Flat-fee financial advisors in Centralia, IL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a flat-fee financial advisor if you want clear, predictable costs instead of fees based on your assets. Without this pricing clarity, you could end up paying more than expected or face conflicts of interest tied to commission-based models.
- Transparent fee structure. Confirm exactly what services are included in the flat fee and whether any additional charges might apply.
- Experience with local taxes. Since Illinois has no tax on retirement income but high property taxes, ask how they factor this into your financial plan.
- Comprehensive planning approach. Flat-fee advisors often cover multiple areas; check if they integrate investment, tax, and estate planning for your situation.
- Firm size and resources. Understand how the advisor’s firm size might affect the support and tools available to you.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Lea A
Series 66
Salem, IL
Benjamin F. Edwards & Company, Inc.
Lea Ashby offers flat-fee financial planning with negotiable fees and has 21 years of experience, making her well-suited for clients seeking predictable costs in Centralia, IL. Affiliated with Benjamin F. Edwards & Company, a large firm managing $15.7 billion in assets, she provides expertise in passive and active portfolio management, tax-loss harvesting, and retirement plans for business owners, distinguishing her through broad capabilities and firm resources.
Experience: 22 years
Avg account: $553,528
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Ian T
Series 66
Breese, IL
Midwestern Securities Trading Company, LLC
Ian Timmermann offers flat-fee financial planning and consultation services near Centralia, IL, with a focus on retirement plans for business owners and business exit strategies. His firm combines fundamental and technical analysis for portfolio management, serving both individual and high-net-worth clients, which may provide a broader investment approach compared to other local advisors.
Experience: 1 year
Avg account: $161,531
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Douglas M
Series 63, Series 66
Salem, IL
LPL Financial
Douglas Malan offers flat-fee financial planning and consulting services, making costs predictable for clients in Centralia, IL. With 22 years of experience and credentials like Series 63 and 66, he specializes in wealth management, retirement plans for business owners, and tax-loss harvesting, supported by the resources of the large firm LPL Financial based in nearby Salem.
Experience: 23 years
Avg account: $399,489
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Rex S
Series 63, Series 66
Mt Vernon, IL
Cetera
Rex Scott offers flat-fee financial planning and consulting, making him suitable for clients seeking predictable costs in Centralia, IL. With 27 years of experience and credentials like Series 63 and 66, he specializes in wealth management and retirement plans for business owners, supported by Cetera's large firm resources and a comprehensive approach including tax and accounting services.
Experience: 27 years
Avg account: $306,089
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Mccabe S
Series 66
Mt. Vernon, IL
J. W. Cole Advisors, Inc.
Mccabe Strothmann offers flat-fee financial planning and consulting services, suitable for clients in Centralia, IL seeking predictable costs. With seven years of experience and a Series 66 designation, he works at J.W. Cole Advisors, a large firm providing diverse managed account solutions and both discretionary and non-discretionary investment approaches, which may offer broader resources compared to smaller firms.
Experience: 8 years
Avg account: $255,702
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