Wilmington, DE Office

Third Sigma serves individuals (including high‑net‑worth individuals), trusts, estates, charitable organizations, corporations and pension/profit‑sharing plans. It provides discretionary portfolio management, comprehensive and scoped financial planning, retirement‑plan fiduciary services (including 3(21)/3(38) roles) and project‑based consulting for institutional clients.

The firm’s investment approach centers on diversified asset allocation that combines best‑in‑class active managers with low‑cost mutual funds and ETFs, with separately managed accounts used for larger clients and tax‑efficient transitions of legacy positions. Third Sigma typically manages portfolios on a discretionary basis, emphasizes cost‑effective implementation and systematic rebalancing, and charges asset‑based fees to align its interests with clients.

Noteworthy elements in the brochure include a disclosed affiliation with another registered adviser (M1 Capital) and common ownership with Malloch Capital Management, as well as the firm’s provision of public newsletters and no‑charge educational seminars and workshops for plan participants. The firm also operates with a small advisor team and discloses that some representatives hold insurance licenses, a potential conflict addressed in its policies.