Bismarck, ND N 2nd Street Office
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BFC PLANNING, Inc.
Multi-team
Firm-wide stats for BFC PLANNING, Inc.
About
BFC Planning, Inc. provides financial planning, asset management and referral-based outside money manager services to a broad mix of clients, including individual (both non‑HNW and high‑net‑worth) clients, corporations, pensions, trusts and banks. The firm operates as an enterprise adviser with a network of IARs and platforms supporting approximately $3.8 billion in client assets and over 11,000 client relationships.
Advice is delivered through IARs who are typically independent contractors and who work with clients on a one‑on‑one basis to set objectives, impose account restrictions if desired, and select between multiple program structures (wrap and non‑wrap), sub‑advisers, and custodial arrangements. Portfolios are generally built from stocks, bonds, mutual funds and ETFs, though individual IARs may use concentrated, active trading or speculative strategies in certain client situations and may negotiate fee arrangements within firm‑provided ranges.
Distinctive features include the firm’s allowance for IAR‑level fee flexibility and its use of a variety of third‑party platforms, including discretionary held‑away account management via an order‑management system and a direct American Funds F‑2 share class program in which assets are held at the transfer agent. The firm also discloses firm‑level measures addressing mutual‑fund share class selection (including prohibitions and conversions of 12b‑1 fee share classes) following a prior SEC enforcement matter, and maintains affiliations with broker‑dealers and an insurance agency plus bank‑sweep arrangements that the firm notes can create potential conflicts of interest.
Based on BFC PLANNING, Inc.
Expertise
Based on BFC PLANNING, Inc.
Location
212 N 2nd Street
Bismarck ND 58501
Advisors at this office
3
Advisors at this office
Adam M
Series 63, Series 65
Bismarck, ND
BFC PLANNING, Inc.
Adam Melom is a financial advisor with BFC Planning, Inc. in Bismarck, ND, holding Series 63 and Series 65 licenses and having six years of industry experience. He has worked at Berthel, Fisher & Company Financial Services, Inc. since 2023 and was previously with Freedom Financial Group, LLC from 2016 to 2020. Outside of his advisory work, he has been involved in financial planning and insurance sales through Freedom Financial Group in Minot, ND. BFC Planning, Inc. provides financial planning, asset management, and referral-based outside money manager services to a diverse client base, including individuals, corporations, pensions, trusts, and banks. The firm supports approximately $3.8 billion in client assets through a network of independent advisor representatives who deliver tailored investment strategies across multiple program structures.
Thomas F
Series 66
Bismarck, ND
BFC PLANNING, Inc.
Thomas Falk is a financial advisor at BFC Planning, Inc. with a Series 66 designation and one year of industry experience. His prior roles include positions at Freedom Financial Group, Berthel, Fisher & Company Financial Services, Inc., Nordic Group, Northwestern Mutual, and Bayer. He also has experience with MSUM College and held a role at Total Clean Inc. BFC Planning, Inc. provides financial planning, asset management, and referral-based outside money manager services to a diverse client base, including individuals, corporations, pensions, trusts, and banks. The firm supports over 11,000 client relationships and approximately $3.8 billion in assets through a network of independent adviser representatives who tailor investment programs to client needs.
James C
Series 66
Bismarck, ND
BFC PLANNING, Inc.
James Caldwell Jr. is a financial advisor at BFC Planning, Inc. with 17 years of industry experience. He holds a Series 66 designation and has worked previously at Securities America Advisors and Securities America Inc. In addition to his advisory role, he is a licensed notary public and provides insurance consulting services, including life, disability, and long-term care insurance. BFC Planning, Inc. serves a diverse client base including individuals, corporations, banks, and pension plans through approximately 200 investment adviser representatives. The firm offers a range of financial planning and portfolio management services, utilizing various platforms and investment strategies tailored to client needs.
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