Flat-fee, retirement income strategy financial advisors in Kansas
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You need a retirement income strategy advisor when you're ready to turn your savings into steady income that lasts through retirement. A common mistake is not planning for how long your money needs to last, which can lead to running out of funds too soon. Flat-fee advisors charge a set price, so you know what to expect without surprises.
- Withdrawal sequencing. Ask how they decide the order of taking money from different accounts to minimize taxes and maximize income.
- Longevity risk management. Confirm how they plan for your money to last if you live longer than expected.
- Social Security timing. Check if they help you choose the best age to start benefits for your situation.
- Rural considerations. In Kansas, some advisors understand agricultural land and family business succession, which can impact your retirement income plan.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Norman G
Series 65, Series 66
Overland Park, KS
Commonwealth Financial Network
Norman Grant specializes in retirement income strategy with 18 years of experience and offers flat or fixed fees for consulting services, including wealth management and retirement plan consulting, making him well-suited for clients seeking predictable costs in Kansas. His background includes active portfolio management, tax-loss harvesting, and experience with a large firm, Commonwealth Financial Network, which supports a broad range of advisory programs and institutional clients, distinguishing him from advisors at smaller firms.
Experience: 19 years
Avg account: $568,323
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Cole B
CFP®, Series 65
Overland Park, KS
Creative Planning
Cole Baker specializes in retirement income strategy and offers flat-fee financial planning, making him suitable for clients in Kansas seeking predictable costs. Working at Creative Planning, a large firm managing $217 billion in assets, he supports high-net-worth individuals with a financial planning–led investment approach emphasizing low-cost indexing and tax-loss harvesting. His background as a licensed real estate agent and tax preparer adds valuable expertise for clients with complex financial situations.
Experience: 3 years
Avg account: $2,113,277
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Luke D
Series 65
Overland Park, KS
Keen Wealth Advisors
Luke Dandar specializes in retirement income strategy with a flat-fee structure capped at $1,200, making costs predictable for clients in Kansas. His firm, Keen Wealth Advisors, manages over $1 billion in assets and serves a diverse clientele including high-net-worth individuals and business entities, offering comprehensive portfolio management and retirement-plan advisory services that combine fundamental and technical analysis.
Experience: 0 years
Avg account: $1,208,072
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Tanner M
Series 65
Leawood, KS
Core Planning
Tanner Millar specializes in retirement income strategy and offers flat-fee financial planning up to $1,200, making him suitable for clients seeking predictable costs in Kansas. With five years of industry experience and a Series 65 designation, he works at Core Planning, which serves a diverse client base including trusts and business entities, and customizes investment strategies using both in-house advice and third-party managers, providing a tailored approach compared to other advisors.
Experience: 5 years
Avg account: $605,570
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Charlotte T
Series 63, Series 65
Leawood, KS
Cetera Planning Partners
Charlotte Teruya Westcott specializes in retirement income strategy with a flat-fee structure starting at $1,000, making her well-suited for clients in Kansas seeking predictable costs. With 12 years of experience and expertise in Social Security optimization and tax planning, she offers comprehensive retirement planning through The Retirement Planning Group, which manages over $4 billion and serves both individual and high-net-worth clients near or in retirement.
Experience: 12 years
Avg account: $848,315
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