Top financial advisors in Cedar Falls, IA
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a financial advisor in Cedar Falls, IA, if you're navigating retirement income planning, especially since the state has recently phased out taxes on much retirement income. Without a clear understanding of these local tax changes, you could miss opportunities to optimize your income streams.
- Local tax knowledge. Confirm how they incorporate Iowa's recent retirement income tax changes into your plan.
- Income sequencing. Ask how they prioritize withdrawals from different accounts to minimize taxes and penalties.
- Social Security timing. Discuss strategies for when to claim benefits to maximize your lifetime income.
- Expense forecasting. Ensure they model your future living costs alongside income to avoid shortfalls.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Todd T
Series 63, Series 65
Cedar Falls, IA
Mass Mutual Investors Services
Todd Thomas offers 24 years of experience in Cedar Falls, IA, with expertise in cash flow and budgeting, which is crucial for retirement income planning amid Iowa's tax changes. Affiliated with Mass Mutual Investors Services, a large firm providing comprehensive financial planning and asset management, he serves diverse clients including business owners and trusts, distinguishing him with a structured, collaborative approach.
Experience: 25 years
Avg account: $249,379
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Chandra R
Series 66
Cedar Falls, IA
Guardian Life
Chandra Ritter in Cedar Falls, IA, offers expertise in business exit strategies and tax-loss harvesting, which can be valuable for retirement income planning amid Iowa's tax changes. Affiliated with Primerica Advisors, a large firm, she provides flat-fee financial planning and consulting, serving self-employed clients and business owners with a focus on comprehensive retirement and tax strategies.
Experience: 3 years
Avg account: $230,599
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Wayne J
Series 63
Cedar Falls, IA
LPL Financial
Wayne Jacobson's 39 years of experience and expertise in wealth management and retirement plans for business owners make him well-equipped to address retirement income planning in Cedar Falls, IA, including local tax considerations. His flat-fee structure through LPL Financial, a large firm offering diverse investment solutions and insurance products, distinguishes him from others by combining personalized planning with broad resources.
Experience: 40 years
Avg account: $399,489
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Spencer J
Series 63, Series 65
Cedar Falls, IA
Fencl Advisory Services, LLC
Spencer Johnson in Cedar Falls, IA, specializes in retirement income strategy and general retirement planning, making him well-suited to navigate Iowa's recent retirement income tax changes. His firm, Fencl Advisory Services, offers a flat-fee structure and serves high-net-worth clients with a long-term, buy-and-hold investment approach, differentiating him through customized portfolios and extensive industry experience.
Experience: 10 years
Avg account: $563,889
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Shannon H
Series 66
Cedar Falls, IA
Edward Jones
Shannon Hall specializes in retirement income strategy and general retirement planning, making her well-suited to help clients in Cedar Falls navigate local tax changes affecting retirement income. With 14 years of experience at Edward Jones, a large firm managing over $1 trillion in assets, she offers access to diverse investment strategies and tax-efficient investing, differentiating her from advisors at smaller firms.
Experience: 15 years
Avg account: $246,728
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