Catherine Downey is a CERTIFIED FINANCIAL PLANNER™ professional with 24 years of industry experience. She is the principal of Ampersand Investment Advisors and has a background that includes roles at Morgan Stanley Smith Barney LLC and work as a self-employed CPA. Ampersand Investment Advisors is an independent, state-registered firm providing fee-based investment advisory and financial planning services to individuals, high-net-worth clients, pension plans, trusts, charitable organizations, and business entities. The firm uses a tactical allocation approach with discretionary portfolio management and offers a broad range of investment options along with qualified retirement plan consulting for institutional clients.

Nicholas Pye is the president of Cubic Pye Capital Management, Inc. in Belfast, Maine, and holds a Series 65 credential with 22 years of industry experience. He is also a Certified Public Accountant and a partner in Cubic Pye LLP, a tax advisory and personal financial planning firm based in Atlanta, Georgia, which operates separately from his investment advisory business. He has been involved with Cubic Pye LLP since 2000. Cubic Pye Capital Management, Inc. provides discretionary portfolio management and investment consulting to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm customizes portfolios using a combination of fundamental, technical, cyclical, and charting analyses, and offers ongoing monitoring and rebalancing or consulting services depending on client needs.

Lily Khoury is a financial advisor at Commonwealth Financial Network with one year of industry experience. She holds a Series 66 designation and has worked previously with Allen Wealth Management, Allen Insurance & Financial, and Main Street Markets. Khoury is also involved in fixed insurance sales as a secondary business activity. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a nationwide network of approximately 2,900 advisors and managing about $213 billion in client assets. The firm offers a comprehensive adviser-support platform with discretionary and nondiscretionary managed-account programs, third-party asset manager access, retirement consulting, and custody services.

Christopher Klenk is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and 14 years of industry experience. He previously worked at KeyBank from 2009 to 2022. Outside of his advisory role, he serves on the board of the Bangor Soccer Club as the Registrar, managing player registrations and game scheduling. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various wrap-fee advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection combined with ongoing monitoring and due diligence, operating within the KeyCorp group alongside affiliated banking and capital markets entities.

Thomas Lott is a financial advisor at Key Investment Services LLC with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including KeyBank, United Insurance Group, MassMutual, and Fidelity Brokerage Services. Outside of his advisory role, Lott serves on the board of Kids Cooperative Theatre, contributing to show selection and promotional efforts, and participates in the steering committee for FUSION:Bangor, a regional networking group focused on community engagement. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection and ongoing monitoring while providing access to third-party discretionary managers and integrates with affiliated entities within the KeyCorp group.

Eugene Newton Jr. is a financial advisor at Commonwealth Financial Network with four years of industry experience. He holds Series 63 and Series 66 designations and has previously worked with Allen Financial Group and Allen Insurance & Financial. He has been associated with Putnam Investments Putnam Retail Management since 2001. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing advisory programs, wealth management, and retirement plan consulting. The firm offers a range of investment solutions and support services, including discretionary model portfolios managed by its Investment Management and Research team.

Robin Stanley is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 credentials and eight years of industry experience. His prior work includes roles at Empower Retirement and Citizens Securities, Inc., as well as multiple positions at Citizens Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm combines proprietary and third-party methodologies in its planning services, emphasizing long-term portfolio returns and savings rates, and operates within an integrated model tied to Empower’s recordkeeping and administrative platforms.

Thomas Chester is a CFP® professional with 26 years of industry experience, currently serving at Commonwealth Financial Network since 2005. He is also affiliated with Allen Financial Group. Outside of his financial advisory role, he provides DJ services through a separate business based in Camden, ME. Commonwealth Financial Network supports a national network of advisors by providing advisory programs, technology, and operational support, enabling them to offer a wide range of investment and insurance products to retail and institutional clients.

Sarah Ruef Lindquist is a financial advisor at Commonwealth Financial Network with nine years of industry experience. She holds a Series 66 designation and has worked at Commonwealth and Allen Insurance and Financial since 2016. Lindquist serves as a director at Rockland Savings Bank, a local privately owned bank in Maine. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $213 billion in client assets. The firm offers comprehensive adviser support, including managed-account programs, access to third-party asset managers, and custody services.

