Charlotte, NC Office

Guardian Wealth Advisors serves individuals (including high‑net‑worth clients), retirement plans and their participants, charitable organizations, trusts, and other business entities. The firm provides investment advisory and portfolio management, financial planning, retirement plan consulting, and a cash management program that places client funds at FDIC/NCUA‑insured depositories.

GWA implements client strategies primarily through ETFs and mutual funds, using a mix of fundamental and technical analysis and a systematic, quantitative framework that incorporates technical indicators and risk‑mitigation overlays to attempt to limit major market drawdowns. The firm allocates to third‑party managers and UMA platforms, offers both discretionary and non‑discretionary management, and uses tools such as Riskalyze to measure risk and organize trades.

Compared with most multi‑team peers, GWA discloses and uses hypothetical performance materials in its marketing and client materials, a practice that is relatively uncommon among similar firms. The brochure also notes several third‑party arrangements that create potential conflicts of interest — including a fee received for client participation in a cash‑management program and discounted technology arrangements — and discloses that certain supervised persons engage in brokerage and insurance activities and a recent regulatory discipline, which prospective clients may want to review.