AI in its portfolio management.

Robin Watson is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in real estate ownership in Fredericksburg, TX. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency strategies to deliver personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Christopher Nardiello is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked for Securian Financial Services and Minnesota Life Insurance Company for over two decades and has been associated with IMG Financial since 1997. Outside of his advisory role, Nardiello has ownership interests in several rental property ventures. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts through a nationwide network of independent advisors. The firm offers various portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party investment strategies.

Dana Green is a financial advisor at Edward Jones with 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he is involved in agricultural activities, including raising livestock and leasing land for hunting purposes, and assists with a family taxidermy business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Sherrie Delong is a financial advisor with Edward Jones, holding a Series 66 designation and 1 year of industry experience. She has been associated with Edward Jones since 2007. Outside of her advisory role, she is a member of a family limited partnership, Wahrmund Ranch LP. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices nationwide.

Britt Pounds is a CFP®-designated financial advisor with Edward Jones in Fredericksburg, TX, where he has worked since 1998, accumulating 27 years of industry experience. Outside of his advisory role, he serves as president of the board and investment committee member for the Golden Hub Foundation and is on the corporate board of the Hill Country Boys & Girls Club. Pounds is also a musician with DJBD, LLC, an entertainment group based in Kerrville, TX. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a large network of financial advisors and branch offices. The firm offers a range of advisory programs and investment solutions under a fiduciary standard, with an emphasis on discretionary and non-discretionary wrap fee strategies, tax-efficient services, and affiliated mutual funds.

John Cole is a financial advisor at Edward Jones with 29 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1999. Cole holds Series 63 and Series 65 designations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.