Top long-term care insurance financial advisors in Sanford, FL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're planning for long-term care needs, such as assisted living or in-home support, you want an advisor who understands how to balance insurance costs with your overall financial picture. A common mistake is choosing coverage that doesn't align with your expected care timeline or financial goals.
- Policy customization. Look for advisors who tailor coverage options to your health outlook and family history, not just standard plans.
- Integration with assets. Confirm how they factor in your property and other assets, especially given Florida's strong homestead protections.
- Federal tax impact. Since Florida has no state income tax, ask how they optimize for federal taxes and other state taxes like property and sales.
- Long-term cost forecasting. Ensure they model future care costs realistically, considering inflation and care setting changes over time.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
-
Thomas R
Series 66
Maitland, FL
Cramer & Rauchegger, Inc.
Thomas Rauchegger offers expertise in long-term care insurance with 14 years of experience and a Series 66 designation, serving clients from Maitland, FL. His firm uses model portfolios and allocates assets among third-party advisers, ETFs, and mutual funds, charging a flat financial planning fee of $2000, which may appeal to those seeking transparent pricing and integrated estate and business succession planning.
Experience: 14 years
Avg account: $178,146
-
Jason M
Series 63, Series 65
Orlando, FL
AllGen Financial Advisors, Inc.
Jason Martin specializes in long-term care insurance and integrates this with retirement income strategy and business ownership considerations, making him well-suited for clients planning for future care costs in the Sanford area. Operating from Orlando, he offers flat-fee and hourly consulting options, serves a diverse client base including young families and executives, and employs a core-satellite investment approach within a firm managing nearly $393 million.
Experience: 23 years
Avg account: $419,862
-
Guillermo N
Series 63, Series 65, Series 66
Winter Park, FL
IP Financial Advisory Services LLC
Guillermo Nodarse offers expertise in long-term care insurance with 37 years of experience and holds Series 63, 65, and 66 designations, making him well-equipped to tailor policies to individual needs in the Sanford area. His firm, IP Financial Advisory Services LLC, serves individual retail clients with flat-fee and hourly consulting options, focusing on personalized financial planning and actuarial analysis, which distinguishes him from advisors targeting high-net-worth investors.
Experience: 37 years
Avg account: $240,578
-
Chad S
Series 66
Orlando, FL
Oxford Wealth Group, LLC
Chad Safier specializes in long-term care insurance and retirement income strategy, offering tailored financial planning with a flat-fee structure ranging from $500 to $3,000 per engagement. Based in nearby Orlando, FL, he brings nine years of experience and an independent approach through Oxford Wealth Group, which employs a goals-based investment strategy with model portfolios managed by financial professionals.
Experience: 9 years
Avg account: $359,126
-
Sharon H
Series 63, Series 65
Orlando, FL
Summit Wealth Partners, LLC
Sharon Hooper offers expertise in long-term care insurance and retirement income strategy, supported by 21 years of industry experience and Series 63 and 65 licenses. Based in nearby Orlando, she works with Summit Wealth Partners, an SEC-registered firm managing over $629 million with a diversified, asset-class oriented investment approach, providing tailored financial planning on an hourly engagement basis.
Experience: 21 years
Avg account: $853,073
Want help finding the right advisor?
Answer a few questions to see advisors matched to you.
Advisors focused on
People also searched
Popular in Sanford, FL
Find advisors by type
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)