A complete list of active advisors currently associated with Valley Oak Investment Strategies LLC

Warmer can help you find a great advisor at Valley Oak Investment Strategies LLC or one who fits your needs even better.

Valley Oak Investment Strategies provides comprehensive financial planning, consulting, investment management, and retirement plan consulting to business owners, individuals, families, corporations, charities, and pension/profit-sharing plans. The firm emphasizes tax planning for business owners and offers both full financial plans and single-topic consulting engagements alongside ongoing portfolio oversight. The firm develops customized plans through client interviews and maps client objectives to model portfolios and third‑party sub-advisers, using tools from the Altruist Model Marketplace and other platforms to implement strategies. Valley Oak typically seeks discretionary authority for portfolio implementation, monitors sub-advisers for adherence to chosen strategies, and rebalances portfolios as needed to maintain intended allocations. Noteworthy operational features disclosed in the brochure include affiliations that are less common for similar-sized firms: advisory personnel are licensed insurance professionals and the firm has a relationship with a broker‑dealer, arrangements the brochure identifies as creating potential commission‑based conflicts of interest. The firm also maintains institutional relationships with platform providers (including a recently established relationship with Betterment and participation in Altruist’s Model Marketplace and Altruist One program), giving it access to third‑party model portfolios, tax‑management tools, and platform benefits not always available at peers.

To learn more about the advisors currently working at Valley Oak Investment Strategies LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

You can also browse Valley Oak Investment Strategies LLC's office locations.

Name	Location	Years of experience
Matthew Chlopek	Ave Maria, FL	9
Philip Kehoe	Kalamazoo, MI	16
Matthew Rzepka	Kalamazoo, MI	19

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