John Moss is a CFP® professional with 24 years of industry experience, currently serving as the sole advisor at JTM Wealth Management, Inc. He has been with the firm since its founding in 2016. In addition to his financial advisory role, Moss is a licensed CPA who provides tax preparation and accounting services through a separate business he owns. JTM Wealth Management is an independent, single-advisor firm that primarily serves individual clients with discretionary portfolio management and financial planning. The firm utilizes a long-term, Modern Portfolio Theory–based investment approach with diversified, model-based portfolios tailored to clients’ risk tolerance and objectives.

Michael Margarites is a CFP® professional with 39 years of industry experience, currently affiliated with Oppenheimer. He has been with Fahnestock & Co. Inc., a subsidiary of Oppenheimer, for 23 years. Oppenheimer is a registered investment adviser and broker-dealer serving individuals—including high net worth clients—as well as corporations, pension plans, charitable organizations, and IRAs. The firm offers a broad range of programs and services with both discretionary and non-discretionary management, combining strategic asset allocation, manager selection, and consulting tailored to client objectives.

Lauren Healey is a financial advisor at UBS Financial Services with nine years of industry experience. She holds a Series 66 designation and has worked at UBS and Merrill prior to her current role. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services, delivering advisory work supported by proprietary research and model-based asset allocations.

George Telles is a financial advisor with LPL Financial, holding a Series 63 license and 39 years of industry experience. He has been with LPL Financial and its predecessor entity since 1991, totaling 35 years at the firm. Outside of advisory services, he has operated a real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, portfolio programs, third-party asset management, and institutional platforms, supporting a wide range of investment strategies implemented by its network of over 22,000 advisors.

David Hollenbaugh is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with UBS since 2016. He serves as a trustee on several life insurance trusts associated with a business partner. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary capital market assumptions and research to tailor plans according to client goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Jon Dayton is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and possessing 39 years of industry experience. His career includes 17 years at Merrill and 10 years at Bank of America, N.A. He is also involved with Hendy Dayton Coaching LLC, where he assists with tax preparation and government filings. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, supported by extensive research and a variety of portfolio management strategies.

Ronald Reale is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked with Avantax Advisory Services and Avantax Investment Services. Outside of advisory work, he provides tax preparation and general accounting services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options and access to third-party money managers.