Richard Ryan is a Series 66-credentialed financial advisor with 16 years of industry experience. He is affiliated with RDA Financial Network and has held roles at United Planners Financial Services, RJR & Associates LLC, and Yantis and Associates Financial Advisors. Outside of his advisory work, he serves as treasurer on the board of directors for a nonprofit club baseball organization. RDA Financial Network serves both individual and institutional clients, offering investment management, financial planning, and retirement-plan advisory services. The firm utilizes a combination of discretionary portfolio management, third-party sub-advisors, and proprietary strategies overseen by a Wealth Management Committee.

Robert Talbot is a financial advisor with Gradient Advisors, LLC, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Gradient Advisors since 2021 and has prior experience with Ocean Crest Investments and Park Avenue Securities. Talbot is also the Executive Director of Josiah White's Quakerdale Foundation, a nonprofit that grants funds aligned with the founder’s mission. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through third-party money managers and Investment Advisor Representatives, using a largely non-discretionary model that incorporates tools such as the Color of Money Risk Analysis and a blend of fundamental, technical, and cyclical portfolio analysis.

Todd Leet is a financial advisor at Concorde Asset Management, LLC with nine years of industry experience. He previously worked at Thrivent Financial for six years and has served on the board of the Mason City Chamber of Commerce, where he holds the role of DVP of Membership and Community. Additionally, he is a foundation board member at One Vision, contributing to strategic leadership and community outreach. Concorde Asset Management provides portfolio management and financial planning services to individuals, high-net-worth households, corporations, and retirement-plan clients. The firm employs model-based strategies across proprietary and third-party platforms, offering discretionary and non-discretionary management along with ERISA retirement-plan advisory services.

Rachael Swanson is a financial advisor with Commonwealth Financial Network in Mason City, IA. She holds a Series 66 designation and has three years of industry experience. Her prior work includes roles at JP Wealth Advisors, NSB Bank, and First Citizens Bank. Outside of advising, she is also licensed as a residential real estate sales agent with Kelly Real Estate of North Iowa, LLC. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs, including discretionary model portfolios and customized investment solutions, while providing operational, compliance, and practice-management support to affiliated advisors.

Brent Willis is a financial advisor with Principal Financial Services in Mason City, IA, holding Series 63 and Series 65 credentials and having 12 years of industry experience. He has worked with Principal Securities Inc. since 2016 and previously spent a year at Feller & Associates. Outside of his advisory role, Willis co-manages an LLC with his spouse that invests in and manages commercial real estate properties. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charities, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions.

Charles Frein is a financial advisor at Principal Financial Services with 16 years of industry experience. He holds the Series 66 designation and has been with Principal Securities Inc. since 2016. He also has over two decades of experience with Principal Life Insurance Co. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel residing abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Mark Lehmann is a Series 66-credentialed financial advisor with Principal Financial Services, based in Mason City, IA. He has 25 years of industry experience, including roles at Principal Securities Inc. since 2016 and Principal Life Insurance Co. since 1993. Outside of his advisory work, he serves as Treasurer for Trinity Lutheran Church in Mason City, managing the church’s budget and financial reporting. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and referral arrangements.

Staci Gaiser is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 24 years of industry experience. She has worked with firms including Ameriprise and Ke Wealth Advisors. Outside of finance, she is the owner of Winding Rivers Publishing, LLC and the author of several books, including *Heart in Pieces*, *Heart on Fire*, and *Heart of Steel*. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and services along with operational, trading, technology, and compliance support. The firm offers discretionary model portfolios and multiple program structures, including personalized indexing and strategist solutions.

Kristin Andrews is a financial advisor with Principal Financial Services, holding a Series 66 designation and with 28 years of industry experience. She has worked at Principal Securities since 2016 and at Principal Life Insurance Company since 1993. Andrews also serves as a bank/trust officer at Principal Bank/Principal Trust Company, supporting retirement account relationships across multiple business lines. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and corporations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Jeremy Peters is a financial advisor with Commonwealth Financial Network in Mason City, IA, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has worked at JP Wealth Advisors since 2018, where he is also the owner, and previously held roles at Cetera and First Citizens National Bank. Outside of his advisory work, Peters is a pilot with North Iowa Air Service. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs, operational support, and investment management services, including discretionary model portfolios and personalized indexing options.

