Ray Schoonover is the sole advisor at S2O Capital Management, an independent firm based in Steamboat Springs, Colorado. He holds Series 63 and Series 65 licenses and has 41 years of industry experience. Schoonover has led S2O Capital Management since its founding in 2012. S2O Capital Management provides discretionary portfolio management and investment advice to individuals, high-net-worth clients, trusts, estates, charitable organizations, and corporations. The firm utilizes a blend of fundamental, technical, and charting analysis combined with probability studies, implementing long-term equity positions alongside active derivative strategies to generate income and manage risk.

Mark Genereux is the sole advisor at Genereux Investment Management, Inc., an independent firm based in Steamboat Springs, CO. He holds Series 63 and Series 65 designations and has 25 years of industry experience, having led his firm since 2000. Genereux Investment Management provides discretionary investment management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, foundations, charitable organizations, and certain institutional clients. The firm specializes in asset allocation and risk management, implementing portfolios with ETFs, mutual funds, separately managed accounts, and individual securities under a discretionary and continuously monitored approach, including the use of overlay and hedging strategies for select clients.

Paul Spraycar is a financial advisor at Upper Basin Capital, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has prior work history at The Nature Conservancy from 2013 to 2019. Spraycar is also a member of Upper Basin Trading, LLC, where he manages securities to profit from short-term market movements. Upper Basin Capital, LLC provides discretionary asset management for institutional and individual investors, focusing on tailored portfolio management that addresses income generation, capital preservation, and liquidity. The firm employs a systematic, quantitative investment approach emphasizing short- and medium-term option strategies alongside cash instruments and ETFs.

David Shepard is a Series 65-licensed financial advisor with 13 years of industry experience. He has been with Callahan Capital Management since 1993. Outside of his advisory role, he is the owner of CALCAP, LLC, a non-investment-related business in Steamboat Springs, Colorado. Callahan Capital Management provides discretionary and non-discretionary investment management, financial planning, and retirement-plan advisory services to individuals, families, trusts, retirement plans, corporations, and charitable foundations. The firm emphasizes strategic asset allocation and long-term holdings, utilizing a range of investment vehicles and incorporates financial planning into its advisory relationships.

John Schibli Jr. is a financial advisor at Lane Generational LLC with seven years of industry experience. He holds the Series 66 designation and has worked at Lane Generational since 2020, with prior experience at Raymond James & Associates. Outside of his advisory role, he is the co-founder and CEO of Wreath, Inc., a digital card sharing platform. Lane Generational LLC provides discretionary investment management, financial planning, and consultative services to individuals, charitable trusts, foundations, and investors in its private fund. The firm emphasizes model-based, long-term equity strategies primarily using ETFs, alongside diversified instruments and customized allocations for clients with substantial assets.

Harold Kirschner is a CFP® with 27 years of industry experience. He has worked at Callahan Capital Management since 2023 and previously spent 19 years at Sharkey, Howes & Javer, Inc. His credentials include the Series 65 license. Callahan Capital Management provides investment management, financial planning, and retirement-plan advisory services to individuals, families, trusts, retirement plans, corporations, and charitable foundations. The firm emphasizes strategic asset allocation and long-term holdings across a broad range of investment vehicles and incorporates financial planning into its advisory relationships.

Richard Keating is a CFA® charterholder and holds a Series 65 license with 13 years of industry experience. He has been with Keating Investment Counselors Inc since 2015, serving as an advisor for the firm’s full history. Keating Investment Counselors provides discretionary and non-discretionary portfolio management and advisory consulting primarily for individual and high-net-worth clients, as well as trusts, estates, and pension/profit-sharing plans. The firm follows a long-term growth-at-a-reasonable-price investment philosophy emphasizing fundamental analysis, selective charting, and a focus on dividend-paying large- and mid-cap stocks, while also managing an active ETF as a sub-adviser.

Daniel Lovett is a CFP® with 18 years of experience in financial advisory and over 28 years as a CPA operating his sole proprietorship. He has led Lovett Investment Consulting LLC since 2007, serving clients from Steamboat Springs, CO. Lovett maintains an active accounting practice alongside his advisory work. Lovett Investment Consulting provides family-office style investment advisory services to a select group of high-net-worth families and related entities, focusing on strategic asset allocation using mutual funds, ETFs, third-party managers, and limited individual securities. The firm’s integrated approach includes periodic portfolio reviews informed by valuation metrics and close affiliation with accounting services.

John Mc Collum is a Series 65-credentialed financial advisor at Callahan Capital Management in Steamboat Springs, Colorado, with eight years of industry experience. He has been with Callahan Capital Management since 2014. Callahan Capital Management provides discretionary and non-discretionary investment management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, high-net-worth families, estates, trusts, corporations, and charitable foundations. The firm emphasizes strategic asset allocation and long-term holdings across various investment types and incorporates financial planning and retirement services into its advisory relationships.

