ARIS Capital Strategies, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
ARIS Capital Strategies provides retirement income planning and non-discretionary investment guidance to individuals and high-net-worth clients, offering services such as annuity strategy, retirement income design, insurance analysis, tax-aware distribution concepts, and portfolio recommendations. The firm tailors recommendations to clients’ goals, time horizon, income needs, and risk tolerance and may prepare an Investment Policy Statement or similar planning document when appropriate.
The firm integrates commission-funded fixed annuity solutions — including strategically laddered lifetime income annuities — into retirement plans while funding non-annuity segments with a time-segmented, passively managed allocation of low-cost ETFs, money market funds, and other diversified vehicles. ACS does not exercise investment discretion; clients retain decision-making authority and implementation occurs only with client approval, with periodic consultative reviews rather than discretionary trading.
What distinguishes ACS from many peers is its zero-fee business model: it eliminated advisory and asset-based fees and is compensated primarily through commissions paid by insurance carriers when clients purchase insurance products. The firm’s principals are licensed insurance agents with related business affiliations, the firm reports $12,000,000 in non-discretionary assets under management, and its reliance on insurance commissions instead of percentage-of-AUM fees and on other financial product sales is presented and disclosed as a material conflict in the brochure.
Client services
Expertise
Fee options
Compensation derived solely from commissions paid by insurance carriers in connection with the sale of insurance products, including fixed annuities. No advisory or asset-based fees charged.
Main office
Angier NC
Advisors at this office
2
Most active in
Idaho · North Carolina
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Advisors at this firm
Steven H
Series 63, Series 65
Angier, NC
ARIS Capital Strategies, LLC
Steven Hoak is a financial advisor at ARIS Capital Strategies, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Lifetime Financial Inc and SRHIncome. Hoak is also the President of Agent Value Proposition, LLC, where he acts as a licensed insurance agent offering commissionable products. ARIS Capital Strategies provides retirement income planning and non-discretionary investment guidance to individuals and high-net-worth clients. The firm integrates commission-funded fixed annuity solutions with passively managed, low-cost investment vehicles and operates on a zero-fee business model, deriving compensation primarily through insurance commissions.
Paul S
Series 65
Angier, NC
ARIS Capital Strategies, LLC
Paul Spurlock is a financial advisor at ARIS Capital Strategies, LLC with 13 years of industry experience. He holds a Series 65 credential and has held roles at several firms including J.W. Cole Advisors, INC. and Global Financial Private Capital, LLC. Outside of advisory work, he is the owner and president of Advisor Training System, LLC, where he provides sales training consulting for advisors. ARIS Capital Strategies offers retirement income planning and non-discretionary investment guidance to individuals and high-net-worth clients. The firm combines commission-funded fixed annuity solutions with passive, time-segmented allocations to low-cost ETFs and other diversified investments, operating under a zero-fee business model that relies primarily on commissions from insurance products.
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