Caitlin Harrington is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and two years of industry experience. She has previously worked at Allen Insurance and Financial and has been involved with community organizations such as the Knox County Homeless Coalition and Penobscot Bay YMCA. Outside of financial advising, she is a co-owner of Harrington's OffRoad Crane Service, LLC, a private crane service business in Appleton, ME. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a variety of advisory programs, wealth management, and retirement plan consulting services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors who typically offer advice under Commonwealth’s supervision.

Abraham Dugal is a CFP® with 10 years of industry experience, currently serving at Allen Insurance and Financial since 2015. He is affiliated with Commonwealth Financial Network and holds a Series 66 license. Outside of his advisory role, he coaches basketball at Camden-Rockport Middle School. Commonwealth Financial Network is a registered investment adviser supporting a nationwide network of approximately 2,950 advisors. The firm provides a range of advisory programs and services, including custom portfolio solutions and third-party asset manager access, while delivering operational and compliance support to affiliated advisors.

Connie Gardiner is a financial advisor with Edward Jones in Camden, ME, holding a Series 66 designation and having two years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with more than $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Brooks Stevens is a financial advisor at LPL Financial with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at LPL Financial since 2016 in Camden, ME. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios and retirement plan consulting.

Robert Stallworth is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Primerica Financial Services and Primerica Advisors since 1991. Outside of advisory work, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on retail investors rather than institutional pension or profit-sharing plans.

Matthew Migliore is a financial advisor with LPL Financial in Union, Maine, holding the Series 63 and Series 65 designations and bringing 10 years of industry experience. He has been associated with LPL Financial and Camden National Bank since 2015. Outside of his advisory work, he serves as a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and brokerage services, with both discretionary and non-discretionary management options supported by proprietary and third-party research.

Sage Nash is a financial advisor at Fidelity with three years of industry experience. They hold a Series 66 designation and have previously worked at KeyBank, NA, Gorham Savings Bank, and Bank of America. Nash’s background also includes a role outside financial services at Forever 21. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base, including charitable funds and registered investment companies, and incorporates systematic methodologies and oversight in its advisory approach.

Jerod Cronkite is a CFP® with 19 years of experience in financial advising, currently with LPL Financial since 2024. He previously worked at Ameriprise and Edward Jones, with a background that includes managing property through his own business for over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofits through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing research and model portfolios from LPL Research and third-party subadvisors.

Georgiana Darie is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. Prior to joining LPL Financial in 2024, she worked at Ameriprise from 2021 to 2024. Outside of financial services, she is involved in the restaurant industry, managing Long Grain Restaurant since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from both in-house and third-party sources.

Daniel Leach is a CFP® professional at Cetera with 44 years of industry experience. He has worked at Cetera Advisors LLC since 2013 and IA Associated Financial Planners, Inc. since 1995. Outside of advising, he is the owner of Daniel Leach Financial Services and Prosperity Advisors LLC and serves as a trustee for two holding companies focused on asset protection. Cetera Investment Advisers serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management, financial planning, and access to third-party managers through a multi-manager platform with various program structures and custodial relationships.

Jamie Wolcott Peters is a financial advisor at Edward Jones with 17 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2009. Outside of his advisory work, he owns a boat charter business in Redondo Beach, California. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Tyler Curtis Southard is a financial advisor at Edward Jones in Camden, ME. He holds the Series 66 designation and has recent experience at Harbor Builders Associates, WCSH-TV, Locus Weather, and Courier Publications. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Jesse Bifulco is a financial advisor with LPL Financial based in Camden, ME, holding a Series 65 designation and six years of industry experience. He previously worked at Penbay Financial, LLC, and has over a decade of legal experience as an attorney, including running his own law practice. Outside of advising, he is involved with Penbay Estate Planning Law Center and Penbay Title LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by extensive research and technology integration.

David Bouchard is a financial advisor with Primerica Advisors in Belfast, ME, holding Series 63 and Series 65 licenses and eight years of industry experience. His work history includes roles at PFS Investments Inc. and a decade at Isamax Snacks Inc., alongside a long tenure at Primerica Financial Services since 1991. He is also involved in the sale of loan products and home security services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Joshua Brewer is a financial advisor with LPL Financial in Belfast, ME, holding a Series 66 designation and 13 years of industry experience. He has been with LPL Financial and Camden National Bank since 2015. Outside of his advisory work, Brewer is involved in a consulting business under Camden Financial Consultants. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide, offering a range of advisory programs, financial planning, and brokerage services. The firm provides both discretionary and non-discretionary management and utilizes model portfolios and research from multiple sources.