Laura Norcross is a financial advisor with Principal Financial Services in Mason City, IA, holding a Series 66 designation and 25 years of industry experience. She has been with Principal Life Insurance Company and Principal Securities Inc. since 2016. Outside of her advisory role, she is a co-owner and partner in farm land LLCs and assists with the management and maintenance of a condominium property. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm’s advisory approach includes financial planning, retirement plan consulting, and access to third-party money manager programs under advisory and promoter arrangements.

Mark Ellis is a financial advisor with Principal Financial Services in Nora Springs, IA, holding a Series 66 designation and bringing 25 years of industry experience. He has worked at Principal Life Insurance Co. since 2001 and Principal Securities Inc. since 2016. Ellis also serves as a bank officer for Principal Bank and Principal Trust Company, supporting retirement plan account relationships across multiple service areas. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through various advisory and promoter arrangements.

Stephen Swenson is a financial advisor at Edward Jones with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Edward D. Jones & Co., L.P. since 1998. Outside of his advisory role, he manages rental properties and farmland rental in Osage, Iowa. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and manages approximately $1.01 trillion in assets under management through a large network of financial advisors and branch offices.

Carson Siemons is a financial advisor with Thrivent Investment Management, holding a Series 66 designation. He has one year of industry experience and previously worked in retail and grocery sectors including Menards and Hy-Vee. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based analyses and written recommendations across a broad range of financial planning topics. The firm offers planning as a standalone service or combined with managed accounts under a consolidated billing option called WealthPlan.

Shannon Kropp is a CFP® professional currently with Wells Fargo Clearing, bringing 19 years of industry experience. Prior to joining Wells Fargo in 2024, Shannon worked at LPL Financial and Cambridge Investment Research Advisors among other firms. Wells Fargo Advisors is a national firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

William Cooney is a financial advisor with Raymond James & Associates in Mason City, IA, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Raymond James & Associates since 2006 and has participated in the Summer Youth Employment Training Program since 1981. Cooney also serves on the investment committee of the NIACC Foundation Board in Mason City. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Jake Brown is a Series 66 registered financial advisor with Raymond James & Associates in Mason City, IA. He has 12 years of industry experience, all of which have been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker‑dealer and SEC‑registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research.

William Martin is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Raymond James & Associates since 2007. Outside of his advisory role, he owns a rental property used to support family housing needs. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research.

Zachary Bushbaum is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and one year of industry experience. His prior roles include positions at SEI Investments Company and Financial Integrators, where he also maintained other business activities. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers a range of financial planning and investment management services through independent Financial Professionals, utilizing various portfolio management strategies and platform arrangements.

Alyse Hesley is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and bringing 10 years of industry experience. She has been with Thrivent Financial and Thrivent Investment Management Inc. since 2016. Outside of her advisory role, Hesley serves on the board of the Mason City Family YMCA, participates in Women United to support community fundraising efforts, and acts as a council liaison for the Generosity committee at Trinity Lutheran Church. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering comprehensive, goal-based planning without discretionary trading authority or portfolio management for institutional clients.

Christopher Beaty is a financial advisor with Edward Jones in Osage, Iowa, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2024, he worked at Arlington Place and has experience as a resident care specialist at Sunrise Hill Care Center, a nursing home in Traer, Iowa. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory programs and affiliated investment products. The firm is notable for its extensive retail advisor and branch network and offers both discretionary and non-discretionary investment strategies under a fiduciary standard.

Matthew Sonquist is a CFP® and Series 66 designee with six years of experience at Edward Jones, where he has worked since 2020. Prior to joining Edward Jones, he held positions at Oshkosh Corporation and Plas-Tech Tooling. He is a board member of Plas-Tech Tooling, a family manufacturing business in the process of transferring ownership to him and his siblings, although he does not participate in day-to-day operations or financial decisions. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains one of the largest retail advisor networks in the industry.

Holly Johnson is a Series 66-licensed financial advisor with Edward Jones in Mason City, IA. She has three years of industry experience and previously worked at Hawkeye Community College and HOJO Snopeople. Outside of her financial career, she operates a craft business painting, assembling, and shipping holiday ornaments. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and maintains a large network of financial advisors and branch offices nationwide.

Tyler Friesen is a financial advisor with LPL Financial based in Osage, Iowa, holding Series 63 and Series 65 credentials and has one year of industry experience. He has professional experience with LPL Financial since 2024 and is also involved in farming through Friesen Farms. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives to individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and investment management solutions using model portfolios, third-party subadvisors, and customized strategies.

