CFP®-certified, retirement plans for business owners (SEP, solo 401k) financial advisors in Martinsville, VA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you own a business and want to set up a retirement plan like a SEP or solo 401(k), you need an advisor who understands how these plans fit with your business cash flow and tax situation. A common mistake is choosing a plan without considering how it affects your business's ongoing finances and your personal retirement goals. CFP® certification means these advisors have formal training in financial planning, including retirement and tax strategies.
- Plan type suitability. Ask why they recommend a SEP versus a solo 401(k) based on your business size and income variability.
- Contribution limits guidance. Confirm they explain how much you can contribute each year and how that impacts your tax deductions.
- Integration with business finances. Look for advisors who consider your business cash flow when planning contributions and distributions.
- Compliance and deadlines. Ensure they help you meet IRS rules and filing deadlines to avoid penalties.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Autumn M
CFP®, Series 66
Martinsville, VA
Edward Jones
Autumn Morris specializes in retirement plans for business owners, including SEP and solo 401(k) plans, with a focus on integrating these with business cash flow and tax strategies. As a CFP®-certified advisor at Edward Jones, a large firm managing over $1 trillion in assets, she offers a comprehensive approach with a program fee up to 1.35% annually, suitable for business owners seeking structured retirement planning in Martinsville, VA.
Experience: 8 years
Avg account: $246,728
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Curtis P
CFP®, ChFC®, Series 63
Collinsville, VA
Cetera
Curtis Pilson Jr. is well-equipped to assist business owners in Martinsville, VA, with retirement plans like SEP and solo 401(k), leveraging his 37 years of experience and CFP® certification. Affiliated with Cetera, a large firm offering flat-fee financial planning and diverse portfolio management options, he also specializes in tax-loss harvesting and charitable giving, providing a broad approach compared to other advisors in the area.
Experience: 38 years
Avg account: $306,089
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Charles M
CFP®, Series 66
Rocky Mount, VA
Truist Advisory Services
Charles Mitchell Jr. is equipped to assist business owners in Martinsville, VA, with SEP and solo 401(k) retirement plans, leveraging his 18 years of experience and CFP® certification. His affiliation with Truist Advisory Services, a large firm managing $67.7 billion, offers access to diverse investment solutions and serves a broad client base, distinguishing him from advisors at smaller firms with narrower focuses.
Experience: 19 years
Avg account: $560,278
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Thad T
CFP®, Series 63, Series 65
Charlotte, NC
First Citizens Investor Services, Inc.
Thad Tucker's 28 years of experience and CFP® certification equip him to advise business owners on SEP and solo 401(k) retirement plans, considering tax-loss harvesting and business cash flow integration. Operating from a large firm affiliated with a bank holding company, he offers a 1.30% AUM fee and serves diverse clients, distinguishing him from advisors focused solely on smaller firms or narrower specialties.
Experience: 28 years
Avg account: $344,524
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