David Williams is the sole advisor at Deer Isle Research & Management, LLC, an independent firm based in Deer Isle, ME. He holds Series 63 and Series 66 licenses and has 15 years of industry experience, all with Deer Isle Research & Management since its founding in 2011. Deer Isle Research & Management provides research-driven advisory services primarily to institutional clients such as investment companies, hedge funds, and other pooled investment vehicles, with limited service to high-net-worth individuals. The firm specializes in concentrated coverage of life-science and healthcare companies, offering fundamental analysis, valuation, clinical-trial modeling, and discretionary portfolio management focused on a select group of companies.

Nicholas Pye is the president of Cubic Pye Capital Management, Inc. in Belfast, Maine, and holds a Series 65 credential with 22 years of industry experience. He is also a Certified Public Accountant and a partner in Cubic Pye LLP, a tax advisory and personal financial planning firm based in Atlanta, Georgia, which operates separately from his investment advisory business. He has been involved with Cubic Pye LLP since 2000. Cubic Pye Capital Management, Inc. provides discretionary portfolio management and investment consulting to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm customizes portfolios using a combination of fundamental, technical, cyclical, and charting analyses, and offers ongoing monitoring and rebalancing or consulting services depending on client needs.

Andrew Norris is a financial advisor with AMWH Asset Management LLC, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. His prior roles include 17 years at Lazard Asset Management and a current position at Hollow Brook Wealth Management, where he also serves as a board member. In addition to his advisory work, Norris is a joint owner involved in real estate development through CAAN Properties 1 LLC. AMWH Asset Management LLC provides discretionary asset management and sub-advisory services to individuals, small businesses, trusts, estates, pooled investment vehicles, and charities. The firm customizes portfolios using fundamental, technical, and cash-flow analyses, and offers both discretionary trading authority and model recommendations to third-party advisers, with options for performance-based fee arrangements.

Christopher Klenk is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and 14 years of industry experience. He has worked at Key Investment Services and KeyBank since 2009. Outside of his advisory role, Klenk serves on the board of the Bangor Soccer Club as the Registrar, managing player registrations and game scheduling. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers portfolio management and model-based advisory products with custodial and trade execution services provided by Pershing, utilizing a multi-provider platform model with discretionary implementation by Envestnet and portfolio design by Key Wealth Chief Investment Office and third-party managers.

Thomas Lott is a financial advisor at Key Investment Services LLC with three years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at firms including MassMutual and Fidelity Brokerage Services. Outside of his advisory role, Lott serves on the board of Kids Cooperative Theatre in southern New Hampshire, where he assists with show selection, promotional graphics, and technical theatre support; he also participates on the steering committee of FUSION:Bangor, a regional networking group for engaged residents. Key Investment Services LLC is an SEC-registered investment adviser providing portfolio management and model-based advisory products to individuals, trusts, small businesses, and institutional clients through a network of financial professionals. The firm employs a multi-provider model and integrates services with KeyCorp affiliates, offering wrap-fee programs alongside custodial, trade execution, and ancillary insurance products.

Eugene Newton Jr. is a financial advisor at Commonwealth Financial Network with Series 63 and Series 66 designations and five years of industry experience. His career includes roles at Allen Insurance & Financial and Putnam Investments. Commonwealth Financial Network serves a national network of about 2,900 advisors and manages approximately $212.7 billion in client assets. The firm offers a broad adviser-support platform with both discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and custody and clearing services.

Robin Stanley is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 credentials and eight years of industry experience. His prior work includes roles at Empower Retirement and Citizens Securities, Inc., as well as multiple positions at Citizens Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm combines proprietary and third-party methodologies in its planning services, emphasizing long-term portfolio returns and savings rates, and operates within an integrated model tied to Empower’s recordkeeping and administrative platforms.

Joel Brotherton is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been associated with Principal Life Insurance Company since 2004 and Principal Securities Inc. since 2016. Outside of his advisory role, he owns and manages a condominium rental property in Costa Rica. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel abroad. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions through various advisory and promoter arrangements.

Robert Stallworth is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Primerica Financial Services and Primerica Advisors since 1991. Outside of advisory work, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on retail investors rather than institutional pension or profit-sharing plans.

Daniel Leach is a CFP® professional at Cetera with 44 years of industry experience. He has worked at Cetera Advisors LLC since 2013 and IA Associated Financial Planners, Inc. since 1995. Outside of advising, he is the owner of Daniel Leach Financial Services and Prosperity Advisors LLC and serves as a trustee for two holding companies focused on asset protection. Cetera Investment Advisers serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management, financial planning, and access to third-party managers through a multi-manager platform with various program structures and custodial relationships.

