Noblesville, IN Office

Signature Financial Services, Ltd. provides portfolio management and financial planning to individual clients (including high‑net‑worth individuals), pension and profit‑sharing plans, trusts and estates, and business entities, offering services on both a discretionary and non‑discretionary basis. The firm also acts as an ERISA 3(21) co‑fiduciary for employee benefit plans and participates in wrap fee programs and fund‑based advisory platforms for retail and institutional clients.

The firm’s investment approach is grounded in modern portfolio theory, using model portfolios of mutual funds, ETFs and third‑party asset allocation strategies while applying cyclical and fundamental analysis and generally avoiding high‑frequency trading. Signature implements accounts through third‑party platforms and programs—including SEI Asset Allocation and SEI Managed Account programs (with an optional IMAP tax integration feature) and American Funds F‑2 direct shares—and provides periodic rebalancing and suitability reviews.

Distinctive operational features disclosed in the brochure include a requirement that advisory accounts be maintained with the firm’s designated custodians (Pershing or SEI) and an ongoing service relationship with an unaffiliated broker‑dealer that receives a fixed percentage of the firm’s advisory revenues, while some officers and representatives also serve as registered representatives, insurance agents, or maintain CPA practices. The firm has an SEC settlement from 2020 concerning mutual fund share‑class selection; the brochure describes reimbursements to clients and subsequent enhancements to compliance and disclosure practices.