James Mahaney is a ChFC® with three years of experience at Mavericus Retirement Services LLC and 25 years previously at Prudential Financial. He is the owner of FinLit Solutions, LLC, a financial education business focused on improving public financial literacy. Mavericus Retirement Services LLC provides flat-fee, advice-only financial planning specializing in retirement income design through virtual engagements. The firm emphasizes modern portfolio theory, asset allocation, and low-cost passive investments while avoiding portfolio management and percentage-of-assets fees.

Joshua Henry is a CERTIFIED FINANCIAL PLANNER™ professional and holds a Series 65 license with eight years of industry experience. He is the sole advisor at Meridian Financial Advisory LLC, where he has worked since 2017. Prior to that, he was self-employed from 2013 to 2017 and spent a year at Bay Path University. Meridian Financial Advisory LLC serves individual investors and qualified retirement plans, offering discretionary portfolio management and comprehensive financial planning. The firm employs a tactical allocation strategy that incorporates fundamental, technical, and cyclical analysis across a diverse range of securities and investment instruments.

Elbert Smalls is the sole advisor at Winyah Financial Services, LLC in Georgetown, SC, holding Series 63 and Series 65 licenses with 30 years of industry experience. He has been with the firm, formerly known as Sun Financial Services, Inc., since 1988. Outside of advisory services, Smalls also works as an independent insurance agent, handling insurance and annuity transactions. Winyah Financial Services provides investment supervisory services and consulting to individual clients, focusing on individualized portfolio management along with estate, retirement, and insurance-related advice. The firm employs fundamental analysis and a long-term purchase strategy, offering primarily non-discretionary engagements with ongoing monitoring and at least quarterly reviews.

Robert Mclemore is a financial advisor at Abbot Financial Management, Inc. with 42 years of industry experience. He has been with the firm since 2000 and holds Series 63 and Series 65 designations. Abbot Financial Management provides discretionary investment management, financial and estate planning, retirement plan consulting, and trustee services to individuals, families, trusts, retirement plans, and charitable organizations. The firm constructs customized portfolios using various securities and operates under discretionary authority, serving both individual and institutional retirement-plan clients.

Jeffrey Wildes is a CFP® professional with 26 years of industry experience, currently serving at Wildes Financial Strategies, Inc. since 2012. He previously worked with Raymond James Financial Services from 2012 to 2017. Outside of advising, he co-manages a family-owned property through a partnership. Wildes Financial Strategies provides investment advisory and portfolio management services primarily to individual clients, including high net worth individuals, as well as pension plans, charitable organizations, and businesses. The firm manages approximately $117 million in discretionary assets across about 360 client accounts and sponsors its own wrap-fee program, employing a mix of technical and fundamental analysis along with modern portfolio theory in client portfolio management.

William Hardwick is a Series 65-licensed advisor at Hardwick Capital Management, LLC with one year of experience in the financial industry. His background includes teaching positions at Clemson University, Montreat College, and local schools from 2016 to 2025. Hardwick Capital Management provides discretionary investment supervisory services, financial planning, and consulting to individual clients and charitable organizations. The firm’s investment approach incorporates both fundamental and technical analysis, mutual fund and ETF evaluation, and employs a range of trading strategies with regular portfolio reviews.

William Hardwick is a financial advisor with Hardwick Capital Management, LLC and holds a Series 63 designation. He has 27 years of industry experience and has been with Hardwick Capital Management since 2003. Hardwick Capital Management, LLC is a state-registered investment adviser serving individual clients, including high-net-worth individuals, and charitable organizations. The firm provides discretionary portfolio management, financial planning, and consulting services, employing a mix of fundamental and technical analysis with an emphasis on asset allocation.

Nancy Fellinger is a CFP® and ChFC® with 31 years of experience in the financial services industry. She has been with Sensible Money, LLC since 2018 and previously worked at Coburn & Meredith, Inc for nine years. Sensible Money, LLC is an independent SEC-registered advisory firm that provides financial planning and discretionary investment management primarily to individual clients, including those approaching or in retirement. The firm uses liability-driven investing and modern portfolio theory to tailor diversified portfolios, often incorporating bond ladders and buy-to-maturity strategies, and manages household-level portfolios with individualized trade execution.

Kathryn Vause is a financial advisor with First Citizens Investor Services, Inc. She holds Series 63 and Series 66 designations and has eight years of industry experience. Kathryn has worked within the First Citizens organization since 2015, including roles at First Citizens Bank and First Citizens Asset Management. First Citizens Investor Services, Inc. offers investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, charitable organizations, pension plans, and business entities. The firm’s approach combines client assessments with risk- and outcomes-based asset allocation, discretionary management, and third-party managers, supported by technology-driven portfolios and tax-aware strategies.