Michael Oconnor is a financial advisor at Windham Financial Services, Inc. in Steamboat Springs, CO, holding Series 63 and Series 65 licenses with 43 years of industry experience. He has been with Windham Financial Services since 2005. Windham Financial Services provides discretionary portfolio management and investment consulting to individuals, retirement and profit-sharing plan participants, trusts, business entities, and institutional clients. The firm uses a combination of quantitative models, charting, fundamental and technical research, and active derivatives strategies, including structured ETFs and options, to manage risk and pursue tactical opportunities.

Paul Mendelsohn is a financial advisor at Windham Financial Services, Inc. in Steamboat Springs, Colorado, with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Windham Financial Services since 1983. Windham Financial Services offers discretionary portfolio management and investment consulting to individuals, retirement and profit-sharing plan participants, trusts, business entities, and institutional clients. The firm employs a quantitative, model-driven investment process combined with fundamental and technical research, utilizing a range of instruments including stocks, bonds, mutual funds, ETFs, and option strategies, with an emphasis on active derivatives and structured ETF use for hedging and income.

Samuel Jones is a financial advisor at AlphaCore Capital LLC with 27 years of industry experience. He previously worked for All Season Financial Advisors, Inc. for 29 years before joining AlphaCore in 2024. Outside of his advisory role, he is the managing member of Round House Ventures LLC. AlphaCore Capital LLC is an independent wealth advisory firm serving individual, high-net-worth, entity, and institutional clients. The firm focuses on comprehensive wealth planning and investment management, offering both traditional and alternative investment strategies alongside services such as tax preparation and ERISA retirement plan advisory.

Michael Ovshak is a CFP® professional with 35 years of industry experience, currently affiliated with Commonwealth Financial Network. He has been a principal and 50% owner of FPS Financial, Inc., where he also serves as president. In addition to his advisory work, he is a notary public. Commonwealth Financial Network is a national registered investment adviser supporting approximately 2,950 advisors with a variety of advisory programs and services. The firm provides operational, trading, compliance, and technology support, while offering advisors discretion to construct client portfolios from a broad range of securities and insurance products.

Matthew Richeda is a CFP® with 31 years of experience in the financial industry. He is currently with Rockefeller Financial LLC, where he has worked since 2019, and previously held positions at Bank of America, N.A. and Merrill. His credentials also include Series 63 and Series 65 licenses. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer providing securities transactions, variable insurance products, and placement and investment banking services.

Emily Fortson is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 66 licenses and possessing 24 years of industry experience. She has been with Valic Financial Advisors since 2010 and also works with Agia. Outside of her advisory role, she is involved in residential property management and development in Steamboat Springs, Colorado, including co-owning a company that builds and rents homes. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

Aaron Colby is a Series 65-licensed financial advisor with LPL Financial, based in Steamboat Springs, Colorado. He has 11 years of industry experience and has been with LPL Financial since 2014. In addition to his role at LPL, he has been associated with A Scott Colby PC since 2006. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors and managing more than $819 billion in discretionary assets.

Ian Anderson is a financial advisor at Fidelity with 30 years of industry experience. He holds Series 63 and Series 66 designations and has been affiliated with Fidelity Brokerage Services and Fidelity Investments since 2013. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios built from mutual funds, ETFs, and ETPs.

Jeanne Boisen Baum is a CFP® and holds a Series 66 license, with 19 years of industry experience. She has been with Cambridge Investment Research Advisors since 2018, following 11 years at Heritage Financial Services, Minnesota Life Insurance Company, and Securian Financial Services. Baum also operates Baum Financial Consulting, providing financial consulting services related to insurance, benefits, and human resources. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services through a network of independent Financial Professionals, utilizing multiple platform arrangements and both proprietary and third-party investment strategies.

Eugene Bridgewater is a financial advisor with Raymond James Financial, holding a Series 66 designation and bringing 12 years of industry experience. He has worked with Raymond James since 2022 and previously spent nine years at Edward Jones. Outside of his advisory role, Bridgewater serves as CEO of LongView Financial Partners, a full-service wealth advisory office, and is a board member and chair of the Investment Committee at Walsh University. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and nonprofit clients. The firm focuses on non-discretionary planning tailored to client goals through detailed analytical tools and supports municipal and public finance work through unique affiliations.

Donald Haubert is a financial advisor at LPL Financial with 18 years of industry experience. He has worked at LPL Financial since 2017 and previously held roles at Janus Management Holdings Corp, Janus Distributors LLC, and Merrill. Outside of his advisory work, he operates Sleeping Giant Financial Services, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors and utilizes a variety of portfolio strategies supported by advanced operational and research tools.

Christopher Puckett is a Series 66-licensed financial advisor at Edward Jones with 18 years of industry experience, having been with the firm since 2007. He is based in Steamboat Springs, CO. Outside of his advisory role, he is an LLC member of American Woman Whiskey, a wholesaling business in Steamboat Springs. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,000 financial advisors and more than 15,000 branches.

