Hollister, CA Office

Keystone Advisory Group provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts and charitable organizations, managing roughly $67.8 million on a discretionary basis for about 122 clients with a two-advisor team. Its offerings include comprehensive portfolio management delivered exclusively through the firm’s sponsored wrap fee program, as well as financial planning and consulting on retirement, estate, tax, real estate, insurance analysis and related topics.

The firm emphasizes individualized, fiduciary-focused advice and tailors wrapped portfolios to client objectives, risk tolerance and time horizons, with quarterly account reviews performed by the firm’s designated reviewer and at least annual verbal updates for wrap clients. Investment work uses a mix of fundamental and technical analysis and typically favors long-term purchase strategies, while financial planning engagements generally result in a written plan or consultation completed within about six months and leave implementation to the client.

Keystone is notable among peers for sponsoring its own wrap program and for operating an educational practice that includes the Key2Retire retirement-preparation program, free education offerings, webinars and FERS-focused online training — the firm’s principal devotes regular monthly hours to these activities. Representatives are also licensed insurance agents, a connection that supplements client services but may create additional referral and compensation considerations that prospective clients should review.