San Antonio, TX Office

Providence Capital provides investment advisory and financial planning services to individuals, high‑net‑worth individuals, and charitable organizations. The firm delivers ongoing discretionary portfolio management supported by written Investment Policy Statements and offers one‑time and ongoing financial planning, which can include recommendations for insurance products and annuities.

The firm’s investment process combines fundamental analysis and modern portfolio theory with a long‑term trading approach, generally favoring mutual funds and ETFs while also using fixed income, TIPS, precious‑metal ETFs, and private placements when appropriate. Providence Capital uses model portfolios and third‑party platforms (including access to a model marketplace) and employs AI‑assisted tools for research and operational workflows, with licensed advisers providing final supervision and discretion on trades.

A distinctive aspect of the firm is that some supervised persons are licensed insurance agents and the firm acts as an insurance broker/agent, disclosing that insurance commissions may create conflicts of interest and documenting those recommendations for client files. Providence Capital also participates in bundled and third‑party services (such as an Altruist subscription program and an intelliflo managed‑models/TAMP arrangement), and operates as a small multi‑adviser team managing roughly $41 million in discretionary assets while reporting no account minimums.