Hilary Giles is a Managing Director and Private Wealth Advisor at Merrill Private Wealth Management, where she is a co-founder of The ABGOS Group. She serves a select group of wealth creators in technology, healthcare, and private equity, providing personalized and consultative financial advisory services. Hilary's practice focuses on investment management, liquidity event planning, cash-flow analysis, trust and estate planning, as well as values-based portfolio strategies and custom philanthropic planning. She advises clients on critical financial decisions, including business sales, initial public offerings, venture distributions, and family philanthropic plans. Hilary has been with Merrill since 2003. Her previous roles include managing the Northern California client account management group at Bessemer Trust and serving as Director of Fixed Income Research and Portfolio Manager at Sand Hill Advisors. She also managed an institutional Asian fixed-income portfolio at Prudential in Hong Kong and worked on the fixed income syndicate desk at J.P. Morgan. She holds a Bachelor of Arts degree from Georgetown University, where she was a Phi Beta Kappa graduate, and a Master of Business Administration from Columbia University, where she received a merit fellowship. Hilary holds the Personal Investment Advisor (PIA) designation. Outside of her professional career, Hilary lives in Portola Valley, California, with her husband. She has been involved with the Portola Valley Parcel Tax Oversight Committee and is a member of the Tarratine Club of Islesboro Maine. Her personal interests include basketball, boating, cooking, hiking, reading, and spending time with her family.

Ellen Harris is a financial advisor with Merrill and holds Series 63 and Series 65 licenses. She has 53 years of industry experience and has been with Merrill and Bank of America since 2015. Harris serves on the finance committee and other leadership roles for several non-profit organizations, including The University Club of New York and the Boy Scouts of America – Greater New York Councils. She is also a board member of the Sun Valley Museum of Art and participates in community-focused organizations such as the Camden Public Library and the Ronald McDonald House of New York. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Peter Masin Peters is a Series 66-licensed financial advisor with Edward Jones in Camden, ME. He joined Edward Jones in 2026 and has prior experience working nearly two decades at Peter Ott's on the Water. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Thomas Griffith is a CFP® professional with 14 years of industry experience, currently serving at Edward Jones since 2013. He holds a Series 66 license and is based in Lincolnville, ME. Outside of his advisory role, Griffith consults on business financial concerns for a local real estate agency. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a variety of advisory strategies and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Samuel Estes is a financial advisor with LPL Financial in Camden, ME, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Camden National Bank, Pepsi, and Hannaford. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a wide network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services with both discretionary and non-discretionary management options.

Kenneth Gardiner is a financial advisor at Edward Jones in Camden, ME, with 21 years of industry experience. He has been with Edward Jones since 2004 and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is involved in buying and selling antiques through Liberty Tree Folkart and Antiques. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors. The firm manages over $1 trillion in assets and offers various investment strategies, tax-efficient services, and affiliated financial products through a nationwide network of advisors.

Timothy Poulin is a financial advisor at Edward Jones with 11 years of industry experience. He holds the Series 66 credential and previously worked at Lord Abbett for 11 years before joining Edward Jones in 2025. Outside his advisory role, he is involved in managing an Airbnb rental property in Belfast, ME. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Charles White Jr. is a financial advisor at LPL Financial with 18 years of industry experience. He holds the Series 66 and Series 63 designations and previously worked at Ameriprise Financial Services and Raymond James Financial Services. Outside of his advisory role, he is involved with Cronkite and White, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Glenn Carlson Jr. is a financial advisor with Edward Jones in Belfast, ME, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies and advisory services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeffrey O'roak is a financial advisor at Edward Jones with eight years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2017, following an 11-year tenure at Bank of America. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, supported by a large national network of advisors and branch offices.

Cole Chase is a financial advisor at Cetera with Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Cetera, he worked at KeyBank and Unum Life Insurance Company of America. He also has experience with Basics Fitness Center and the University of Central Florida. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.