Stephen Bernstein is a Senior Financial Advisor and co-founder of GBM Wealth Management, a financial advisory team based in New Jersey. He has been working exclusively with Merrill Lynch Wealth Management since 2014. Stephen leads a team that focuses on providing comprehensive wealth management services to entrepreneurs, executives, retirees, and their families, emphasizing service and professionalism. With over a decade of experience, Stephen specializes in areas including divorce transition planning, family wealth management strategies, legacy planning, liquidity management, philanthropic planning, portfolio management, small business strategies, and services for endowments, foundations, and non-profits. His team is committed to anticipatory service, clear communication, and integrated wealth planning to help clients pursue their financial goals efficiently. Stephen and his team have received several recognitions, including multiple listings in Forbes' Best-in-State Wealth Advisors and Top Next-Generation Wealth Advisors. Stephen holds a Bachelor of Arts degree in Economics from the University of Miami. He serves as the President of The University of Miami Alumni Association – Philadelphia Chapter. Residing in Haddon Township, New Jersey, Stephen enjoys hiking, traveling, especially to Maine, and spending time with his family. He is also involved in animal welfare and ecological preservation efforts.

David Bouchard is a financial advisor with Primerica Advisors in Belfast, ME, holding Series 63 and Series 65 licenses and eight years of industry experience. His work history includes roles at PFS Investments Inc. and a decade at Isamax Snacks Inc., alongside a long tenure at Primerica Financial Services since 1991. He is also involved in the sale of loan products and home security services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Joshua Brewer is a financial advisor with LPL Financial in Belfast, ME, holding a Series 66 designation and 13 years of industry experience. He previously worked at Ameriprise and Merrill before joining LPL Financial and Camden National Bank in 2015. Brewer is involved with Camden Financial Consultants, a DBA related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm provides a range of investment strategies and platforms, combining advisory services with extensive non-advisory financial products.

Hilary Giles is a Managing Director and Private Wealth Advisor at Merrill Private Wealth Management, where she is a co-founder of The ABGOS Group. She serves a select group of wealth creators in technology, healthcare, and private equity, providing personalized and consultative financial advisory services. Hilary's practice focuses on investment management, liquidity event planning, cash-flow analysis, trust and estate planning, as well as values-based portfolio strategies and custom philanthropic planning. She advises clients on critical financial decisions, including business sales, initial public offerings, venture distributions, and family philanthropic plans. Hilary has been with Merrill since 2003. Her previous roles include managing the Northern California client account management group at Bessemer Trust and serving as Director of Fixed Income Research and Portfolio Manager at Sand Hill Advisors. She also managed an institutional Asian fixed-income portfolio at Prudential in Hong Kong and worked on the fixed income syndicate desk at J.P. Morgan. She holds a Bachelor of Arts degree from Georgetown University, where she was a Phi Beta Kappa graduate, and a Master of Business Administration from Columbia University, where she received a merit fellowship. Hilary holds the Personal Investment Advisor (PIA) designation. Outside of her professional career, Hilary lives in Portola Valley, California, with her husband. She has been involved with the Portola Valley Parcel Tax Oversight Committee and is a member of the Tarratine Club of Islesboro Maine. Her personal interests include basketball, boating, cooking, hiking, reading, and spending time with her family.

Peter Morris is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 16 years of industry experience, including prior roles at Guardian Life Insurance Company and Park Avenue Securities. He serves as a board member of the Bucks Harbor Yacht Club and owns a college funding counseling business, Andover Wealth Wise. Cambridge Investment Research Advisors is a large SEC-registered adviser that serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals using a variety of portfolio management strategies and platform arrangements.

Thomas Griffith is a CFP® professional with 14 years of industry experience, currently serving at Edward Jones since 2013. He holds a Series 66 license and is based in Lincolnville, ME. Outside of his advisory role, Griffith consults on business financial concerns for a local real estate agency. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets. The firm offers a variety of advisory strategies and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Timothy Poulin is a financial advisor at Edward Jones with 11 years of industry experience. He holds the Series 66 credential and previously worked at Lord Abbett for 11 years before joining Edward Jones in 2025. Outside his advisory role, he is involved in managing an Airbnb rental property in Belfast, ME. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Glenn Carlson Jr. is a financial advisor with Edward Jones in Belfast, ME, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies and advisory services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeffrey O'roak is a financial advisor with Edward Jones in Belfast, ME, holding a Series 66 designation and nine years of industry experience. Prior to joining Edward Jones in 2017, he worked at Bank of America for eleven years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Robert Drach is the founder of Drach Advisors LLC and holds the CFA® designation and Series 65 license with 20 years of industry experience. He is also an Assistant Professor at Maine Maritime Academy and publishes the Drach Market Research Weekly Report through his separate entity, Drach Market Research LLC. Drach Advisors LLC is a small independent registered investment adviser managing approximately $21.1 million for 39 clients, serving individuals, businesses, and charitable organizations. The firm offers portfolio management and advisory services, including separately managed accounts that may utilize derivatives, and publishes historical performance results.