Augusta, GA Office

Asset Allocation Strategies provides discretionary and non-discretionary investment management, financial planning, and retirement-plan advisory services to individual investors (including both non‑HNW and high‑net‑worth clients) as well as plan sponsors and trustees. The firm advises on employer‑sponsored retirement accounts (401(k)/403(b)) and offers supplemental services such as 529 assistance and plan‑sponsor investment policy reviews.

The firm’s investment process centers on strategic asset allocation informed by capital‑market assumptions and quantitative techniques (mean‑variance optimization, Black‑Litterman, reverse optimization) and is implemented through AAS model portfolios, ETFs, and third‑party money managers. In addition to traditional portfolio construction and rebalancing, AAS may evaluate portfolio‑based financing — including custodian margin borrowing and an options‑based synthetic borrowing strategy (e.g., short box spreads managed by an unaffiliated manager) — when appropriate for a client’s liquidity and risk profile.

Compared with many multi‑team advisers, AAS discloses several uncommon features: explicit use of advanced allocation models, an established process for arranging portfolio financing and synthetic borrowing, and formal promotional/referral relationships with third‑party managers. The firm is affiliated with a broker‑dealer and an insurance agency and discloses revenue‑sharing and platform arrangements (including recordkeeper/custodian fees from certain providers) along with the specific mitigation steps it applies when recommending those services.