Top financial advisors in Centralia, IL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a financial advisor in Centralia, IL when you're planning for retirement income without worrying about state income tax, but still need to manage high property taxes effectively. A common mistake is overlooking how property taxes impact your overall retirement budget, which can lead to unexpected shortfalls.
- Retirement income planning. Confirm how they factor in Illinois' lack of state income tax but high property taxes when projecting your cash flow.
- Property tax strategies. Ask if they help identify ways to manage or appeal property tax assessments to reduce your expenses.
- Long-term expense forecasting. Ensure they model how property taxes might increase over time and affect your retirement sustainability.
- Experience in Illinois markets. Look for advisors familiar with local real estate and tax nuances that influence retirement planning here.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Seth S
ChFC®, Series 66
Centralia, IL
Edward Jones
Seth Silger offers retirement planning expertise in Centralia, IL, with a focus on estate planning and multi-generational wealth transfer, which can support managing retirement income alongside local property tax challenges. Affiliated with Edward Jones, a large firm managing over $1 trillion in assets, he provides a fee structure up to 1.35% annually and brings eight years of industry experience, including a background as a business owner and executive.
Experience: 8 years
Avg account: $246,728
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John Y
Series 65
Centralia, IL
Terrapene Capital
John Yardley in Centralia, IL, offers active portfolio management and factor investing strategies through Terrapene Capital, which uses machine-learning and quantitative models. Unlike other advisors, he serves a small client base including accredited and institutional investors, with fees up to 2% AUM, and brings a unique background from property and repair businesses, though he has no prior industry experience.
Experience: 0 years
Avg account: $105,786
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Christopher K
Series 65, Series 66, Series 63
Centralia, IL
Centaurus Financial, Inc.
Christopher Krupp in Centralia, IL, specializes in income planning and Social Security optimization, which are crucial for managing retirement income in a state with no income tax but high property taxes. Affiliated with Centaurus Financial, a large firm offering access to third-party money managers and unified managed accounts, he provides flexible fee options including negotiable hourly rates and AUM fees up to 2.25% annually.
Experience: 10 years
Avg account: $213,989
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Douglas M
Series 63, Series 66
Salem, IL
LPL Financial
Douglas Malan offers 22 years of experience in wealth management and retirement plans, making him well-equipped to address retirement income planning in Centralia, IL, especially considering local tax factors. His affiliation with LPL Financial, a large firm with extensive investment resources, combined with a flat-fee structure and expertise in tax-loss harvesting, distinguishes him from other advisors in the region.
Experience: 23 years
Avg account: $399,489
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Travis E
Series 63, Series 65
Centralia, IL
Money Concepts Capital Corp
Travis Etheridge offers retirement income strategy expertise in Centralia, IL, with 14 years of experience and credentials including Series 63 and 65. His firm, Money Concepts Capital Corp, manages $3.33 billion across 14,700 clients using diverse investment approaches, which may help address local property tax impacts on retirement budgets. Compared to others, his background as a business owner and involvement in multiple industries provides a broad perspective on financial planning needs.
Experience: 14 years
Avg account: $237,847
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