Flat-fee, debt management financial advisors in Kansas
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're juggling multiple debts or facing high-interest loans, you need an advisor who understands how to prioritize and reduce your debt efficiently. The biggest mistake is focusing only on payments without a clear plan to lower your overall debt burden.
- Debt prioritization strategy. Look for advisors who explain how they rank debts by interest rates, balances, and terms to minimize your total cost.
- Cash flow integration. Confirm they consider your monthly income and expenses to create a realistic repayment plan.
- Long-term impact. Ask how they help you avoid debt traps and improve your credit score over time.
- Flat-fee clarity. These advisors charge a set fee, so you know upfront what you’ll pay regardless of how complex your debt situation is.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Jeffrey N
Series 63, Series 65
Overland Park, KS
Empower Advisory Group
Jeffrey Needham specializes in debt management with a flat-fee structure, offering clear one-time fees ranging from $199 to $499 and monthly subscriptions of $15 or $29, making budgeting straightforward. Based in Overland Park, KS, he brings 10 years of experience and works within Empower Advisory Group, a large firm that integrates financial planning with employer-sponsored retirement plans, providing a comprehensive approach beyond just debt reduction.
Experience: 11 years
Avg account: $565,063
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Kristin S
CFP®, Series 66
Overland Park, KS
Sound Stewardship, LLC
Kristin Schroeder specializes in debt management with a flat-fee structure, making her well-suited for clients in Kansas seeking clear, upfront pricing for managing multiple debts. With seven years of experience and CFP® certification, she offers comprehensive financial planning and wealth management services, including tax-efficient strategies and socially responsible investments, which may appeal to high-net-worth individuals looking for a broader financial approach beyond debt reduction.
Experience: 8 years
Avg account: $1,497,994
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John C
CFP®, Series 63, Series 65
Lenexa, KS
Chladek Wealth Management, LLC
John Chladek specializes in debt management with a flat-fee structure, offering clear pricing for initial and comprehensive financial plans, which suits those seeking predictable costs in Kansas. With 19 years of experience and CFP® certification, he serves high-net-worth clients through his independent firm, applying modern portfolio theory and fundamental analysis to manage diversified portfolios, distinguishing him from advisors focusing solely on debt repayment without integrated investment strategies.
Experience: 20 years
Avg account: $1,081,662
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Tyler E
CFP®, Series 65
Leawood, KS
FAS Wealth Partners, Inc.
Tyler Eckert specializes in debt management with a flat-fee structure, making him suitable for clients in Kansas seeking clear, upfront pricing for managing multiple debts. His CFP® certification and experience at FAS Wealth Partners, a firm managing over $3 billion with a research-driven investment approach, distinguish him by combining personalized financial planning with access to a broad range of client services and fiduciary standards.
Experience: 5 years
Avg account: $2,396,346
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Jo F
CFP®
Overland Park, KS
Balanced Financial Planning, Inc.
Jo Fritz specializes in debt management with a flat-fee structure, making her well-suited for clients in Kansas seeking clear, upfront pricing while addressing complex debt situations. With 24 years of experience and CFP® certification, she leads Balanced Financial Planning, which serves high-net-worth individuals and offers personalized asset allocation and both discretionary and non-discretionary portfolio management, distinguishing her from advisors focused solely on hourly billing or asset-based fees.
Experience: 24 years
Avg account: $2,266,658
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