Steven Bellina is a financial advisor with Principal Advised Services, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His career includes roles at Principal Financial Services and Wells Fargo Clearing Services. He also serves as a retirement consultant providing one-on-one investment advice to Principal retirement plan participants. Principal Advised Services offers investment advice and related services primarily to retirement plan participants and retail IRA clients, delivering both non-discretionary recommendations and a discretionary wrap-fee investment management program called SimpleInvest. The firm integrates third-party and proprietary models and operates as part of the Principal Financial Group, providing access to affiliated products and coordinated support services.

Corbett Mc Kinney is a CFP® with four years of industry experience, currently serving as a financial advisor at Facet. His prior roles include positions at OSAIC, Lincoln Financial Advisors Corporation, and Wildes Financial Strategies, Inc. Mc Kinney also worked as a financial planning analyst with The Next Level Planning Group, assisting planners with client planning and maintenance. Facet serves individual members across a broad range of wealth levels, offering tiered, subscription-based financial planning and investment services. The firm emphasizes holistic financial planning and discretionary asset allocation, primarily using ETFs, and operates at scale with approximately 88 advisors and $7.6 billion in discretionary assets under management.

Michael Turner is a financial advisor with Virtue Capital Management, LLC, holding Series 63 and Series 65 designations and 19 years of industry experience. He has worked at multiple firms, including Charlotte Risk and Virtue Capital Management, since 2015. Outside of advising, he is involved with Charlotte Risk, a business that sells insurance products. Virtue Capital Management, LLC is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, corporations, and qualified plans. The firm combines tactical, strategic, and dynamic investment strategies with quantitative analysis and third-party manager selection, offering both discretionary and non-discretionary portfolio management along with financial planning and client education.

George Magas is a financial advisor with Tucker Asset Management LLC, holding a Series 65 license and two years of industry experience. He has been the owner of George S. Magas, CPA, PC since 1990, providing tax services and representing clients before the IRS. Additionally, he works as an independent insurance agent. Tucker Asset Management serves individual and high-net-worth clients, as well as foundations, trusts, estates, and charitable organizations. The firm offers discretionary investment management, model-portfolio solutions, financial planning, and retirement plan advisory, employing a top-down, macroeconomic asset-allocation process that includes alternative investments and third-party managers.

F. Houghton Phillips II is a financial advisor at Janney Montgomery Scott with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill and Bank of America prior to joining Janney in 2020. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse range of clients including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, consulting, and various advisory programs.

Niccolo Parisi is a financial advisor at Empower Advisory Group with six years of industry experience. He holds a Series 66 designation and has worked at firms including Fidelity Investments and Merrill. Outside of finance, Parisi has experience in small business operations and local educational institutions. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated model combines proprietary and third-party methodologies focused on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Shane O'Brien is a financial advisor at Janney Montgomery Scott with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Janney since 2017. Prior to joining Janney, he worked at Morgan Stanley and Morgan Stanley Private Bank from 2015 to 2017. O'Brien serves as a board member for homeowners associations in both Old Lyme, CT, and Pawleys Island, SC. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate clients, and charitable organizations, providing a range of brokerage, financial planning, and advisory services.

James Routhier is a financial advisor at Janney Montgomery Scott with 36 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Janney Montgomery Scott since 2016. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage, financial planning, and advisory services.

John Pavia is a financial advisor with Empower Advisory Group in Murrells Inlet, SC, holding Series 63 and Series 65 licenses and having 14 years of industry experience. He has worked at Gwfs Equities, Inc. since 2017. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering services integrated with Empower’s recordkeeping and administrative platforms that include point-in-time financial plans and optional managed account solutions.

Steven Gallo Sr. is a financial advisor with Kestra Advisory who holds the PFS™ and Series 63 credentials and has 30 years of industry experience. He has been with Kestra Advisory since 2016 and also has longstanding roles at Kestra Investment Services, LLC and US Financial Services, LLC. Outside of his advisory work, he is a partner in a real estate business and serves as a trustee for a family trust. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients, including large plan sponsors. The firm offers fiduciary consulting, plan design, investment advice, and employee education, serving clients that include sovereign wealth funds and other institutional investors.

Michael Cunia is a Series 66-licensed advisor at Empower Advisory Group with one year of industry experience. His prior work includes a year at Northwestern Mutual and five years with Wicked Tuna. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through integrated platforms that emphasize long-term portfolio returns and clients’ savings rates.