Top financial advisors working with retirees in Centralia, IL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might be entering retirement or already retired and looking to manage your income and assets without worrying about tax on your retirement income, which is not taxed in Illinois. A common mistake is not accounting for high property taxes that can impact your overall budget.
- Income planning focus. Confirm how they help balance withdrawals to maintain your lifestyle while considering property tax impacts.
- Legacy considerations. Ask how they approach passing assets to heirs efficiently, given your retirement status.
- Healthcare cost planning. Ensure they factor in potential medical expenses and insurance needs as part of your retirement plan.
- Experience with retiree needs. Look for advisors who understand the unique cash flow and investment challenges retirees face in Centralia, IL.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Seth S
ChFC®, Series 66
Centralia, IL
Edward Jones
Seth Silger specializes in retirement and estate planning, making him well-suited to address retirees' income and legacy needs in Centralia, IL. Working at Edward Jones, a large firm managing over $1 trillion in assets, he offers wealth management with a program fee up to 1.35% annually, combining multi-generational wealth transfer expertise with a fiduciary standard.
Experience: 8 years
Avg account: $246,728
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Christopher K
Series 65, Series 66, Series 63
Centralia, IL
Centaurus Financial, Inc.
Christopher Krupp specializes in income planning and Social Security optimization, which are crucial for retirees managing cash flow in Centralia, IL. Working with Centaurus Financial, a large firm offering access to third-party money managers and unified managed accounts, he provides flexible fee options including negotiable hourly rates and AUM fees up to 2.25%, supporting diverse retiree needs.
Experience: 10 years
Avg account: $213,989
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Douglas M
Series 63, Series 66
Salem, IL
LPL Financial
Douglas Malan's 22 years of experience and focus on wealth management and retirement plans for business owners equip him to address retirees' income and legacy planning needs near Centralia, IL. Operating through LPL Financial, a large firm, he offers flat-fee financial planning and integrates tax-loss harvesting strategies, distinguishing him from advisors with different fee structures or smaller firm affiliations.
Experience: 23 years
Avg account: $399,489
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Rex S
Series 63, Series 66
Mt Vernon, IL
Cetera
Rex Scott's 27 years of experience and expertise in wealth management and retirement plans for business owners make him well-suited to address retirees' income and legacy planning needs near Centralia, IL. Operating through Cetera, a large firm offering flat fees and diverse portfolio management options, he also brings tax and accounting insights from his ownership of Scott Wealth Management, enhancing his comprehensive approach compared to other advisors.
Experience: 27 years
Avg account: $306,089
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Travis E
Series 63, Series 65
Centralia, IL
Money Concepts Capital Corp
Travis Etheridge specializes in retirement income strategy and cash flow budgeting, making him well-suited to address retirees' unique financial needs in Centralia, IL. His affiliation with Money Concepts Capital Corp, a large firm managing $3.33 billion for 14,700 clients, offers access to diverse investment approaches and managed programs, distinguishing him from advisors at smaller firms.
Experience: 14 years
Avg account: $237,847
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