Nathan Bothwell is a financial advisor at Edward Jones in Mason City, IA, holding a Series 66 designation. He has 14 years of industry experience, including 13 years at Farmers State Bank prior to joining Edward Jones in 2026. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with more than $1 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Gregory Braun is a financial advisor at Stifel with four years of industry experience. Prior to joining Stifel in 2021, he worked at One Vision for 18 years. He holds the Series 66 designation and serves on the Board of Directors for Good Shepherd Geriatric Center Inc., which provides care and housing services for the 55+ population in North Iowa. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment strategy methodology developed by its Investment Strategy Group.

Ann Harty is a financial advisor at Wells Fargo Advisors with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing and its affiliated entities since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning options and integrates advisory services with other financial products and referral channels.

Stephanie Lyles is a financial advisor with Stifel in Mason City, IA, holding a Series 66 designation and six years of industry experience. She previously worked at Principal Financial Group and Mason City Clinic before joining Stifel, where she has been since 2018. Outside of her advisory role, she serves as a board member for the Mason City Soccer Club, assisting with registration and voting. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is supported by proprietary analysis from its Investment Strategy Group, providing asset allocation and financial planning guidance based on forward-looking capital market assumptions.

Jennifer Verstegen is a Series 66 licensed financial advisor with Edward Jones, based in Mason City, Iowa. She has four years of industry experience, all with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management and operates a nationwide network of financial advisors and branch offices.

Sara Carlsson is a CFP® certificant with 20 years of experience in the financial services industry, all of which has been with Edward Jones since 2006. She holds Series 63 and Series 66 licenses. Outside of her advisory role, she serves as president of two local business entities focused on property ownership and administrative decisions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Bryan Lathrop is a financial advisor with Raymond James Financial and holds Series 63 and Series 66 licenses. He has four years of industry experience, including prior roles at First Citizens Bank and GWFS Equities, Inc. Before entering finance, he spent over a decade working at Godfather's Pizza. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary advice using analytical tools and supports municipal and public finance through a unique affiliation with a municipal advisor.

Timothy Agrimson is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and previously worked in roles at New Life Church and Cornerstone Church. He has also been involved with Christ Triumphant Church in Lee's Summit, Missouri, where he contributed to speaking engagements. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets under management and operates a large network of financial advisors and branch offices nationwide.

Melissa Freund Behrendsen is a financial advisor at Edward Jones with eight years of industry experience. She holds Series 63 and Series 66 designations and has been with Edward Jones since 2016. Based in Mason City, IA, her career has been solely with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services and operates under a fiduciary standard with approximately $1.01 trillion in assets under management.

Jason Geving is a financial advisor with Edward Jones in Mason City, IA, holding the Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2007. Outside of his advisory role, he serves as a board member for Main Street Mason City and the Newman Catholic Schools foundation. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a broad network of advisors and branch offices. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Mekenna Weiss is a financial advisor at Edward Jones in Mason City, IA, with three years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2021. Prior to joining Edward Jones, she held roles in various industries including realty, theater management, and financial services. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of investment strategies and affiliated capabilities, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Phillip Johnson is a financial advisor at Ameriprise with 46 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Woodbury Financial Services and ran Johnson Financial Services for nearly three decades. Outside of his advisory work, Johnson is actively involved in local athletic fundraising and community initiatives, serving in volunteer leadership roles for Mason City High School and North Iowa Area Community College campaigns. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research-driven, tax-efficient strategies and personalized recommendations delivered through a centralized consulting team.

Adam Palen is a financial advisor at Ameriprise with 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2003. Outside of his advisory role, he is involved in managing a mixed-use commercial and residential property through an LLC he owns and serves as a youth boys basketball coach at Lourdes High School. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets, delivering written, non-discretionary recommendations that incorporate research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Shane Cooney is a financial advisor with Raymond James & Associates in Mason City, IA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Raymond James & Associates and also involved with the City of Clear Lake, Iowa since 2006. Outside of advisory work, Cooney co-owns East Main Classics, LLC, which focuses on refurbishing wood boats, and serves as president of Surfside Hospitality, a fundraising entity connected to the North Iowa Cultural Center and Museum. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm provides financial planning, consulting, and institutional advisory services with a range of portfolio management styles and notable municipal advisory capabilities.