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Shawn M

Series 66

Yuma, AZ

Southern Pacific Asset Management L.L.C.

Shawn Mc Keown is a financial advisor at Southern Pacific Asset Management L.L.C. in Yuma, Arizona, with 10 years of industry experience. He holds a Series 66 designation and has worked at Southern Pacific Asset Management since 2020 and previously spent five years at Yuma Investment Group. Southern Pacific Asset Management serves individual and high-net-worth clients by providing continuous, tailored investment management and integrated financial planning. The firm employs a combination of passive and active strategies, fundamental and technical analysis, and uses third-party Outside Managers through a turnkey asset management program to align portfolios with client objectives.

Cash flow / budgeting College savings (529s, UTMA, etc.) Retirement income strategy Debt management
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Samantha B

Series 65

Yuma, AZ

Alo Financial Planning

Samantha Bordiuk is a financial advisor at Alo Financial Planning with a Series 65 designation and one year of industry experience. Prior to joining Alo Financial Planning, she served three years with Marine Corps Installations Pacific. Outside of finance, she is the owner and instructor of Patriot Pole Fitness LLC, a fitness instruction business. Alo Financial Planning serves individuals, high-net-worth clients, and employer-sponsored retirement plans with discretionary investment management and integrated financial planning. The firm employs a risk-based, primarily passive investment approach and offers educational seminars and workshops on investments and personal finance.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.)
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Alexander C

Series 65

Yuma, AZ

Invicta Financial Group

Alexander Chavez is a financial advisor with Invicta Financial Group in Yuma, AZ. He holds a Series 65 designation and has been with Invicta since 2026. Prior to this, he worked for the United States Federal Courts for eight years and has provided educational services since 2024. Additionally, he serves as a substitute teacher on a part-time basis. Invicta Financial Group offers financial planning and advisory services to individuals, high-net-worth clients, and business entities. The firm structures its services around non-discretionary advisory relationships and coordinates with third-party money managers to implement investment strategies.

General retirement planning General tax planning Cash flow / budgeting Debt management
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Ryan D

Series 65

Yuma, AZ

Invicta Financial Group

Ryan Daniels is a financial advisor with Invicta Financial Group in Yuma, AZ, holding a Series 65 designation and one year of industry experience. His prior work includes roles at BDT & Associates, Inc., Pittsburgh Valet, and William Penn Valet. He is also a licensed insurance agent operating as a sole proprietor, though he does not sell insurance products or provide related advice. Invicta Financial Group offers financial planning and advisory services to individuals, high-net-worth clients, and business entities, focusing on tailored written financial action plans. The firm refers clients to third-party money managers for portfolio management and primarily provides non-discretionary advisory services.

General retirement planning General tax planning Cash flow / budgeting Debt management
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Barry T

ChFC®, Series 63, Series 65

Yuma, AZ

Invicta Financial Group

Barry Todd is a financial advisor with Invicta Financial Group in Yuma, AZ, holding the ChFC® designation and Series 63 and 65 licenses. He has 21 years of industry experience and has worked at BDT & Associates, Inc. since 2007 and Affluent Advising, LLC since 2014. Todd serves as chairman and director of BDT & Associates, Inc. and is president of the National Ranger Memorial Foundation. He is also co-founder and board member of the Defense Resources Foundation, which provides resources to the wrongfully accused, and is an author and advocate speaker on the U.S. judicial system. Invicta Financial Group advises individuals, high-net-worth clients, and business entities primarily through financial planning and implementation services, directing clients to third-party investment advisers for asset management. The firm focuses on client-specific planning and regularly reviews client plans, relying on recommended investment managers for portfolio construction and not taking custody of client assets.

General retirement planning General tax planning Cash flow / budgeting Debt management
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Benjamin W

Series 65

Yuma, AZ

Invicta Financial Group

Benjamin Williams is a financial advisor with Invicta Financial Group in Yuma, AZ, holding a Series 65 license and 12 years of industry experience. He has worked at BDT & Associates, Inc. since 2014 and Cambridge Investment Research Advisors, Inc. from 2014 to 2018. Williams serves as treasurer and director of the board at BDT & Associates, Inc., a role he has held since 2018. He is also a licensed independent insurance agent specializing in health and life insurance. Invicta Financial Group advises individuals, high-net-worth clients, and business entities through financial planning and implementation services, directing clients to third-party investment advisers for portfolio management. The firm emphasizes client-specific planning with tailored recommendations and ongoing support during and after the implementation phase.

