Cavalot Capital
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Cavalot Capital is a fee‑only comprehensive wealth management firm serving individuals, high‑net‑worth clients, families, trusts and small businesses; the two‑advisor firm manages roughly $64 million in discretionary assets. Its service lineup includes integrated wealth management, discretionary investment management, project and hourly financial planning, tax return preparation, personal trust reporting, administrative trustee coordination, and business consulting.
The firm combines fundamental company analysis with tactical portfolio adjustments and typically implements long‑term, primarily passive allocations while retaining the ability to manage portfolios discretionarily. Cavalot integrates ongoing financial planning and regular client reviews with implementation support, and it offers estate‑planning facilitation and basic cryptoasset guidance alongside trust reporting and tax services.
Distinctive elements include the availability of administrative trustee and supplemental trust accounting services delivered through a third‑party administrative trustee relationship, and the firm’s willingness to bundle tax preparation and business consultation into its wealth management offerings. Cavalot also uses a complexity‑based approach to planning fees and requires use of a single custodian platform whose research and technology support the firm — a relationship the brochure discloses as a potential conflict of interest.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Project-based Financial Planning fixed fees ranging from $1,000 to $50,000, negotiable; business consultation fee $1,000 to $25,000 per quarter
$0 - $1,000,000: 1.10% (Integrated Wealth Management standard advisory fee) $1,000,001 - $3,000,000: 0.60% (Integrated Wealth Management standard advisory fee) $3,000,001 - $5,000,000: 0.45% (Integrated Wealth Management standard advisory fee) $5,000,001 - $10,000,000: 0.35% (Integrated Wealth Management standard advisory fee) $10,000,001 - $15,000,000: 0.25% (Integrated Wealth Management standard advisory fee) $15,000,001+: 0.15% (Integrated Wealth Management standard advisory fee) $0 - $250,000: 1.00% (Investment Management standard advisory fee) $250,001 - $750,000: 0.60% (Investment Management standard advisory fee) $750,001 - $1,500,000: 0.50% (Investment Management standard advisory fee) $1,500,001 - $3,000,000: 0.40% (Investment Management standard advisory fee) $3,000,001 - $5,000,000: 0.30% (Investment Management standard advisory fee) $5,000,001 - $10,000,000: 0.20% (Investment Management standard advisory fee) $10,000,001 - $15,000,000: 0.10% (Investment Management standard advisory fee) $15,000,001+: 0.05% (Investment Management standard advisory fee)
$500 per hour with a 1 hour minimum, billed in 1/10th hour increments
Annual Planning Fee ranging from $0 to $25,000 per year, optional and priced based on complexity
Account minimum: $1,000,000 for Integrated Wealth Management; $250,000 for Investment Management Fee-only: Fee-only Comprehensive Wealth Management firm; no commissions
Main office
See office880 Northwood Blvd, Ste 2 B
Incline Village NV 89451
Advisors at this office
1
Offices (2)
Most active in
California · Louisiana · Nevada · Oregon
Also doing business as
Cavalot Capital · Cavalot Capital LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Damian P
CFP®
Incline Village, NV
Cavalot Capital
Cavalot Capital is a fee-only, wealth management firm serving clients nationwide from offices in Truckee and Redding, California. We specialize in working with business owners, multi-income households, and retirees who are looking for a more integrated approach to financial planning. Many of our clients have complex situations that involve multiple income streams, equity compensation, real estate, or retirement transitions, and they value having a single, trusted partner to help bring clarity and coordination. Our services combine financial planning, investment management, and proactive tax strategy under one roof. By bundling these areas together, we help clients reduce friction, avoid costly surprises, and ensure more of what they earn goes towards their life goals and financial objectives. The value we offer is rooted in transparency, responsiveness, and practical guidance. Clients come to us because they want a clear plan for the future that adapts as life changes, and to have a financial expert on retainer to make sense of it all. Our goal is to help each client make better financial decisions, gain back time and peace of mind, and feel confident that their money is aligned with the life they want to live. Damian currently lives around Lake Tahoe, CA and spends most of his down time ski racing and trail running. He is a CERTIFIED FINANCIAL PLANNER™ professional, Registered Life Planner® & CTEC Registered Tax Preparer (CRTP).
Theodore P
Series 66
Redding, CA
Cavalot Capital
Theodore Palfini is a financial advisor at Cavalot Capital with 39 years of industry experience. He holds a Series 66 designation and previously worked at Sagepoint Financial, Inc. for 14 years. In addition to his advisory role, he serves as a Trustee, providing trustee services including asset distribution, bill payment management, and coordination of healthcare and living arrangements. Cavalot Capital is a fee-only wealth management firm serving individuals, high-net-worth clients, families, trusts, and small businesses. The firm combines fundamental company analysis with tactical portfolio management, offering integrated wealth management, discretionary investment services, financial planning, trust reporting, and business consulting.
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