Seasoned financial advisors working with retirees in Hays, KS
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
When you’ve retired, your financial needs shift from accumulation to managing income and preserving assets for the long term. A common mistake is underestimating how your spending, healthcare costs, and legacy goals interact over decades.
- Income sustainability focus. Look for advisors who plan withdrawals to balance steady income with market ups and downs.
- Healthcare cost planning. Confirm they consider rising medical expenses and long-term care in your budget.
- Legacy and succession insight. Ask how they handle passing wealth to heirs, especially if agricultural land or family businesses are involved.
- Experience with retiree challenges. Seasoned advisors here bring decades of insight into managing retirement risks specific to your area.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Linda S
Series 63, Series 66
Hays, KS
Edward Jones
Linda Seibel's 35 years of experience and focus on general retirement planning make her well-equipped to address income sustainability and legacy concerns for retirees in Hays, KS. Affiliated with Edward Jones, a large full-service firm managing over $1 trillion in assets, she offers a range of advisory programs with fees up to 1.35% annually, providing diverse investment options compared to smaller firms.
Experience: 35 years
Avg account: $246,728
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Timothy W
Series 63
Hays, KS
Raymond James Financial
Timothy Werth offers seasoned expertise in retirement and business succession planning, ideal for retirees in Hays, KS managing income and legacy goals. Affiliated with Raymond James Financial, a large firm, he provides flat-fee and hourly services, bringing 33 years of experience and a collaborative approach that suits clients seeking tailored financial planning beyond basic retirement needs.
Experience: 33 years
Avg account: $700,796
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Christine L
Series 63, Series 65
Victoria, KS
VOYA Financial Advisors, Inc.
Christine Lang's 24 years of experience and expertise in retirement income strategy and business ownership considerations equip her to address retirees' income sustainability and legacy planning needs. Operating from Victoria, KS with VOYA Financial Advisors, Inc., she offers flat-fee and hourly consulting options within a large firm environment, providing access to model portfolios and a blend of advisory and brokerage services.
Experience: 24 years
Avg account: $236,678
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Derek G
CFP®, Series 63
Hays, KS
LPL Financial
Derek Gerstner's 21 years of experience and CFP® certification equip him to address retirees' income sustainability and legacy planning needs in Hays, KS. Affiliated with LPL Financial, a large firm offering model portfolios and customizable solutions, he provides flat-fee financial planning and has expertise in tax-loss harvesting and retirement plans for business owners, distinguishing him from other advisors.
Experience: 21 years
Avg account: $399,489
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