Top financial advisors in Ottumwa, IA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
When you're planning your retirement income in Ottumwa, IA, you need an advisor who understands the local tax changes, like the recent phase-out of taxes on retirement income for many retirees. Without this knowledge, you might miss opportunities to optimize your withdrawals and tax exposure.
- Retirement income planning. Look for advisors who integrate local tax rules into your income strategy, not just federal guidelines.
- Withdrawal sequencing. Ask how they prioritize which accounts to draw from first to minimize taxes and extend your savings.
- Social Security timing. Confirm they consider the best age to claim benefits based on your full financial picture.
- Coordination with tax professionals. Ensure they work alongside your tax preparer to align retirement income with your overall tax plan.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Duane L
Series 63, Series 66
Ottumwa, IA
Ameriprise
Duane Lusson offers retirement income planning in Ottumwa, IA, with expertise in Social Security optimization and withdrawal strategies, integrating local tax considerations. With 34 years of experience at Ameriprise, a large firm known for research-driven, tax-efficient advice, he serves clients approaching retirement and charges a 0.15% AUM fee, distinguishing him through seasoned guidance and a collaborative consulting approach.
Experience: 34 years
Avg account: $471,167
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Gale H
Series 66
Ottumwa, IA
Mass Mutual Investors Services
Gale Hopkins, based in Ottumwa, IA, brings 11 years of experience and expertise in divorce financial planning and multi-generational wealth transfer, which can support complex retirement income strategies considering local tax changes. Affiliated with Mass Mutual Investors Services, a large firm offering comprehensive financial planning and asset management, Hopkins also serves business owners and executives, providing a broad perspective compared to advisors focused solely on individual retirees.
Experience: 11 years
Avg account: $249,379
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William V
Series 63, Series 66
Ottumwa, IA
Berthel, Fisher & Company Financial Services, Inc.
William Venables brings 42 years of experience in Ottumwa, IA, with expertise in tax-loss harvesting and concentrated stock management, which can help optimize retirement income strategies considering local tax changes. His firm offers flat-fee financial planning and a variety of investment strategies through a large network of independent advisers, providing flexibility compared to others with different fee structures or smaller firm resources.
Experience: 43 years
Avg account: $265,151
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Riley S
CFP®, Series 66
Ottumwa, IA
Edward Jones
Riley Sheetz offers retirement income strategy expertise in Ottumwa, IA, with 12 years of experience and CFP® certification, making him well-versed in local tax considerations and withdrawal sequencing. Affiliated with Edward Jones, a large firm managing over $1 trillion in assets, he provides access to diverse advisory services and a program fee up to 1.35% annually, distinguishing him from smaller local advisors.
Experience: 13 years
Avg account: $246,728
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Brian S
Series 66
Ottumwa, IA
Cambridge Investment Research Advisors
Brian Siems specializes in retirement income strategy and plans for business owners, making him well-suited to navigate Ottumwa's local tax changes affecting retirees. His affiliation with Cambridge Investment Research Advisors, a large firm offering flat-fee and AUM-based pricing, provides access to diverse investment strategies and coordinated retirement plan advisory services, distinguishing him from other advisors in the area.
Experience: 12 years
Avg account: $378,281
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