Seasoned, social Security optimization financial advisors in State College, PA

Donald Calcagni is a CFP® professional with 21 years of industry experience, currently serving at Mercer Global Advisors Inc. since 2015. He is a member of the Advisory Council for CAIS Capital LLC, providing guidance on product design and development, and chairs the Finance Committee for the Lock Haven University Foundation, advising on its finances and investment portfolio. Mercer Global Advisors offers investment advisory and planning services to individuals, families, business owners, and nonprofit organizations, employing a globally diversified, risk-appropriate investment approach grounded in Modern Portfolio Theory. The firm provides a range of portfolio management and planning services, supported by various implementation options and a public content program including podcasts and market commentary.

Matthew Gaul is a financial advisor at Edward Jones in State College, PA, holding CFP® and ChFC® designations with 21 years of industry experience. He previously worked at MML Investors Services Inc and MassMutual from 2008 to 2016 before joining Edward Jones in 2016. Outside of his advisory role, Gaul is involved in local fitness businesses, co-owning Crossfit Lionheart and owning Blue/White Strength, both gyms in State College. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Alexander Fratti is a CFA charterholder and principal of Fratti Investment Management in State College, PA, with four years of industry experience. He has held roles at firms including RKL, Boyer & Ritter, Alvarez & Marsal, VRC, and Wells Fargo Clearing. In addition to his advisory work, he provides management consulting services to private businesses through a separate consulting activity. Fratti Investment Management offers discretionary investment supervisory services to private accounts such as individuals, high-net-worth clients, trusts, estates, charitable organizations, banks, and small businesses. The firm employs a bottom-up, fundamentals-driven investment approach focused on U.S. exchange-listed equities, emphasizing a contrarian, concentrated core strategy with an emphasis on small- and micro-cap securities.

Douglas Garban is a financial advisor with SPC in State College, PA, holding Series 63 and Series 65 licenses and 25 years of industry experience. His career includes roles at Bank of America and Merrill, and he has been with Sigma Planning Corporation and related entities since 2018. Garban is also a licensed insurance agent. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporations. The firm supports a large advisory network and delivers tailored, discretionary advice through various account programs.

Lisa Weaver is the sole advisor at World Capital Advisors, LLC, an independent firm based in State College, PA. She holds 14 years of industry experience and has been affiliated with Fleck & Associates since 2001. In addition to her advisory role, she is co-owner of Lifestyle Retirement Company, which provides third-party administration services to qualified employer retirement benefit plans. World Capital Advisors offers investment advice, asset management, and fee-based financial planning to individuals, trusts, estates, retirement accounts, qualified pension and profit plans, and business entities. The firm utilizes third-party managers and advisory programs, conducting annual reviews and employing a combination of fundamental, technical, and charting analyses.

Willie Myles is a financial advisor with Equitable Advisors in Cary, NC, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked at Equitable Advisors since 2016, previously serving at Axa Advisors and MSI Financial Services. Outside of advising, he is a co-chairman of a fundraising campaign for Alpha Light Fund Inc., a nonprofit focused on renovating the House of Alpha. Equitable Advisors serves a range of clients including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of representatives and third-party managers. The firm offers various investment vehicles and ERISA fiduciary services, relying on third-party program sponsors and an affiliation with a publicly traded parent company.

Stavroula Koutsfetsoulis is a financial advisor at Ameriprise with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2011. In addition to her advisory role, she is involved in fiduciary activities as an attorney-in-fact (power of attorney). Ameriprise is a large institutional firm that provides retirement-income planning services primarily to individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team, focusing on tailored retirement income strategies.

Cassandra Sanchez is a financial advisor at Financial & Tax Architects, LLC with seven years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Fisher Investments, TIAA, US Health Advisors, and various other firms. Sanchez also had involvement with Drunken Donkey, reflecting experience outside the financial sector. Financial & Tax Architects provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients, focusing on those nearing or in retirement. The firm offers proprietary “Private Wealth Strategies” that use ETFs, individual securities, and trend-aware rebalancing, with accounts reviewed monthly and customizable strategies to meet client needs.

Keith Eliou is the principal of Keith L. Eliou, CFP, an investment management firm based in Pittsburgh, PA. He holds the CFP® designation and has one year of experience as a financial advisor. In addition to his advisory role, he practices law focusing on elder law and real estate and is involved in insurance, mortgage lending, and real estate brokerage businesses. The firm primarily serves pooled vehicles and institutional accounts, offering portfolio management, retirement plan services, and financial planning. It utilizes an open-architecture investment approach with third-party money managers and employs multiple analytical methods and strategies, conducting annual account reviews.

Charles Pyfer III is a CFP® professional with 19 years of industry experience, currently serving at Wealthspire Advisors since 2024. Prior to this, he spent 15 years at Private Ocean. Wealthspire Advisors provides wealth management, investment advisory, financial planning, and family office support to a diverse client base including individuals, corporations, retirement plans, and nonprofit organizations. The firm employs a relationship-driven, customized investment approach that emphasizes diversified, institutional-style asset allocation and utilizes a range of investment vehicles and third-party platforms for comprehensive portfolio management.

Scott Mahoney is a financial advisor with Morgan Stanley in New York, NY, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, N.A. Outside of his advisory work, he is involved with Giants Foot Cubed LLC. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured planning tools and broad investment resources.

Elizabeth Brown is a Series 66 licensed financial advisor with J.P. Morgan Securities in New York, NY, where she has worked since 2012. She has 26 years of industry experience. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

David Cade is a financial advisor with LPL Financial based in Houston, TX. He holds Series 63 and Series 65 licenses and has 42 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Next Financial Group, Inc. for 20 years and Raymond James Financial Services, Inc. for six years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, integrating proprietary research and third-party strategies.

Sarah Currier Barrella is a CFP® professional with 26 years of experience in financial advisory services. She currently works at Santander Securities LLC and Santander Bank, NA, having previously held positions at TD Bank and Citizens Securities, Inc. Barrella is based in Boston, MA. Santander Securities LLC serves a broad retail client base with approximately $3.14 billion in regulatory assets under management across 10,800 client relationships. The firm offers investment advisory services, portfolio management through wrap-fee programs, and financial planning, operating both as a registered investment adviser and a FINRA-registered broker-dealer.

Linda Postorivo is a financial advisor at BC Advisors, LLC with 43 years of industry experience. She holds a Series 63 designation and has worked with MAFG RIA Services, Inc. since 1994 and with Mid-Atlantic Companies since 1981. BC Advisors provides investment advisory and portfolio management services primarily to high-net-worth individuals, family trusts, pension and profit-sharing plans, and other institutional clients. The firm emphasizes non-discretionary investment recommendations grounded in fundamental analysis alongside technical and cyclical reviews, employing a variety of strategies including long-term, short-term, trading, options, and alternatives.