General retirement planning General tax planning Cash flow / budgeting Debt management
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John R

CFP®, ChFC®, Series 63, Series 65

Yuma, AZ

IHT Wealth Management LLC

John Rossitto is a CFP® and ChFC® with 39 years of experience in financial advisory. He has been with IHT Wealth Management LLC since 2018 and also maintains a long-term association with LPL Financial dating back to 2006. In addition to his advisory work, he serves as a teacher at Rock Christian Academy. IHT Wealth Management serves individual, corporate, and institutional clients by offering discretionary asset management, financial planning, ERISA plan consulting, and outsourced CIO arrangements. The firm’s investment approach integrates fundamental value screening and quantitative optimization, utilizing proprietary model portfolios and third-party managers tailored to clients’ objectives and risk tolerances.

Concentrated stock management Options & derivatives strategies Tax-loss harvesting Founder/Business Owner
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George D

Series 63, Series 65

Yuma, AZ

CWM, LLC

George Davis is a financial advisor with CWM, LLC in Yuma, Arizona, holding Series 63 and Series 65 licenses and possessing 20 years of industry experience. His career includes roles at LPL Financial, Private Advisor Group, Yuma Investment Group Wealth Management, and Yuma & Imperial Valley Wealth Management. Davis also has involvement in fixed insurance outside his advisory work. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, endowments, corporations, and institutional clients through a network of partner offices and over 600 advisors. The firm manages accounts primarily on a discretionary basis using model portfolios and combines fundamental and technical analysis with third-party sub-advisors and technology tools, emphasizing fiduciary processes and regular client reporting.

Wealth management Tax-loss harvesting Options & derivatives strategies Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Adrian E

CFP®, Series 63, Series 66

Yuma, AZ

CWM, LLC

Adrian Elder is a CFP® certificant with 17 years of industry experience, currently with CWM, LLC. He has worked at several firms including LPL Financial and Yuma & Imperial Valley Wealth Management. Elder serves on the board of the United Way of Yuma County and is involved in multiple business ventures, including ownership of commercial buildings and a tax preparation company. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, institutions, and corporations through over 600 advisors. The firm manages discretionary portfolios using model strategies supported by in-house and third-party resources, with a focus on retirement-plan services and institutional solutions.

Wealth management Tax-loss harvesting Options & derivatives strategies Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Thomas R

Series 63, Series 65

Yuma, AZ

CWM, LLC

Thomas Rush is a financial advisor with CWM, LLC, holding Series 63 and Series 65 licenses and 32 years of industry experience. His career includes roles at LPL Financial, Private Advisor Group, and Yuma & Imperial Valley Wealth Management. Outside of advising, he serves on multiple nonprofit boards including the Rio Colorado Chapter Historical Board and the Education Foundation of Yuma, and is involved in managing a local food truck business. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, corporations, and institutions through a large network of advisors. The firm offers a range of portfolio management and retirement plan services, employing a discretionary investment approach with an in-house committee that integrates fundamental and technical analysis, third-party sub-advisors, and customization tools.

Wealth management Tax-loss harvesting Options & derivatives strategies Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Zeke G

Series 65

Yuma, AZ

CWM, LLC

Zeke Guerrero is a financial advisor with CWM, LLC, holding a Series 65 designation and having two years of industry experience. He has worked at CWM, LLC since 2024 and has prior experience with Yuma & Imperial Valley Wealth Management and Yuma Investment Group Wealth Management. Outside of advising, he is involved with Arizona State University and the Southwest Cactus Association. CWM, LLC is an SEC-registered investment adviser serving a wide range of clients including individuals, high-net-worth families, foundations, endowments, corporations, and institutions through over 600 advisors. The firm employs a discretionary investment approach using model portfolios managed by an in-house Investment Committee and offers diversified services such as portfolio management, financial planning, retirement plan solutions, sub-advisory services, and access to alternative investments.

