SML Advisory
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
SML Advisory is a fee-based registered investment adviser that works with individuals, high-net-worth clients, corporations, and retirement plans. The firm provides comprehensive asset management on both discretionary and non-discretionary bases and also offers ERISA plan services and qualified plan consulting.
The firm documents client objectives with investment policy/risk-tolerance forms, uses fundamental, technical and cyclical analysis in security selection, and performs at least quarterly account reviews with periodic net worth and risk analyses. SML Advisory also makes available performance-based fee arrangements for qualified clients and applies high-water mark and hurdle provisions to those arrangements.
Distinctive aspects of the firm include a disclosed affiliated life and health insurance practice (management devotes a portion of time to insurance sales) and the provision of retirement-plan‑focused consulting and limited-scope 3(21) fiduciary services for plan sponsors. These features — a performance-fee option together with an affiliated insurance business and explicit ERISA plan services delivered in face‑to‑face or virtual meetings — are less common among solo independent advisors.
Client services
Expertise
Fee options
$0 - $1,000,000: 2.00% $1,000,001 - $5,000,000: 1.75% $5,000,001 - $10,000,000: 1.50% $10,000,001+: 1.00%
$195 per hour for qualified plan consulting services
20% of portfolio performance over an 8% annual hurdle for accounts over $1,000,000, charged quarterly in arrears with a high-water mark
Fee-only: Qualified plan consulting services at $195 per hour, negotiable based on complexity
Main office
Rio Rancho NM
Advisors at this office
1
Most active in
California · New Mexico
Also doing business as
Loddy, Shawn Michael · Sml Advisory · Sml Advisory LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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