Redding, CA Office

Cavalot Capital is a fee‑only comprehensive wealth management firm serving individuals, high‑net‑worth clients, families, trusts and small businesses; the two‑advisor firm manages roughly $64 million in discretionary assets. Its service lineup includes integrated wealth management, discretionary investment management, project and hourly financial planning, tax return preparation, personal trust reporting, administrative trustee coordination, and business consulting.

The firm combines fundamental company analysis with tactical portfolio adjustments and typically implements long‑term, primarily passive allocations while retaining the ability to manage portfolios discretionarily. Cavalot integrates ongoing financial planning and regular client reviews with implementation support, and it offers estate‑planning facilitation and basic cryptoasset guidance alongside trust reporting and tax services.

Distinctive elements include the availability of administrative trustee and supplemental trust accounting services delivered through a third‑party administrative trustee relationship, and the firm’s willingness to bundle tax preparation and business consultation into its wealth management offerings. Cavalot also uses a complexity‑based approach to planning fees and requires use of a single custodian platform whose research and technology support the firm — a relationship the brochure discloses as a potential conflict of interest.