Cavalot Capital

Cavalot Capital is a fee-only, wealth management firm serving clients nationwide from offices in Truckee and Redding, California. We specialize in working with business owners, multi-income households, and retirees who are looking for a more integrated approach to financial planning. Many of our clients have complex situations that involve multiple income streams, equity compensation, real estate, or retirement transitions, and they value having a single, trusted partner to help bring clarity and coordination. Our services combine financial planning, investment management, and proactive tax strategy under one roof. By bundling these areas together, we help clients reduce friction, avoid costly surprises, and ensure more of what they earn goes towards their life goals and financial objectives. The value we offer is rooted in transparency, responsiveness, and practical guidance. Clients come to us because they want a clear plan for the future that adapts as life changes, and to have a financial expert on retainer to make sense of it all. Our goal is to help each client make better financial decisions, gain back time and peace of mind, and feel confident that their money is aligned with the life they want to live. Damian currently lives around Lake Tahoe, CA and spends most of his down time ski racing and trail running. He is a CERTIFIED FINANCIAL PLANNER™ professional, Registered Life Planner® & CTEC Registered Tax Preparer (CRTP).

Theodore Palfini is a financial advisor at Cavalot Capital with 38 years of industry experience. He holds a Series 66 designation and previously worked for Sagepoint Financial, Inc. for 14 years. Outside of his advisory role, he serves as a Trustee, providing trustee services that include asset distribution, cash flow management, and coordination of healthcare and living arrangements. Cavalot Capital serves individuals, high-net-worth clients, families, trusts, and small businesses with integrated wealth management, discretionary investment management, financial planning, and tax return preparation. The firm combines fundamental and tactical analysis with a long-term, largely passive investment approach and offers a broad range of non-investment services alongside portfolio management.