Lucas Englehardt is a Series 65 licensed advisor affiliated with Turtle Wealth. He has 18 years of self-employed experience and has been with Turtle Wealth since its founding in 2026. Turtle Wealth is a fee-only registered investment adviser that serves individuals and high-net-worth clients with wealth management and financial planning. The firm’s investment approach uses Modern Portfolio Theory with a mix of passive and active strategies and offers written financial plans alongside group educational seminars.

Micah Moore is a financial advisor with Independent Solutions Wealth Management, LLC, holding Series 63 and Series 65 credentials and seven years of industry experience. He has worked at firms including Cambridge Investment Research Advisors and Mass Mutual Life Insurance Company. Moore is active in community organizations, serving in leadership and auditing roles with the Naples NY Rotary Club and as Vice President of the Board for Rotary Camp Onseyawa. Independent Solutions Wealth Management LLC is an SEC-registered advisory firm serving individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm offers financial planning and portfolio management with an investment process that emphasizes strategic asset allocation and manager selection across a range of risk profiles.

Lauren Heiman is a financial advisor with Allworth Financial, L.P. She holds Series 63 and Series 65 licenses and has 11 years of industry experience. Her prior roles include positions at AW Securities, Private Client Services, and Securities Service Network, among others. Outside of her financial advisory career, she serves as an assistant varsity volleyball coach at Wayland Cohocton Central School. Allworth Financial is a fee-based SEC-registered adviser serving a diverse client base including high-net-worth individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a variety of strategies, including model portfolios and specialized ETF approaches, and integrates technology to manage held-away retirement accounts without client login credentials.

Camilla Merrick is a financial advisor at Key Investment Services LLC with 31 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 66 licenses. Her prior experience includes eight years at M&T Bank and M&T Securities, Inc., and one year at LPL Financial LLC. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs and model portfolios. The firm emphasizes client-directed investment decisions and provides ongoing monitoring while offering access to third-party discretionary managers and supervisory oversight.

Alec Schumacher is a financial advisor with Key Investment Services LLC and holds Series 66 and Series 63 licenses. He has three years of industry experience and previously worked in various roles at KeyBank and other companies, including Fetch Logistics and Shoe Show Inc. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs and investment products. The firm emphasizes client-directed investment choices supported by product due diligence, ongoing monitoring, and collaboration with affiliated entities within the KeyCorp group.

Terry Muchler is a financial advisor with Allworth Financial, L.P. He holds Series 63 and Series 65 credentials and has 35 years of industry experience. His prior roles include positions at Muchler Financial Services and Securities America, Inc. He serves as a Rotary board member and foundation chair in Dansville, NY. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using various model strategies and employs technology solutions to manage held-away employer retirement accounts.

Nicole Jones is a financial advisor with J.W. Cole Advisors, Inc., holding a Series 63 license and 10 years of industry experience. Her previous roles include positions at Ameritas Advisory Services, LLC, Ameritas Investment Corp, and United Professional Advisors. Outside of advisory work, she is involved in insurance sales through Lifetime Planning, Inc. and Fixed Insurance, where she advises clients on life insurance, annuities, disability, and long-term care products. J.W. Cole Advisors is an SEC-registered firm serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm offers portfolio management, financial planning, and access to various managed account solutions, with investment decisions implemented on both discretionary and non-discretionary bases.

Kaelah Granger is a CFP® professional with five years of industry experience, currently with Cetera. She has been affiliated with Cetera and Cetera ADVISORS LLC since 2021. Prior to her financial advisory roles, she worked at the University of Rochester from 2016 to 2024. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and planning services with a multi-manager platform, managing over $256 billion in assets across more than 10,000 advisors.

Michael Ellis is a financial advisor at Fisher Investments with 25 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Fisher Investments in 2021, he worked at TIAA-CREF and Jarred Bunch Consulting, LLC. Fisher Investments serves institutional and private clients worldwide, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment process that integrates quantitative and qualitative research to manage globally diversified portfolios and employs tax-aware strategies and risk management techniques.