TRICAPITAL Wealth Management, Inc.
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About
TriCapital Wealth Management provides investment management and financial planning for individual clients (including high-net-worth individuals) as well as business entities, retirement plans, foundations, estates, and trusts. Services described in the brochure include portfolio management, comprehensive financial planning, estate and tax coordination, retirement analysis, and business/employee benefits planning.
The firm emphasizes a personalized wealth-management process that begins with an exploratory meeting and detailed data gathering, followed by ongoing discretionary portfolio management, periodic reviews (at least semi‑annually), and use of a proprietary Retirement Funding Score to track progress. Investment strategies draw from mutual funds, ETFs, individual equities, fixed income, and may include margin/borrowing in managed accounts; accounts are managed both as wrap programs and as transaction‑based (non‑wrap) portfolios.
TriCapital’s business model includes several less-common features for a supported firm: its advisors are also registered representatives of a broker‑dealer (Osaic) and hold insurance licenses, so implementation can occur through brokerage or insurance channels and related compensation may be received separately from advisory fees. The firm offers an all‑inclusive wrap fee program through its broker‑dealer affiliation, permits the use of borrowing/margin in client accounts, and accepts standing letters of authorization (resulting in limited custody arrangements), all of which distinguish its operational and implementation options from many peers.
Client services
Expertise
Occupation focus
Fee options
Financial planning fees typically begin at $2,000; fees vary by complexity and are negotiable
$150,000 - $1,000,000: 1.25% annually (wrap account asset-based portfolio) $1,000,000 - $2,000,000: 1.00% annually (wrap account asset-based portfolio) $2,000,000 - $3,000,000: 0.85% annually (wrap account asset-based portfolio) $3,000,000+: Negotiable (wrap account asset-based portfolio) $0 - $1,000,000: 1.10% annually (non-wrap transaction based portfolio) $1,000,000 - $2,000,000: 0.85% annually (non-wrap transaction based portfolio) $2,000,000 - $3,000,000: 0.60% annually (non-wrap transaction based portfolio) $3,000,000+: Negotiable (non-wrap transaction based portfolio)
Account minimum: $150,000 Minimum fee: $50.00 or 0.09% annually minimum annual fee on wrap accounts
Main office
Three South Executive Park, 6115 Park South Drive, Suite 330
Charlotte NC 28210
Advisors at this office
3
Most active in
North Carolina · South Carolina
Also doing business as
Tricapital Financial Group, Inc. · Tricapital Wealth Management, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Brian D
CFP®, Series 66
Charlotte, NC
TRICAPITAL Wealth Management, Inc.
Brian Dalton is a financial advisor at TRICAPITAL Wealth Management, Inc. in Charlotte, NC. He holds the CFP® designation and Series 66 license, with seven years of industry experience. Prior to joining TRICAPITAL, he worked at The Vanguard Group, Inc. for five years. TRICAPITAL Wealth Management provides investment management and financial planning services to individuals, business entities, retirement plans, foundations, estates, and trusts. The firm employs a personalized wealth-management process with discretionary portfolio management and uses a proprietary Retirement Funding Score to monitor progress.
Randall W
CFP®, Series 63, Series 65
Charlotte, NC
TRICAPITAL Wealth Management, Inc.
Randall White is a CFP® professional with 35 years of experience in financial planning and investment management. He has been a principal at TRICAPITAL Wealth Management, Inc. since 1999 and previously worked with Triad Advisors, Inc. and OSAIC. White serves as a director for the Louis M. Helms Jr. and Anita B. Helms Charitable Foundation and holds a role as successor executor and trustee for related family trusts. TRICAPITAL Wealth Management provides investment management and financial planning services to individual clients, business entities, retirement plans, foundations, estates, and trusts. The firm employs a personalized wealth-management process and offers a variety of investment strategies, including portfolio management through wrap programs and transaction-based accounts, with distinct operational features stemming from its broker-dealer affiliation.
William S
Series 63, Series 65
Charlotte, NC
TRICAPITAL Wealth Management, Inc.
William Smith is a financial advisor at TRICAPITAL Wealth Management, Inc. in Charlotte, NC, with two years of industry experience. He holds Series 63 and Series 65 designations. Alongside his advisory work, he provides bookkeeping and tax return preparation services through his accounting firm, Z.V. Smith & Co. TRICAPITAL Wealth Management offers investment management and financial planning services to individuals, business entities, retirement plans, foundations, estates, and trusts. The firm employs a personalized wealth-management process and utilizes a proprietary Retirement Funding Score to monitor client progress, with investment strategies that include mutual funds, ETFs, equities, fixed income, and margin borrowing options.
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