Stephen Zarlengo is a financial advisor at Edward Jones with 10 years of industry experience and holds a Series 66 credential. He has operated Premier Property Management of Steamboat, LLC since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers diverse advisory programs and investment options through a nationwide network of more than 23,700 financial advisors.

Blair Labaree is a financial advisor at Edward Jones with five years of industry experience. Prior to joining Edward Jones in 2021, Blair worked at VF Corporation for ten years. Blair holds the Series 66 credential. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Carter Norris is a financial advisor at Edward Jones with one year of experience in the industry. He holds the Series 66 designation and previously worked at SCA Transaction Services LLC, RSM US LLP, and PwC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices.

Selina Heintz is a financial advisor with Wells Fargo Clearing who holds a Series 66 designation and has six years of industry experience. Prior to joining Wells Fargo Clearing in 2020, she worked for The Home Ranch for 14 years. She serves on the Board of Trustees for Steamboat Mountain School, where she participates in meetings and reviews financial statements and school policies. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets with more than 14,000 advisors and utilizes research and analytics to support investment decisions.

Jessica Koppe is a financial advisor with Edward Jones in Steamboat Springs, CO. She holds the CFP®, ChFC®, and Series 66 designations and has 15 years of experience at Edward Jones. Outside of her advisory work, she provides financial planning and coaching through the Western Slope Opportunity Program with United Way. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets and is notable for its extensive national network of advisors and branches, as well as its affiliated capabilities including a trust company and securities-based lending.

Melanie Mcdaniel is a financial advisor with LPL Financial in Steamboat Springs, Colorado, holding Series 65 and Series 63 licenses and bringing 21 years of industry experience. She has been with LPL Financial since 2006. Outside of her advisory role, she is a licensed notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing both proprietary and third-party investment strategies, supported by technology tools for operational and research purposes.

Tobey Mahon is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Edward Jones since 2013. Based in Steamboat Springs, CO, he also coaches a youth sports club in the local community. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management, supported by a nationwide network of more than 23,700 advisors. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Cole Puckett is a financial advisor at Edward Jones in Steamboat Springs, CO, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Steamboat Springs Winter Sports Club, Instant Offer Furniture, Brothers BBQ, Trident Seafoods, and Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management and operates through a nationwide network of advisors and branch offices.

Laura Cusenbary is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Advisors LLC from 2011 to 2016 before joining Wells Fargo Clearing in 2016. In addition to her advisory role, she owns Outside Edge Marketing Group, a marketing consulting business based in Steamboat Springs, Colorado. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions, managing roughly $671 billion in assets with more than 14,000 financial advisors nationwide.

Brayden Jerde is a CFP® professional with three years of industry experience, currently affiliated with LPL Financial since 2022. His prior work history includes roles at SmartKit, Power Motive Corporation, Sandridge Energy, and Baker Hughes. Outside of his advisory role, he is a business owner of Ascent Living LLC in Steamboat Springs, CO. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools for operational and research purposes.

Dylan Erhart is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and 18 years of industry experience. He has been with Wells Fargo in various capacities since 2011. Outside of his advisory work, he serves as treasurer for the Steamboat Springs Youth Baseball Association and assists with finance activities for an interior design and real estate business owned by his spouse. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute with third-party analytics to support its diversified investment approach.

Amelia Carlson is a financial advisor with Edward Jones in Steamboat Springs, Colorado, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, she worked at Ruby Ribbon and spent ten years at Steamboat Veterinary Hospital, PC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Andrea Gittleson is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo in 2023, she worked at Edward Jones for five years. Outside of her advisory role, she co-owns Sunset Valley Meats LLC, a cattle-raising and beef-selling business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Stephen Kragen is a financial advisor at Raymond James & Associates with four years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Parametric Portfolio Associates, and Washington State University. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting through a variety of portfolio management styles and affiliated research resources.

Daniel Sturges is a CFP® with 26 years of experience in the financial industry, currently affiliated with Wells Fargo Clearing since 2016. His career includes previous roles at Wells Fargo Advisors and Ameriprise, spanning over a decade. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Scott Minnig is a financial advisor with Ameriprise in Steamboat Springs, Colorado, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliate since 2003. Outside of his advisory role, Minnig is the owner of Pure Wealth, Inc., a personal service corporation, and volunteers providing pro bono financial planning to cancer patients through the Angel Foundation's Financial Cancer Care program. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, delivering tailored recommendation reports that integrate research, modeling, and tax-efficient strategies. The firm combines algorithmic automation with advisor oversight and provides a broad range of advisory, brokerage, and insurance solutions.

David Lamb is a CFP®-certified financial advisor with Edward Jones in Steamboat Springs, CO, where he has worked since 2008. He has 17 years of industry experience. Outside of his advisory role, he owns and manages an agricultural business, Dream Waters Ranch LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large nationwide network of financial advisors and branch offices.

Erin Newlin is a financial advisor at Edward Jones with 14 years of industry experience. She previously worked at Merrill Lynch for five years and spent six years in the New Canaan School System. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment options, including tax-efficient strategies and affiliated mutual funds.