Top financial advisors in Waterloo, IA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
When you're planning for retirement income in Waterloo, IA, you need advisors who understand the local tax changes, like the recent phase-out of taxes on retirement income for many retirees. Without this knowledge, an advisor might overlook key tax savings that affect your retirement cash flow.
- Retirement income tax knowledge. Confirm how they incorporate Iowa's recent tax changes into your income planning.
- Withdrawal sequencing. Ask how they prioritize which accounts to draw from to minimize taxes and penalties.
- Social Security timing. Discuss strategies for when to start benefits to maximize your lifetime income.
- Longevity risk management. Ensure they consider how to sustain your income if you live longer than expected.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Clark L
CFP®, Series 65, Series 66
Waterloo, IA
Edward Jones
Clark Lichty in Waterloo, IA, offers retirement planning expertise with a focus on business ownership and succession, supported by his CFP® certification and 10 years of experience. Affiliated with Edward Jones, a large firm managing over $1 trillion in assets, he provides a range of advisory programs and charges up to 1.35% annually, distinguishing him with both local insight and extensive firm resources.
Experience: 10 years
Avg account: $246,728
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Ronald K
Series 63
Waterloo, IA
Cetera
Ronald Kiewiet's 56 years of experience and focus on wealth management and retirement plans for business owners make him well-equipped to address retirement income tax changes in Waterloo, IA. His affiliation with Cetera, a large firm offering diverse portfolio management and flat-fee financial planning, provides clients with flexible fee options and access to a broad range of investment solutions.
Experience: 56 years
Avg account: $306,089
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Matthew K
Series 65, Series 63
Waterloo, IA
LPL Enterprise
Matthew Kohls in Waterloo, IA, offers expertise in general retirement planning and tax-loss harvesting, which can help navigate local retirement income tax changes. Affiliated with LPL Enterprise, a large firm, he provides flat-fee financial planning and serves diverse clients including self-employed individuals and business owners, distinguishing him with a broad service scope and nine years of industry experience.
Experience: 10 years
Avg account: $239,757
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Michael O
Series 63, Series 65
Waterloo, IA
LPL Financial
Michael Ohrt's 27 years of experience and Series 63 and 65 licenses equip him to navigate retirement income planning in Waterloo, IA, including local tax changes. Affiliated with LPL Financial, a large firm offering diverse investment options and flat-fee financial planning, he serves a broad client base including business owners and retirees, differentiating him with expertise in wealth management and tax-loss harvesting.
Experience: 27 years
Avg account: $399,489
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Aaron T
Series 63, Series 66
Waterloo, IA
Ameriprise
Aaron Teare specializes in retirement income strategy and Social Security optimization, making him well-equipped to address retirement income tax changes in Waterloo, IA. With 11 years of experience and a background at Ameriprise, a large firm offering tax-efficient planning and diverse financial solutions, he serves clients approaching retirement with significant investable assets and charges a 0.15% AUM fee.
Experience: 12 years
Avg account: $471,167
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