Wealth management Tax-loss harvesting Options & derivatives strategies Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Krystle M

Series 65

Yuma, AZ

CWM, LLC

Krystle Mayorga is a financial advisor with CWM, LLC holding a Series 65 credential and three years of industry experience. She has previously worked at Yuma Investment Group Wealth Management and Advanced Benefits Consulting. In addition to her advisory role, Mayorga is a licensed real estate agent with Keller Williams Realty, focusing on facilitating land and property transactions. CWM, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, high-net-worth families, foundations, endowments, corporations, and institutions. The firm manages accounts primarily on a discretionary basis using model portfolios and offers a range of services such as portfolio management, financial planning, sub-advisory, and retirement-plan programs.

Wealth management Tax-loss harvesting Options & derivatives strategies Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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John D

Series 65

Yuma, AZ

CWM, LLC

John Durazo is a Series 65-licensed financial advisor at CWM, LLC with three years of industry experience. He previously worked at Yuma Investment Group Wealth Management and has held roles in education and local business organizations. Outside of advising, he serves as an education coordinator for a business referral network and works as an insurance agent selling life, health, disability, annuities, and long-term care products. CWM, LLC is an SEC-registered investment adviser that serves individuals, families, foundations, endowments, corporations, and institutions through a network of over 600 advisors. The firm manages primarily discretionary accounts using model portfolios with fundamental and technical analysis, third-party sub-advisors, and customization tools, emphasizing fiduciary processes and comprehensive retirement plan services.

Wealth management Tax-loss harvesting Options & derivatives strategies Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Mudith N

Series 66

Yuma, AZ

Empower Advisory Group

Mudith Nair is a financial advisor with Empower Advisory Group in Yuma, AZ, holding a Series 66 license and one year of industry experience. Prior to joining Empower Advisory Group, Mudith worked at 1st Bank Yuma/OneAZ Credit Union and Charles Schwab. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders, using an integrated service model aligned with Empower’s recordkeeping and administrative platforms.

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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Joe L

Series 63, Series 65

Yuma, AZ

Eagle Strategies (NY Life)

Joe Lau is a financial advisor with Eagle Strategies (NY Life) based in Yuma, AZ. He holds Series 63 and Series 65 licenses and has 34 years of industry experience. Lau has been affiliated with New York Life Insurance Company and Nylife Securities Inc. since 1989. He is also appointed with outside insurance carriers for brokering non-registered investment-related insurance products. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers multiple program types and emphasizes tailored recommendations, with a majority of its assets managed on a non-discretionary basis.

Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy General retirement planning Retirement income strategy Founder/Business Owner Executive
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Melissa S

Series 63, Series 66

Yuma, AZ

LPL Financial

Melissa Short is a financial advisor with LPL Financial in Yuma, Arizona, holding Series 63 and Series 66 registrations and 10 years of industry experience. She previously worked at Ameriprise Financial Services from 2016 to 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies across various account types.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Mai L

CFP®, Series 66

Yuma, AZ

Edward Jones

Mai Luc is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at Edward Jones since 2016. He is also involved as an English editor for ButTre Magazine, a nonprofit Vietnamese cultural publication, where he occasionally writes and edits cultural articles. Edward Jones is a full-service wealth management firm serving over four million clients, including individual, institutional, and charitable organizations. The firm offers a broad range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Bretina D

Series 66

Yuma, AZ

Ameriprise

Bretina Deanda is a financial advisor at Ameriprise with 14 years of industry experience and holds a Series 66 designation. She has worked at Ameriprise since 2021, with prior roles at Deason Garner & Hansen, Synergy Services Inc, Lydia Padilla, and Wells Fargo entities dating back to 1999. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written retirement income recommendations and ongoing tax-aware withdrawal strategies. The firm uses a centralized team and a combination of proprietary research and third-party data for its planning approach, with enrollment requirements tied to minimum investable assets and integration with Ameriprise-managed accounts.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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Brian B

Series 66

Yuma, AZ

Edward Jones

Brian Butcher is a financial advisor with Edward Jones in Yuma, AZ, holding a Series 66 designation and 20 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies and operating under a fiduciary standard. The firm is notable for its large national network of advisors and branch offices, as well as its affiliated capabilities such as trust services and proprietary mutual funds.

Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy Divorce financial planning Family Business General estate planning guidance Founder/Business Owner
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Wendy S

Series 66

Yuma, AZ

Edward Jones

Wendy Steward is a Series 66-licensed financial advisor with Edward Jones, based in Yuma, AZ, and has six years of industry experience. Before joining Edward Jones in 2020, she worked at Yuma Endoscopy Center and Yuma Gastro, LLC. She is the founder and president of Friends of Lower Colorado River, a nonprofit organization focused on maintaining cleaner waterways. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over 23,700 financial advisors and approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Retirement plans for business owners (SEP, solo 401k) Divorce financial planning Military & Veterans Women Professionals
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Daniel M

PFS™, Series 63, Series 66

Yuma, AZ

LPL Financial

Daniel Misenhimer Jr. is a financial advisor with LPL Financial, holding the PFS™ designation along with Series 63 and Series 66 licenses. He has 25 years of industry experience, including prior roles at Ameriprise Financial Services and 1st Global Advisors. Outside of his advisory work, he manages a business involved in tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of investment solutions, including model portfolios, third-party asset management, and institutional platforms, supported by advanced advisor-facing tools.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Schuyler W

Series 63, Series 65

Yuma, AZ

Wells Fargo Advisors

Schuyler White is a financial advisor with Wells Fargo Advisors in Chula Vista, CA, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. His prior roles include positions within Wells Fargo Clearing and Wells Fargo Advisors LLC dating back to 2009. Outside of his advisory work, he owns and manages a non-investment business involving the rehabilitation and sale of vintage Land Cruisers. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a comprehensive planning menu tailored to clients meeting net-worth thresholds, incorporating specialized services such as business-owner transition and special-needs planning.

Divorce financial planning Planning for children with special needs Business exit / sale strategy Cash flow / budgeting Founder/Business Owner
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Andrea B

CFP®, Series 66

Yuma, AZ

Cetera

Andrea Bereznak is a CFP® professional with 11 years of industry experience, currently advising at Cetera. Her prior experience includes roles at Voya Financial Advisors, Ameriprise Financial Services, and LPL Financial. Outside of financial advising, she teaches yoga, meditation, and sound bath classes in the Yuma community. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering diverse portfolio management and financial planning services through a large network of independent advisors. The firm employs a multi-manager platform allowing advisors to use affiliated and third-party models or construct customized strategies.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Helen T

Series 66

Yuma, AZ

LPL Financial

Helen Tanner is a financial advisor at LPL Financial with 10 years of industry experience. She holds a Series 66 designation and previously worked at Ameriprise and Ameriprise Financial Services, Inc. Helen also operates CPA Financial Advantage, P.C., a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Tax-loss harvesting Annuities Retired Founder/Business Owner Executive
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Maria R

Series 66

Yuma, AZ

Edward Jones

Maria Reed is a financial advisor with Edward Jones, holding a Series 66 designation and three years of industry experience. She has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm that serves more than four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment strategies and operates under a fiduciary standard.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Angela M

Series 66

Yuma, AZ

Edward Jones

Angela Mitchell is a financial advisor at Edward Jones with 16 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2010. Outside of her advisory role, she manages the maintenance of a residential rental property in Kansas City. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a large network of financial advisors and branch offices nationwide.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Brannick H

CFP®, Series 66

Yuma, AZ

Edward Jones

Brannick Harris is a CFP® professional with seven years of industry experience, currently advising clients at Edward Jones since 2018. His prior work includes roles at Qkids English, C&D Southwest Lumber Corporation, and New Mexico State University. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Retirement income strategy General retirement planning Wealth management General estate planning guidance Retired Founder/Business Owner Executive
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Jacob E

CFP®, CFA®, Series 63, Series 65

Yuma, AZ

Edward Jones

Jacob Echols is a financial advisor with Edward Jones in Yuma, AZ, holding CFP® and CFA® designations and 11 years of industry experience. He previously worked at Charles Schwab from 2014 to 2018 before joining Edward Jones in 2018. Outside of advising, Echols is involved in hay farming in the Yuma area. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,000 advisors and is notable for its extensive retail presence and affiliated capabilities beyond advisory services.

Retirement income strategy Early retirement planning Business ownership considerations Business succession planning General estate planning guidance Founder/Business Owner Intergenerational Families
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Michael W

Series 63, Series 65

Yuma, AZ

Cetera

Michael Weiser is a financial advisor at Cetera with 17 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Thrivent Financial, Transamerica Financial Advisors, and World Financial Group. Outside of his advisory role, he is the owner of Eden Wealth Management and works as an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services across multiple program structures and custodial relationships.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Jason T

Series 66

Yuma, AZ

Edward Jones

Jason Taylor is a financial advisor at Edward Jones in Yuma, AZ, with 21 years of industry experience. He has been with Edward Jones since 2008 and holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Valarie D

Series 66

Yuma, AZ

Edward Jones

Valarie Donnelly is a Series 66 licensed financial advisor with Edward Jones, based in Yuma, AZ, and has six years of industry experience. Prior to joining Edward Jones in 2019, she worked for the Western Arizona Council of Governments for five years. Donnelly serves as a trustee of the Sturges Charitable Trust and is a member of the Arizona Community Foundation Professional Advisory Board. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies, including discretionary and non-discretionary advisory programs. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices across the United States.

Multi-generational wealth transfer Founder/Business Owner LGBTQIA Intergenerational Families Young Professionals
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Lydia P

Series 63, Series 65

Yuma, AZ

Ameriprise

Lydia Padilla is a financial advisor at Ameriprise with 27 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Padilla manages Padvic LLC, an IRA LLC used for investing in real property and personal loans. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement, combining research, modeling, and tax-efficient strategies to provide tailored recommendation reports primarily for clients with substantial investable assets.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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Alma U

Series 66

Yuma, AZ

Edward Jones

Alma Urias is a financial advisor with Edward Jones in Yuma, AZ, holding a Series 66 designation and three years of industry experience. Her work history includes roles at Edward Jones and Wells Fargo, with additional periods outside the industry. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Cam C

Series 66

Yuma, AZ

Edward Jones

Cam Cong is a financial advisor at Edward Jones with 10 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offers both discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and tax-efficient services.

General retirement planning Wealth management Passive / index investing Retired Founder/Business Owner Executive Young Professionals
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Melissa M

Series 63, Series 65

Yuma, AZ

Cetera

Melissa Mayer is a financial advisor with Cetera, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. She has been associated with multiple Cetera entities since 2002 and worked at First Allied Securities from 2002 to 2022. Outside of her advisory role, she is involved in direct marketing sales of cosmetics through an online platform called YOUNIQUE PRODUCTS. Cetera Investment Advisers LLC operates as a multi-manager platform serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services, utilizing a range of program structures and affiliated and third-party investment managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Saul U

Series 66

Yuma, AZ

Ameriprise

Saul Unzueta is a financial advisor with Ameriprise in Yuma, AZ, holding a Series 66 designation and beginning his advisory career in 2025. He previously worked at Wells Fargo Bank NA for 12 years. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Retirement income strategy Income planning Social Security optimization Retirement withdrawal strategies Approaching retirement
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Sarah R

CFP®, Series 66

Yuma, AZ

Edward Jones

Sarah Ramirez is a CFP® professional with 10 years of experience in the financial services industry, currently serving as a financial advisor at Edward Jones since 2016. She is also president of SNR LLC, a separate advisory business based in Yuma, AZ. Edward Jones is a full-service wealth management firm that serves more than four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Business ownership considerations General retirement planning Founder/Business Owner Hispanic/Latino/Latinx Intergenerational Families LGBTQIA
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